Cascade County MT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Unlock detailed Cascade County MT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,331 |
| Total Mortgage Loan Application Amount | $1,056,246,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $94,709,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $6,600,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,266,125,000,000 | 980 | $ 145,763,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 669 | $ 87,032,000 |
| STOCKMAN BANK OF MONTANA 700 MAIN STREET MILES CITY, MT 59301 |
* | $ 2,382,417,000 | 619 | $ 100,616,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 7,694,310,000 | 543 | $ 53,343,000 |
| MOUNTAIN WEST BANK, N.A. 1225 CEDAR STREET / PO BOX 6013 HELENA, MT 59604 |
* | $ 647,555,000 | 205 | $ 34,587,000 |
| MANN FINANCIAL INC. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ 10,000,000 | 193 | $ 27,966,000 |
| MONTANA FEDERAL CREDIT UNION 15 14TH STREET SOUTH GREAT FALLS, MT 59401 |
* | $ 188,364,000 | 180 | $ 18,667,000 |
| EMBARK 1500 RIVER DRIVE NORTH GREAT FALLS, MT 59401 |
* | $ 86,270,000 | 158 | $ 14,925,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 153 | $ 22,522,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 136 | $ 19,118,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 14,069,057,000 | 121 | $ 20,817,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 91 | $ 13,983,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 169,076,807,000 | 90 | $ 17,243,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 89 | $ 14,864,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 178,034,172,000 | 82 | $ 13,995,000 |
| BELT VALLEY BANK PO BOX 196 BELT, MT 59412 |
* | $ 63,604,000 | 61 | $ 4,515,000 |
| UNIVERSAL LENDING CORPORATION 6775 E EVANS AVE LITTLETON, CO 80224 |
* | $ 10,000,000 | 57 | $ 7,672,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,474,077,383,000 | 57 | $ 6,993,000 |
| RUSSELL COUNTRY FEDERAL CREDIT UNION 810 1ST AVE S GREAT FALLS, MT 59401 |
* | $ 61,786,000 | 56 | $ 4,686,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 52 | $ 8,113,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 40 | $ 6,023,000 |
| 1ST LIBERTY 6200 3RD AVE N GREAT FALLS, MT 59401 |
* | $ 156,892,000 | 40 | $ 3,726,000 |
| PRAIRIE MOUNTAIN BANK 1019 7TH STREET SOUTH GREAT FALLS, MT 59405 |
* | $ 70,157,000 | 39 | $ 7,317,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,482,504,000 | 39 | $ 6,985,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 35 | $ 5,229,000 |
| DISCOVER HOME LOANS, INC. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 35 | $ 5,391,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 34 | $ 5,610,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,313,401,000,000 | 28 | $ 2,841,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 27 | $ 4,572,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 25 | $ 2,526,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 19 | $ 2,966,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 13 | $ 3,058,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,105,077,000 | 13 | $ 1,596,000 |
| TETON BANKS 321 CENTRAL AVE, DRAWER 9 FAIRFIELD, MT 59436 |
* | $ 189,181,000 | 13 | $ 1,024,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 94,795,926,000 | 12 | $ 1,338,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 9 | $ 1,536,000 |
| ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 8 | $ 2,147,000 |
| AMERICAN FEDERAL SAVINGS BANK 1400 PROSPECT AVE. HELENA, MT 59601 |
* | $ 502,636,000 | 8 | $ 1,265,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 52,436,123,000 | 8 | $ 1,625,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,232,230,000 | 7 | $ 1,627,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ 100,000,000 | 6 | $ 758,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 429,180,000 | 6 | $ 826,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 6 | $ 1,140,000 |
| ROCKY MOUNTAIN BANK 2615 KING AVE WEST BILLINGS, MT 59102 |
* | $ 465,600,000 | 6 | $ 976,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 6 | $ 1,112,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,247,622,000 | 6 | $ 985,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 18,212,833,000 | 6 | $ 1,212,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,532,278,000 | 5 | $ 524,000 |
| REVERSE MORTGAGE SOLUTIONS INC 14405 WALTERS RD SUITE 200 HOUSTON, TX 77014 |
* | $ 10,978,000 | 5 | $ 307,650,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 82,086,021,000 | 5 | $ 467,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 862,757,000 | 5 | $ 600,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 5 | $ 625,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 5 | $ 547,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 5 | $ 561,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 4 | $ 396,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 3,670,975,000 | 4 | $ 820,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,864,946,000 | 4 | $ 270,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 4 | $ 415,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 4 | $ 553,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 295,026,390,000 | 4 | $ 725,000 |
| MILITARY FAMILY HOME LOANS, LL 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 1,102,281,049,000 | 3 | $ 320,000 |
| NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ 10,000,000 | 3 | $ 590,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 250,961,257,000 | 3 | $ 516,000 |
| AGWEST FARM CREDIT, FLCA 2001 SOUTH FLINT ROAD SPOKANE, WA 99220 |
* | $ 4,658,882,000 | 3 | $ 1,792,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 3 | $ 198,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 196,979,000 | 3 | $ 27,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 467,666,000 | 3 | $ 612,000 |
| FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 350,904,000 | 3 | $ 532,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 3 | $ 266,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 209,365,000 | 3 | $ 423,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 7,681,182,000 | 3 | $ 608,000 |
| FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,376,094,000 | 2 | $ 354,000 |
| STERLING SAVINGS BANK 111 N WALL ST SPOKANE, WA 99201 |
* | $ 9,246,172,000 | 2 | $ 243,000 |
| CELTIC BANK 268 S. STATE ST., SUITE 300 SALT LAKE CITY, UT 84111 |
* | $ 248,452,000 | 2 | $ 488,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 2 | $ 169,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 768,613,000 | 2 | $ 393,000 |
| GRAND BANK, NATIONAL ASSOCIATION 2297 HWY 33 HAMILTON, NJ 08690 |
* | $ 277,529,000 | 2 | $ 174,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 338,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ 826,484,000 | 2 | $ 254,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 237,816,000 | 2 | $ 301,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 2,872,587,000 | 2 | $ 256,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 2 | $ 366,000 |
| WEST TOWN BANK & TRUST 7820 W 26TH STREET NORTH RIVERSIDE, IL 60546 |
* | $ 140,392,000 | 2 | $ 159,000 |
| FIRST NATIONAL BANK OF LAYTON 1601 N. HILLFIELD ROAD LAYTON, UT 84041 |
* | $ 268,686,000 | 2 | $ 507,000 |
| ADVANTAGE PLUS 2133 E CENTER ST. POCATELLO, ID 83201 |
* | $ 108,346,000 | 1 | $ 280,000 |
| EVERENCE FEDERAL CREDIT UNION 2160 LINCOLN HWY E, STE 20 LANCASTER, PA 17602 |
* | $ 135,009,000 | 1 | $ 34,000 |
| CLEARWATER FEDERAL CREDIT UNION 3600 BROOKS ST MISSOULA, MT 59801 |
* | $ 379,646,000 | 1 | $ 25,000 |
| ENT CREDIT UNION 7250 CAMPUS DRIVE COLORADO SPRINGS, CO 80920 |
* | $ 3,730,396,000 | 1 | $ 5,000 |
| CORPORATE AMERICA FAMILY 2445 ALFT LANE ELGIN, IL 60124 |
* | $ 568,143,000 | 1 | $ 169,000 |
| BANC OF CALIFORNIA, NA 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 1,369,414,000 | 1 | $ 102,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 149,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 150,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 1 | $ 200,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 230,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 171,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 43,000 |
| UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 33,878,000 | 1 | $ 136,000 |
| FIRST CENTURY BANK, NATIONAL ASSOCIATION 807 DORSEY ST GAINESVILLE, GA 30501 |
* | $ 78,379,000 | 1 | $ 172,000 |
| OPERATING ENGINEERS LOCAL UNION #3 250 N CANYONS PARKWAY LIVERMORE, CA 94551 |
* | $ 806,687,000 | 1 | $ 80,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,891,810,000 | 1 | $ 56,000 |
| BANK OF KANSAS 524 N MAIN ST SOUTH HUTCHINSON, KS 67501 |
* | $ 315,256,000 | 1 | $ 488,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 12,000 |
| ARC HOME LLC 2010 CORPORATE RIDGE STE 750 BALTIMORE, MD 22102 |
* | $ 10,000,000 | 1 | $ 181,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 270,671,000 | 1 | $ 117,000 |
| VENTURE BANK 4470 W 78TH STREET CIRCLE SUITE 100 BLOOMINGTON, MN 55435 |
* | $ 362,472,000 | 1 | $ 937,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 636,087,000 | 1 | $ 173,000 |
| AXIA FINANCIAL, LLC 1120 112TH AVE NE STE 600 BELLEVUE, WA 98004 |
* | $ 40,000,000 | 1 | $ 87,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 627,435,000 | 1 | $ 160,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 120,000 |
| GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 1 | $ 280,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 223,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Cascade County MT in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,058 | $752,642,000 | $246,000 | $94,709,000 | $65,000 | $2,055,000 |
| Home Purchase | 1,773 | $279,532,000 | $157,000 | $1,441,000 | $67,000 | $6,600,000 |
| Home Improvement | 500 | $24,072,000 | $48,000 | $319,000 | $71,000 | $1,250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,324 | $590,595,000 | $136,000 | $1,200,000 | $71,000 | $6,600,000 |
| Not applicable | 495 | $395,520,000 | $799,000 | $94,709,000 | $17,000 | $369,000 |
| Not Provided | 318 | $42,626,000 | $134,000 | $395,000 | $72,000 | $418,000 |
| Hispanic | 68 | $9,918,000 | $145,000 | $461,000 | $78,000 | $500,000 |
| American Indian or Alaskan Native | 52 | $5,678,000 | $109,000 | $325,000 | $42,000 | $268,000 |
| Black or African American | 41 | $5,862,000 | $142,000 | $296,000 | $45,000 | $175,000 |
| Asian | 26 | $4,545,000 | $174,000 | $370,000 | $109,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,502,000 | $214,000 | $291,000 | $49,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,464 | $450,057,000 | $129,000 | $3,430,000 | $80,000 | $6,600,000 |
| VA-guaranteed (Veterans Administration) | 1,064 | $188,974,000 | $177,000 | $682,000 | $38,000 | $357,000 |
| FHA-insured (Federal Housing Administration) | 765 | $412,263,000 | $538,000 | $94,709,000 | $42,000 | $368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $4,952,000 | $130,000 | $225,000 | $38,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,091 | $428,358,000 | $138,000 | $3,430,000 | $70,000 | $2,055,000 |
| Loan Purchased By The Institution | 832 | $441,482,000 | $530,000 | $94,709,000 | $37,000 | $500,000 |
| Application Denied By Financial Institution | 743 | $91,622,000 | $123,000 | $850,000 | $75,000 | $6,600,000 |
| Application Withdrawn By Applicant | 397 | $56,884,000 | $143,000 | $789,000 | $69,000 | $582,000 |
| File Closed For Incompleteness | 148 | $22,297,000 | $150,000 | $417,000 | $79,000 | $1,250,000 |
| Application Approved But Not Accepted | 120 | $15,603,000 | $130,000 | $595,000 | $72,000 | $463,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 173 | $18,452,000 | $106,000 | $692,000 | $68,000 | $540,000 |
| Debt-To-Income Ratio | 117 | $15,225,000 | $130,000 | $850,000 | $49,000 | $240,000 |
| Collateral | 112 | $15,632,000 | $139,000 | $769,000 | $136,000 | $6,600,000 |
| Other | 64 | $6,874,000 | $107,000 | $335,000 | $85,000 | $500,000 |
| Credit Application Incomplete | 46 | $6,838,000 | $148,000 | $415,000 | $81,000 | $490,000 |
| Unverifiable Information | 25 | $4,312,000 | $172,000 | $840,000 | $132,000 | $1,555,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,603,000 | $173,000 | $415,000 | $60,000 | $135,000 |
| Employment History | 5 | $328,000 | $65,000 | $130,000 | $47,000 | $122,000 |
| Mortgage Insurance Denied | 1 | $73,000 | $73,000 | $73,000 | $34,000 | $34,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.