Chautauqua County, KS Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 38 mortgage applications in Chautauqua County, KS totaling $3.4 million, down 31% from 2015. The average application was for $88,000, and applicants reported an average income of $59,000. 45% of applications resulted in an originated loan and 32% were denied. The most active lender was Community National Bank & Trust, with 11 applications, followed by loanDepot.com LLC and Arvest Bank.

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Total Number of Mortgage Applications 38
Total Mortgage Loan Application Amount $3,358,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $337,000
Average Applicant Income $59,000
Highest Applicant Income $230,000

Mortgage Company List for Lending in Chautauqua County, KS for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 936,842,000 11 $ 818,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 5 $ 521,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 4 $ 86,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 2 $ 184,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 127,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 93,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 876,160,000 1 $ 54,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 1 $ 68,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 133,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 1 $ 64,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 1 $ 125,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 1 $ 337,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 717,117,000 1 $ 310,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 1 $ 3,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 1 $ 78,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,416,352,000 1 $ 28,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 484,559,000 1 $ 64,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 168,000

The tables below break down 2016 mortgage applications in Chautauqua County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chautauqua County, KS in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18 $1,905,000 $105,000 $337,000 $58,000 $151,000
Refinancing 14 $1,343,000 $95,000 $197,000 $70,000 $230,000
Home Improvement 6 $110,000 $18,000 $68,000 $35,000 $84,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 32 $2,829,000 $88,000 $337,000 $62,000 $230,000
American Indian or Alaskan Native 3 $207,000 $69,000 $79,000 $44,000 $50,000
Not Provided 2 $154,000 $77,000 $97,000 $41,000 $43,000
Black or African American 1 $168,000 $168,000 $168,000 $47,000 $47,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33 $2,609,000 $79,000 $310,000 $60,000 $230,000
FHA-insured (Federal Housing Administration) 3 $334,000 $111,000 $168,000 $43,000 $71,000
VA-guaranteed (Veterans Administration) 2 $415,000 $207,000 $337,000 $55,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17 $1,536,000 $90,000 $337,000 $49,000 $151,000
Application Denied By Financial Institution 12 $1,016,000 $84,000 $197,000 $65,000 $230,000
Application Withdrawn By Applicant 5 $482,000 $96,000 $145,000 $66,000 $117,000
File Closed For Incompleteness 3 $260,000 $86,000 $133,000 $84,000 $111,000
Loan Purchased By The Institution 1 $64,000 $64,000 $64,000 $41,000 $41,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $102,000 $51,000 $100,000 $38,000 $51,000
Debt-To-Income Ratio 2 $251,000 $125,000 $197,000 $32,000 $54,000
Collateral 1 $168,000 $168,000 $168,000 $47,000 $47,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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