Cass County, TX Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 783 mortgage applications in Cass County, TX totaling $68.7 million, down 15% from 2009. The average application was for $87,000, and applicants reported an average income of $65,000. 47% of applications resulted in an originated loan and 25% were denied. The most active lender was Texar Federal Credit Union, with 65 applications, followed by Wells Fargo Bank, NA and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 783
Total Mortgage Loan Application Amount $68,665,000
Average Mortgage Loan Application Amount $87,000
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $65,000
Highest Applicant Income $538,000

Mortgage Company List for Lending in Cass County, TX for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Texar Federal Credit Union
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ 219,868,000 65 $ 6,726,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 52 $ 3,130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 46 $ 4,511,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 121,162,000 38 $ 1,918,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 38 $ 2,060,000
North East Texas Credit Union
P. O. BOX 1480
LONE STAR, TX 75668
* $ 77,242,000 35 $ 2,340,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 34 $ 1,619,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 32 $ 3,558,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 451,754,000 32 $ 2,550,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 31 $ 2,020,000
Guaranty Bond Bank
100 W ARKANSAS
MOUNT PLEASANT, TX 75455
* $ 886,344,000 28 $ 2,754,000
Cypress Bank, FSB
120 SOUTH GREER BOULEVARD
PITTSBURG, TX 75686
* $ 164,968,000 19 $ 1,581,000
Domino Federal Credit Union
2208 KENNEDY LANE
TEXARKANA, TX 75503
* $ 48,461,000 19 $ 1,564,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 133,987,000 19 $ 985,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 18 $ 2,300,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 14 $ 543,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 13 $ 1,007,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 12 $ 1,223,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 12 $ 1,180,000
The Peoples State Bank
880 SAN ANTONIO AVE
MANY, LA 71449
* $ 433,607,000 10 $ 403,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 10 $ 735,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 10 $ 1,143,000
1st Bank, N.A.
PO BOX 520
HOPE, AR 71801
* $ 286,382,000 8 $ 354,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 8 $ 1,123,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 8 $ 987,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 2,755,222,000 7 $ 716,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 535,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 838,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 6 $ 767,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 5 $ 512,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 5 $ 581,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 499,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 541,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 410,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 3 $ 298,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 392,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 363,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 3 $ 404,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 3 $ 148,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,005,780,000 3 $ 116,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 3 $ 302,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 3 $ 191,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 3 $ 246,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 3 $ 235,000
Texas Heritage National Bank
107 WEBB STREET
DAINGERFIELD, TX 75638
* $ 112,339,000 3 $ 193,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 1,041,169,000 2 $ 146,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,042,946,000 2 $ 209,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 2 $ 375,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 1,987,814,000 2 $ 264,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 849,181,000 2 $ 47,000
East Texas Professional C.U.
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 406,460,000 2 $ 83,000
Member Home Loan LLC
9601 JONES RD SUITE 108
HOUSTON, TX 77065
* $ 589,064,000 2 $ 138,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 180,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 187,000
Southwest Stage Funding LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 2 $ 218,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 2 $ 297,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 219,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,189,784,000 2 $ 135,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 471,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 109,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 344,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 333,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 465,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 208,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 310,000
Americahomekey, Inc
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 2 $ 338,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 262,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 1 $ 102,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 289,000
Cendera Funding Inc.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 1 $ 133,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 112,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 360,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 65,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 1 $ 63,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 132,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 1 $ 136,000
Bank of New Orleans
1600 VETERANS BLVD
METAIRIE, LA 70005
* $ 321,237,000 1 $ 25,000
Mil-Way Federal Credit Union
2000 ARKANSAS BLVD
TEXARKANA, AR 71854
* $ 85,549,000 1 $ 169,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 3,634,677,000 1 $ 187,000
State Bank of De Kalb
102 S RUNNELS
DE KALB, TX 75559
* $ 118,735,000 1 $ 80,000
Citizens Bank
301 E MAIN ST
KILGORE, TX 75662
* $ 283,771,000 1 $ 33,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 8,845,088,000 1 $ 52,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 18,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 612,256,000 1 $ 142,000
Orange Savings Bank
812 N 16TH STREET
ORANGE, TX 77630
* $ 345,434,000 1 $ 39,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,379,910,000 1 $ 79,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 136,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 270,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 38,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 197,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ 1,639,656,000 1 $ 120,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 1 $ 2,000
National Bank of Arkansas
4004 MCCAIN BLVD
NORTH LITTLE ROCK, AR 72116
* $ 198,948,000 1 $ 97,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 180,000
Citizens 1st Bank
PO BOX 630908
NACOGDOCHES, TX 75963
* $ 709,186,000 1 $ 360,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 64,608,091,000 1 $ 25,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 85,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 135,000
Community Bank
PO BOX 2232
LONGVIEW, TX 75606
* $ 116,369,000 1 $ 1,300,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 97,000
Affiliated Bank
500 HARWOOD RD
BEDFORD, TX 76021
* $ 164,626,000 1 $ 92,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 90,000
Gilmer National Bank, Gilmer, Texas
P O BOX 460
GILMER, TX 75644
* $ 184,674,000 1 $ 16,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 1 $ 267,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 455,314,000 1 $ 63,000

The tables below break down 2010 mortgage applications in Cass County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cass County, TX in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 397 $35,386,000 $89,000 $1,300,000 $61,000 $435,000
Refinancing 294 $30,256,000 $102,000 $360,000 $71,000 $420,000
Home Improvement 92 $3,023,000 $32,000 $297,000 $67,000 $538,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 596 $52,365,000 $87,000 $1,300,000 $71,000 $538,000
Black or African American 84 $5,310,000 $63,000 $226,000 $48,000 $144,000
Not Provided 53 $5,629,000 $106,000 $289,000 $58,000 $192,000
Not applicable 28 $3,647,000 $130,000 $297,000 $16,000 $118,000
Hispanic 17 $1,177,000 $69,000 $189,000 $50,000 $149,000
Asian 3 $434,000 $144,000 $240,000 $48,000 $67,000
American Indian or Alaskan Native 2 $103,000 $51,000 $63,000 $46,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 591 $48,456,000 $81,000 $1,300,000 $70,000 $538,000
FHA-insured (Federal Housing Administration) 124 $12,215,000 $98,000 $218,000 $51,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $3,745,000 $91,000 $190,000 $46,000 $83,000
VA-guaranteed (Veterans Administration) 27 $4,249,000 $157,000 $289,000 $54,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 371 $33,658,000 $90,000 $1,300,000 $76,000 $538,000
Application Denied By Financial Institution 197 $13,319,000 $67,000 $272,000 $56,000 $420,000
Loan Purchased By The Institution 96 $11,181,000 $116,000 $289,000 $51,000 $149,000
Application Approved But Not Accepted 52 $3,561,000 $68,000 $228,000 $52,000 $150,000
Application Withdrawn By Applicant 51 $5,360,000 $105,000 $360,000 $68,000 $168,000
File Closed For Incompleteness 16 $1,586,000 $99,000 $180,000 $52,000 $202,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 80 $3,882,000 $48,000 $240,000 $55,000 $300,000
Debt-To-Income Ratio 34 $3,090,000 $90,000 $250,000 $42,000 $136,000
Collateral 17 $1,735,000 $102,000 $216,000 $67,000 $144,000
Other 11 $680,000 $61,000 $133,000 $80,000 $222,000
Credit Application Incomplete 3 $395,000 $131,000 $199,000 $55,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 2 $133,000 $66,000 $77,000 $59,000 $75,000
Employment History 1 $80,000 $80,000 $80,000 $33,000 $33,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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