Chase County, NE Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 135 mortgage applications in Chase County, NE totaling $22.4 million, up 12% from 2014. The average application was for $166,000, and applicants reported an average income of $55,000. 58% of applications resulted in an originated loan and 14% were denied. The most active lender was Pinnacle Bank, with 28 applications, followed by Adams Bank & Trust and Valley Bank and Trust.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 135
Total Mortgage Loan Application Amount $22,442,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $3,600,000
Average Applicant Income $55,000
Highest Applicant Income $297,000

Mortgage Company List for Lending in Chase County, NE for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,037,913,000 28 $ 3,310,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 664,052,000 24 $ 2,215,000
Valley Bank and Trust
1701 1ST AVENUE
SCOTTSBLUFF, NE 69361
* $ 335,716,000 18 $ 682,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 13 $ 1,795,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 7 $ 8,310,000
Waypoint Bank
747 MERIDIAN AVENUE
COZAD, NE 69130
* $ 268,719,000 4 $ 368,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 397,763,000 4 $ 550,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 364,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 119,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 411,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 175,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 253,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 2 $ 32,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 2 $ 237,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 271,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 2 $ 214,000
Washington County Bank
PO BOX 248
BLAIR, NE 68008
* $ 351,441,000 1 $ 70,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 278,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 131,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 17,377,985,000 1 $ 5,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 890,389,000 1 $ 64,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,040,462,000 1 $ 136,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 53,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 51,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 117,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 88,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 95,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 284,493,000 1 $ 183,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 118,869,000 1 $ 154,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,394,500,000 1 $ 995,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 655,141,000 1 $ 281,000

The tables below break down 2015 mortgage applications in Chase County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chase County, NE in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 71 $7,768,000 $109,000 $473,000 $56,000 $297,000
Refinancing 50 $14,180,000 $283,000 $3,600,000 $54,000 $277,000
Home Improvement 14 $494,000 $35,000 $228,000 $52,000 $90,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 96 $9,740,000 $101,000 $473,000 $69,000 $297,000
Not applicable 26 $10,798,000 $415,000 $3,600,000 $0 $0
Not Provided 7 $1,521,000 $217,000 $900,000 $72,000 $126,000
Hispanic 6 $383,000 $63,000 $170,000 $51,000 $116,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 109 $19,891,000 $182,000 $3,600,000 $60,000 $297,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,111,000 $92,000 $170,000 $25,000 $69,000
FHA-insured (Federal Housing Administration) 10 $889,000 $88,000 $146,000 $45,000 $92,000
VA-guaranteed (Veterans Administration) 4 $551,000 $137,000 $149,000 $37,000 $56,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 78 $8,542,000 $109,000 $995,000 $66,000 $297,000
Loan Purchased By The Institution 22 $2,676,000 $121,000 $271,000 $11,000 $82,000
Application Denied By Financial Institution 19 $1,956,000 $102,000 $228,000 $53,000 $137,000
Application Withdrawn By Applicant 10 $8,814,000 $881,000 $3,600,000 $63,000 $277,000
Application Approved But Not Accepted 4 $422,000 $105,000 $189,000 $60,000 $95,000
File Closed For Incompleteness 2 $32,000 $16,000 $16,000 $61,000 $61,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1 $117,000 $117,000 $117,000 $92,000 $92,000
Credit History 1 $30,000 $30,000 $30,000 $23,000 $23,000
Debt-To-Income Ratio 1 $228,000 $228,000 $228,000 $90,000 $90,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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