Chase County, NE Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 176 mortgage applications in Chase County, NE totaling $15.4 million, up 48% from 2012. The average application was for $87,000, and applicants reported an average income of $61,000. 56% of applications resulted in an originated loan and 18% were denied. The most active lender was Pinnacle Bank, with 38 applications, followed by Adams Bank & Trust and Valley Bank and Trust.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 176
Total Mortgage Loan Application Amount $15,371,000
Average Mortgage Loan Application Amount $87,000
Highest Mortgage Loan Application Amount $450,000
Average Applicant Income $61,000
Highest Applicant Income $354,000

Mortgage Company List for Lending in Chase County, NE for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 3,757,956,000 38 $ 3,460,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 570,099,000 35 $ 2,541,000
Valley Bank and Trust
1701 1ST AVENUE
SCOTTSBLUFF, NE 69361
* $ 331,272,000 28 $ 1,524,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 18 $ 2,008,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 10 $ 982,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 6 $ 934,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 2,345,845,000 4 $ 379,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,173,000 3 $ 320,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 2 $ 402,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 2 $ 130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 2 $ 173,000
Waypoint Bank
747 MERIDIAN AVENUE
COZAD, NE 69130
* $ 219,605,000 2 $ 206,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 179,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 2 $ 124,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 34,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 8,000
Wray State Bank
300 CLAY ST
WRAY, CO 80758
* $ 104,026,000 1 $ 11,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 2,029,920,000 1 $ 25,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 32,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 70,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 163,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 230,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 1 $ 86,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 1 $ 74,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 234,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 124,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 1 $ 86,000
Vectra Bank Colorado, NA
7800 E. DORADO PLACE, SUITE 100
GREENWOOD VILLAGE, CO 80111
* $ 2,510,586,000 1 $ 80,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 54,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 28,000
Amfirst Bank
PO BOX 1447
MCCOOK, NE 69001
* $ 237,469,000 1 $ 123,000

The tables below break down 2013 mortgage applications in Chase County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chase County, NE in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 87 $8,704,000 $100,000 $450,000 $60,000 $323,000
Home Purchase 72 $6,209,000 $86,000 $224,000 $60,000 $354,000
Home Improvement 17 $458,000 $26,000 $74,000 $67,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 140 $11,477,000 $81,000 $450,000 $74,000 $354,000
Not applicable 29 $3,298,000 $113,000 $274,000 $1,000 $46,000
Not Provided 4 $357,000 $89,000 $163,000 $54,000 $76,000
Hispanic 3 $239,000 $79,000 $152,000 $44,000 $53,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 149 $12,693,000 $85,000 $450,000 $66,000 $354,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,342,000 $83,000 $153,000 $26,000 $65,000
FHA-insured (Federal Housing Administration) 10 $1,102,000 $110,000 $172,000 $40,000 $101,000
VA-guaranteed (Veterans Administration) 1 $234,000 $234,000 $234,000 $108,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 99 $8,039,000 $81,000 $450,000 $78,000 $354,000
Application Denied By Financial Institution 32 $2,426,000 $75,000 $195,000 $46,000 $118,000
Loan Purchased By The Institution 29 $3,381,000 $116,000 $274,000 $5,000 $81,000
Application Withdrawn By Applicant 8 $742,000 $92,000 $230,000 $81,000 $191,000
Application Approved But Not Accepted 6 $697,000 $116,000 $212,000 $103,000 $265,000
File Closed For Incompleteness 2 $86,000 $43,000 $54,000 $56,000 $113,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5 $348,000 $69,000 $93,000 $53,000 $72,000
Debt-To-Income Ratio 3 $334,000 $111,000 $195,000 $56,000 $118,000
Collateral 3 $251,000 $83,000 $96,000 $68,000 $95,000
Employment History 1 $88,000 $88,000 $88,000 $17,000 $17,000
Insufficient Cash (Downpayment, Closing Cost) 1 $98,000 $98,000 $98,000 $103,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Nebraska Lender List