Chattooga County, GA Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 763 mortgage applications in Chattooga County, GA totaling $80.9 million, down 1% from 2012. The average application was for $105,000, and applicants reported an average income of $50,000. 50% of applications resulted in an originated loan and 24% were denied. The most active lender was United Community Bank, with 122 applications, followed by Wells Fargo Bank NA and Regions Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 763
Total Mortgage Loan Application Amount $80,863,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $11,740,000
Average Applicant Income $50,000
Highest Applicant Income $571,000

Mortgage Company List for Lending in Chattooga County, GA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 6,794,846,000 122 $ 8,007,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 83 $ 7,175,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 57 $ 4,629,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 55 $ 2,779,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 38 $ 3,681,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,230,791,000 31 $ 3,305,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 28 $ 2,058,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,428,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 21 $ 2,570,000
Bank of Lafayette
P O BOX 1149
LAFAYETTE, GA 30728
* $ 244,297,000 19 $ 1,177,000
Southeast First National Bank
P.O. BOX 530, 10144 COMMERCE STREET
SUMMERVILLE, GA 30747
* $ 65,837,000 18 $ 745,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 15 $ 1,908,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 15 $ 2,132,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 13 $ 1,904,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,275,000
American Bank of Huntsville
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 159,974,000 10 $ 758,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 10 $ 1,185,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 10 $ 1,482,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,081,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 8 $ 710,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 718,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 7 $ 600,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 223,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 3 $ 165,000
Heritage First Bank
501 BROAD STREET
ROME, GA 30161
* $ 102,301,000 3 $ 1,424,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 3 $ 333,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 295,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 3 $ 280,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 450,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 490,000
Greater Community Bank
1490 MARTHA BERRY BLVD.; P. O. BOX 529
ROME, GA 30162
* $ 131,482,000 3 $ 119,000
Lge Community Credit Union
PO BOX 1287
MARIETTA, GA 30061
* $ 888,782,000 3 $ 276,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 505,919,000 3 $ 205,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 3 $ 13,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 2 $ 237,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,425,077,000 2 $ 44,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 111,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 2 $ 436,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 2 $ 330,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 2 $ 255,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 2 $ 219,000
Family Savings Credit Union
711 E MEIGHAN BLVD
RAINBOW CITY, AL 35906
* $ 303,211,000 2 $ 165,000
Northwest Georgia Bank
PO BOX 789
RINGGOLD, GA 30736
* $ 451,378,000 2 $ 24,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 121,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 135,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 149,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 98,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 2 $ 171,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 2 $ 131,000
Citizens Bank & Trust, Inc.
P O BOX 249
TRENTON, GA 30752
* $ 90,426,000 2 $ 61,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 258,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 110,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 2 $ 345,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 301,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 75,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 298,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 277,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 64,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 130,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 175,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 143,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 101,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 84,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 1 $ 129,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 123,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 161,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 174,000
Midsouth Federal Credit Union
4810 MERCER UNIVERSITY DRIVE
MACON, GA 31210
* $ 170,443,000 1 $ 70,000
Chattanooga Federal Employees
2011 STEIN DR.
CHATTANOOGA, TN 37421
* $ 49,807,000 1 $ 30,000
Southern Energy Credit Union
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,305,461,000 1 $ 105,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 11,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,016,309,000 1 $ 135,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 110,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 186,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 11,740,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 98,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 1 $ 128,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 115,000
Beneficial Bank
1818 MARKET STREET
PHILADELPHIA, PA 19103
* $ 5,002,692,000 1 $ 30,000
Southcrest Bank
108 S CHURCH STREET
THOMASTON, GA 30286
* $ 299,771,000 1 $ 264,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 125,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 178,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ 10,000,000 1 $ 147,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 57,000
F&M Bank
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 816,987,000 1 $ 199,000
Builtwell Bank
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ 882,109,000 1 $ 199,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 691,779,000 1 $ 53,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,169,063,000 1 $ 51,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 178,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 277,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 38,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 7,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 60,000
Ameritrust Mortgage Inc.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 115,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 138,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 1,728,838,000 1 $ 148,000
Evabank
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 340,410,000 1 $ 23,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 3,893,429,000 1 $ 32,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 64,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 12,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 1 $ 79,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,058,734,000 1 $ 76,000
Coosa Valley Credit Union
2010 REDMOND CIRCLE
ROME, GA 30165
* $ 158,473,000 1 $ 44,000

The tables below break down 2013 mortgage applications in Chattooga County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chattooga County, GA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 446 $57,848,000 $129,000 $11,740,000 $53,000 $456,000
Home Purchase 233 $20,246,000 $86,000 $408,000 $42,000 $288,000
Home Improvement 84 $2,769,000 $32,000 $401,000 $54,000 $571,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 605 $53,554,000 $88,000 $1,008,000 $53,000 $571,000
Not applicable 70 $19,060,000 $272,000 $11,740,000 $19,000 $219,000
Not Provided 54 $5,487,000 $101,000 $277,000 $55,000 $219,000
Black or African American 19 $1,651,000 $86,000 $206,000 $54,000 $138,000
Hispanic 11 $873,000 $79,000 $298,000 $45,000 $94,000
Native Hawaiian or Other Pacific Islander 2 $158,000 $79,000 $82,000 $34,000 $40,000
American Indian or Alaskan Native 2 $80,000 $40,000 $77,000 $41,000 $53,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 512 $44,614,000 $87,000 $1,008,000 $59,000 $571,000
FHA-insured (Federal Housing Administration) 168 $27,850,000 $165,000 $11,740,000 $29,000 $116,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $4,580,000 $83,000 $194,000 $27,000 $70,000
VA-guaranteed (Veterans Administration) 28 $3,819,000 $136,000 $332,000 $48,000 $203,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 379 $33,833,000 $89,000 $1,008,000 $57,000 $571,000
Application Denied By Financial Institution 181 $14,704,000 $81,000 $321,000 $45,000 $219,000
Loan Purchased By The Institution 104 $22,717,000 $218,000 $11,740,000 $29,000 $219,000
Application Withdrawn By Applicant 39 $4,620,000 $118,000 $277,000 $58,000 $250,000
Application Approved But Not Accepted 36 $2,559,000 $71,000 $186,000 $41,000 $181,000
File Closed For Incompleteness 24 $2,430,000 $101,000 $207,000 $52,000 $138,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 37 $1,671,000 $45,000 $156,000 $45,000 $101,000
Debt-To-Income Ratio 18 $1,482,000 $82,000 $200,000 $31,000 $95,000
Credit Application Incomplete 12 $1,805,000 $150,000 $321,000 $75,000 $119,000
Collateral 10 $1,186,000 $118,000 $215,000 $72,000 $140,000
Other 10 $754,000 $75,000 $170,000 $60,000 $219,000
Insufficient Cash (Downpayment, Closing Cost) 4 $406,000 $101,000 $146,000 $21,000 $45,000
Unverifiable Information 3 $237,000 $79,000 $118,000 $27,000 $48,000
Employment History 1 $57,000 $57,000 $57,000 $25,000 $25,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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