Cayey Municipio, PR Mortgage Lenders & HMDA Data, 2023
In 2023, lenders reported 277 mortgage applications in Cayey Municipio, PR totaling $39.5 million, down 16% from 2022. The average application was for $142,000, and applicants reported an average income of $67,000. 53% of applications resulted in an originated loan and 14% were denied. The most active lender was Banco Popular, with 51 applications, followed by Oriental Bank and Hr Mortgage Corp.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 277 |
| Total Mortgage Loan Application Amount | $39,505,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $755,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $494,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 56,050,000,000 | 51 | $ 6,445,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,709,667,000 | 49 | $ 7,115,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 36 | $ 4,790,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 18,626,645,000 | 34 | $ 5,190,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 30 | $ 4,740,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 10 | $ 1,710,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 9 | $ 935,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 7 | $ 1,035,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 5 | $ 535,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ -1,000 | 5 | $ 645,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 4 | $ 380,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 4 | $ 830,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 3 | $ 225,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 35,526,360,000 | 3 | $ 325,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 3 | $ 505,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 3 | $ 345,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ -1,000 | 2 | $ 120,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 2 | $ 260,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 2 | $ 190,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ -1,000 | 2 | $ 390,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 5,751,484,000 | 2 | $ 610,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ -1,000 | 1 | $ 245,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 175,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 654,595,000 | 1 | $ 755,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 45,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 1 | $ 195,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 1 | $ 135,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 1 | $ 55,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ -1,000 | 1 | $ 175,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ -1,000 | 1 | $ 65,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ -1,000 | 1 | $ 135,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ -1,000 | 1 | $ 205,000 |
The tables below break down 2023 mortgage applications in Cayey Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Cayey Municipio, PR in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 237 | $34,265,000 | $144,000 | $435,000 | $64,000 | $365,000 |
| Cash-out Refinancing | 14 | $2,680,000 | $191,000 | $755,000 | $106,000 | $494,000 |
| Not Applicable | 10 | $720,000 | $72,000 | $155,000 | $0 | $0 |
| Other Purpose | 7 | $605,000 | $86,000 | $115,000 | $69,000 | $220,000 |
| Refinancing | 7 | $945,000 | $135,000 | $255,000 | $103,000 | $289,000 |
| Home Improvement | 2 | $290,000 | $145,000 | $185,000 | $40,000 | $42,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 225 | $32,065,000 | $142,000 | $755,000 | $65,000 | $494,000 |
| Not applicable | 41 | $5,595,000 | $136,000 | $315,000 | $0 | $0 |
| White | 7 | $1,295,000 | $185,000 | $295,000 | $126,000 | $219,000 |
| Black or African American | 2 | $190,000 | $95,000 | $145,000 | $60,000 | $73,000 |
| Not Provided | 1 | $155,000 | $155,000 | $155,000 | $67,000 | $67,000 |
| Asian | 1 | $205,000 | $205,000 | $205,000 | $61,000 | $61,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 120 | $17,920,000 | $149,000 | $435,000 | $59,000 | $289,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 73 | $9,535,000 | $130,000 | $755,000 | $90,000 | $494,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $8,680,000 | $131,000 | $425,000 | $48,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,370,000 | $187,000 | $325,000 | $86,000 | $145,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 146 | $20,240,000 | $138,000 | $755,000 | $64,000 | $494,000 |
| Loan Purchased By The Institution | 41 | $5,595,000 | $136,000 | $315,000 | $0 | $0 |
| Application Denied By Financial Institution | 40 | $5,140,000 | $128,000 | $345,000 | $69,000 | $328,000 |
| Application Withdrawn By Applicant | 40 | $6,330,000 | $158,000 | $335,000 | $65,000 | $323,000 |
| File Closed For Incompleteness | 5 | $1,065,000 | $213,000 | $325,000 | $99,000 | $228,000 |
| Application Approved But Not Accepted | 5 | $1,135,000 | $227,000 | $325,000 | $132,000 | $365,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 237 | $34,365,000 | $145,000 | $755,000 | $67,000 | $494,000 |
| Collateral | 29 | $3,805,000 | $131,000 | $345,000 | $67,000 | $299,000 |
| Debt-To-Income Ratio | 3 | $295,000 | $98,000 | $125,000 | $57,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $585,000 | $195,000 | $305,000 | $155,000 | $328,000 |
| Other | 2 | $160,000 | $80,000 | $85,000 | $49,000 | $65,000 |
| Employment History | 2 | $200,000 | $100,000 | $135,000 | $48,000 | $76,000 |
| Unverifiable Information | 1 | $95,000 | $95,000 | $95,000 | $18,000 | $18,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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