Citrus County, FL Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 5,154 mortgage applications in Citrus County, FL totaling $568.9 million, down 23% from 2013. The average application was for $110,000, and applicants reported an average income of $62,000. 49% of applications resulted in an originated loan and 25% were denied. The most active lender was Suntrust Bank, with 347 applications, followed by Wells Fargo Bank NA and Regions Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,154
Total Mortgage Loan Application Amount $568,858,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $1,225,000
Average Applicant Income $62,000
Highest Applicant Income $1,342,000

Mortgage Company List for Lending in Citrus County, FL for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 347 $ 9,863,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 332 $ 35,711,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 323 $ 25,276,000
Brannen Bank
P. O. BOX 1929
INVERNESS, FL 34450
* $ 410,186,000 285 $ 27,369,000
Suncoast Credit Union
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 5,505,435,000 256 $ 21,380,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 254 $ 29,140,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 194 $ 35,818,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 179 $ 21,356,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 165 $ 19,360,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 141 $ 19,248,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 128 $ 8,780,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 124 $ 15,111,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 108 $ 15,576,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 67 $ 12,180,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,590,767,000 63 $ 6,618,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 60 $ 8,702,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 60 $ 8,455,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 1,615,841,000 55 $ 5,616,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 50 $ 5,881,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 50 $ 5,865,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 50 $ 7,014,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 47 $ 4,812,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 46 $ 4,929,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 46 $ 4,122,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 37 $ 4,214,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 37 $ 3,944,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 37 $ 4,969,000
Florida Credit Union
PO BOX 5549
GAINESVILLE, FL 32627
* $ 559,139,000 37 $ 2,812,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 36 $ 4,185,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 36 $ 4,603,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 35 $ 4,595,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 31 $ 2,763,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 26 $ 3,728,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 23 $ 2,235,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 23 $ 5,533,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 22 $ 2,858,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 21 $ 3,303,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 21 $ 2,031,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 21 $ 2,231,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 20 $ 3,031,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 20 $ 1,862,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 19 $ 1,896,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 19 $ 2,867,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 217,626,166,000 18 $ 1,811,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 18 $ 1,773,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 18 $ 161,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 17 $ 1,638,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 17 $ 2,032,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 17 $ 2,030,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 16 $ 1,791,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 16 $ 2,145,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 16 $ 2,133,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 15 $ 2,158,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 6,437,850,000 14 $ 1,268,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,376,686,000 14 $ 1,784,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 14 $ 2,577,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 13 $ 1,745,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ 10,000,000 13 $ 1,471,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 12 $ 2,120,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 12 $ 979,000
Old Florida Bank
315 EAST ROBINSON STREET, SUITE 350
ORLANDO, FL 32801
* $ 832,500,000 12 $ 1,353,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 12 $ 1,251,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 11 $ 1,573,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 11 $ 843,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 11 $ 1,244,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 11 $ 1,331,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 11 $ 1,423,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 11 $ 1,370,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 10 $ 1,232,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 10 $ 1,166,000
Mortgage Lenders Investment Tr
1400 INTERNATIONAL PARKWAY SOUTH SUITE 1000 LAKE MARY
LAKE MARY, FL 32746
* $ 2,578,000 10 $ 1,240,000
Centerstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 2,409,733,000 10 $ 618,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 9 $ 1,811,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 9 $ 1,293,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 9 $ 818,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 71,737,435,000 9 $ 1,153,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,365,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 8 $ 1,008,000
Grow Financial Federal Credit Union
9927 DELANEY LAKE DRIVE
TAMPA, FL 33647
* $ 1,941,324,000 8 $ 876,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 8 $ 257,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 8 $ 898,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 8 $ 596,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 8 $ 689,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 7 $ 1,339,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 7 $ 960,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 7 $ 1,005,000
Campus USA Credit Union
14007 NW 1ST RD
NEWBERRY, FL 32669
* $ 1,140,544,000 7 $ 347,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 7 $ 911,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 7 $ 471,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ 12,167,000 7 $ 677,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 7 $ 846,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 6 $ 594,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 6 $ 601,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 6 $ 483,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 6 $ 1,040,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 6 $ 549,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 6 $ 750,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 6 $ 629,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 6 $ 1,095,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 6 $ 1,128,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 5 $ 691,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 5 $ 468,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 5 $ 555,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 5 $ 572,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 721,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 5 $ 377,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 5 $ 581,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 588,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 4 $ 631,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 4 $ 258,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 11,262,169,000 4 $ 589,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 4 $ 816,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 4 $ 555,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 4 $ 700,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 4 $ 387,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,933,259,000 4 $ 344,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 469,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 4 $ 754,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 4 $ 445,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 617,585,000 4 $ 494,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 4 $ 259,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 4 $ 814,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 4 $ 963,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 4 $ 524,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 300,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 3 $ 486,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 3 $ 417,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,861,646,000 3 $ 492,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 3 $ 633,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 3 $ 363,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 3 $ 738,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 536,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 3 $ 514,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 3 $ 746,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,522,056,000 3 $ 330,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 559,172,000 3 $ 710,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 800,870,000 3 $ 580,000
San Antonio Citizens Federal Credit Union
12542 CURLEY ST
SAN ANTONIO, FL 33576
* $ 146,070,000 3 $ 22,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 3 $ 165,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 3 $ 380,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 23,864,142,000 3 $ 220,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 62,915,596,000 3 $ 180,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 3 $ 322,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 2 $ 279,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 2 $ 448,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ 20,000,000 2 $ 261,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 23,380,000 2 $ 204,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 318,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 252,000
First America Bank
2811 MANATEE AVE W
BRADENTON, FL 34205
* $ 249,927,000 2 $ 565,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 2 $ 279,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,253,875,000 2 $ 348,000
Nature Coast Bank
2455 N. CITRUS HILLS BLVD.
HERNANDO, FL 34442
* $ 57,211,000 2 $ 393,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 3,368,127,000 2 $ 301,000
First Minnesota Bank
4625 COUNTY ROAD 101
MINNETONKA, MN 55345
* $ 404,644,000 2 $ 98,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,561,135,000 2 $ 282,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 2 $ 521,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 275,000
Achieva Credit Union
1659 VIRGINIA ST
DUNEDIN, FL 34698
* $ 1,005,475,000 2 $ 313,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 2 $ 342,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 206,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 2 $ 263,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 2 $ 160,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 150,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 0 2 $ 259,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 464,347,000 2 $ 229,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 598,835,000 2 $ 59,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,527,444,000 2 $ 119,000
Addition Financial Credit Union
1000 PRIMERA BLVD
LAKE MARY, FL 32746
* $ 1,422,474,000 2 $ 96,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 165,034,000 2 $ 316,000
Community Bank and Trust of Florida
P.O. BOX 1570
OCALA, FL 34478
* $ 581,758,000 2 $ 180,000
Fairwinds Credit Union
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ 1,693,160,000 2 $ 202,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,192,380,000 2 $ 104,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 2 $ 278,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,560,571,000 2 $ 215,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 2 $ 235,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 0 2 $ 123,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 411,000
Tropical Financial Credit Union
3050 CORPORATE WAY
MIRAMAR, FL 33025
* $ 537,812,000 2 $ 150,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 2 $ 225,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 198,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ 10,000,000 2 $ 266,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 356,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 2 $ 190,000
The Mortgage Firm
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ 42,892,123,000 2 $ 318,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 2 $ 252,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 365,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 2 $ 239,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 2 $ 478,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ 1,400,000,000 2 $ 359,000
Capital Partners Mortgage, LLC
1535 THREE VILLAGE ROAD
WESTON, FL 33326
* $ 0 2 $ 287,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 38,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 103,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 60,000
Fidelity Funding Mortgage Corp.
255 SOUTH MAITLAND AVENUE
MAITLAND, FL 32751
* $ 10,000,000 1 $ 141,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 54,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 142,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 171,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ 10,000,000 1 $ 133,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ 329,000 1 $ 92,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ 64,596,484,000 1 $ 195,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 128,000
Interstate Home Loan Center
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 1 $ 80,000
Patriot Bank Mortgage
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 511,822,000 1 $ 148,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 120,000
The Valley State Bank
502 N MERCHANT
BELLE PLAINE, KS 67013
* $ 124,450,000 1 $ 25,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 128,245,000 1 $ 131,000
United Southern Bank
PO DRAWER 29
UMATILLA, FL 32784
* $ 398,214,000 1 $ 20,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 175,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 103,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 1 $ 117,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 95,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 49,000
Seacoast National Bank
815 S COLORADO AVE
MIAMI, FL 34994
* $ 2,266,837,000 1 $ 69,000
Stearns Bank National Association
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 1,481,962,000 1 $ 98,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 67,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 1 $ 133,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 75,000
Vystar Credit Union
4949 BLANDING BLVD
JACKSONVILLE, FL 32202
* $ 4,948,104,000 1 $ 85,000
Massmutual FCU
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 223,841,000 1 $ 42,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 558,432,000 1 $ 217,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,041,120,000 1 $ 176,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 823,756,000 1 $ 45,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 1 $ 160,000
Atlantic Coast Bank
505 HAINES AVE
WAYCROSS, GA 31501
* $ 735,405,000 1 $ 10,000
Ibm Southeast Emp Credit Union
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 834,129,000 1 $ 122,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,569,087,000 1 $ 71,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 967,098,000 1 $ 120,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 124,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 1 $ 177,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 1 $ 330,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 261,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 97,000
Brightstar Credit Union
3400 N UNIVERSITY DR
COOPER CITY, FL 33024
* $ 423,645,000 1 $ 65,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 485,792,000 1 $ 91,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 45,000
Atlantic Capital Bank, National Association
1110 MARKET STREET SUITE 300
CHATTANOOGA, TN 37402
* $ 977,364,000 1 $ 10,000
First Avenue National Bank
910 SW 1ST AVENUE
OCALA, FL 34471
* $ 94,055,000 1 $ 126,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 1 $ 164,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 811,472,000 1 $ 409,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 64,984,000 1 $ 50,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 1 $ 170,000
Central Bank
20701 BRUCE B DOWNS BLVD
TAMPA, FL 33647
* $ 73,487,000 1 $ 180,000
Jefferson Bank of Florida
3711 TAMPA RD
OLDSMAR, FL 34677
* $ 193,893,000 1 $ 86,000
Progress Bank and Trust
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 530,092,000 1 $ 252,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 5,444,999,000 1 $ 84,000
Novartis Federal Credit Union
124 S RIDGEDALE AVE
EAST HANOVER, NJ 07936
* $ 130,650,000 1 $ 80,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 1 $ 30,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 87,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 8,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,014,796,000 1 $ 46,000
Drummond Community Bank
P O BOX 1039, 1627 NORTH YOUNG BLVD.
CHIEFLAND, FL 32644
* $ 363,761,000 1 $ 34,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 299,620,000 1 $ 65,000
Community First Bank
P.O. BOX 1700
HARRISON, AR 72602
* $ 461,487,000 1 $ 5,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,129,075,000 1 $ 100,000
Miami Firefighters Federal Credit Union
1111 NW 7TH ST
MIAMI, FL 33136
* $ 77,804,000 1 $ 124,000
Armco Credit Union
PO BOX 1589
BUTLER, PA 16003
* $ 278,244,000 1 $ 5,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,091,202,000 1 $ 115,000
First Community CU of Beloit
1702 PARK AVE
BELOIT, WI 53511
* $ 95,214,000 1 $ 70,000
Community First Credit Union of Florida
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 1,221,186,000 1 $ 207,000
Space Coast Credit Union
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 3,108,452,000 1 $ 99,000
Usameribank
4790 140TH AVE N
CLEARWATER, FL 33762
* $ 2,899,494,000 1 $ 111,000
Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 1,630,170,000 1 $ 74,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 150,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 1 $ 212,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 1 $ 97,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 6,825,080,000 1 $ 164,000
Bank of Clarke
2 E MAIN ST
BERRYVILLE, VA 22611
* $ 582,472,000 1 $ 15,000
Home Savings Bank
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 229,843,000 1 $ 175,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 245,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 1 $ 67,000
Mortgage Master
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 100,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 56,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,016,109,000 1 $ 261,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,910,000,000 1 $ 144,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 124,000
Standard Bank and Trust Co.
7800 W 95TH ST
HICKORY HILLS, IL 60457
* $ 2,180,649,000 1 $ 164,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 351,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,664,330,000 1 $ 60,000
Coastalstates Bank
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 369,447,000 1 $ 148,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,136,005,000 1 $ 91,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 1 $ 64,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 39,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 99,877,000,000 1 $ 109,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 105,616,000,000 1 $ 640,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 65,201,888,000 1 $ 28,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 11,681,215,000 1 $ 77,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 179,771,772,000 1 $ 92,000
Imortgage Lending Solutions LLC
1300 PONCE DE LEON BLVD, #103
CORAL GABLES, FL 33134
* $ 6,606,000 1 $ 105,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 1 $ 59,000
Atlantic Pacific Mortgage Corporation
302 FELLOWSHIP ROAD, SUITE 110
MT. LAUREL, NJ 08054
* $ 10,000,000 1 $ 168,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 219,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 1 $ 47,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 1 $ 159,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ 10,000,000 1 $ 215,000
Rushmore Loan Management Servi
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 117,300,000 1 $ 208,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 102,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 225,000

The tables below break down 2014 mortgage applications in Citrus County, FL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Citrus County, FL in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,700 $316,775,000 $117,000 $908,000 $67,000 $1,342,000
Refinancing 1,871 $238,385,000 $127,000 $1,225,000 $59,000 $780,000
Home Improvement 583 $13,698,000 $23,000 $500,000 $49,000 $498,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,023 $438,006,000 $108,000 $908,000 $66,000 $1,342,000
Not Provided 417 $49,321,000 $118,000 $417,000 $64,000 $498,000
Not applicable 305 $35,824,000 $117,000 $1,225,000 $7,000 $398,000
Hispanic 204 $20,033,000 $98,000 $400,000 $57,000 $360,000
Black or African American 94 $11,315,000 $120,000 $498,000 $62,000 $233,000
Asian 60 $9,032,000 $150,000 $620,000 $90,000 $500,000
American Indian or Alaskan Native 41 $3,915,000 $95,000 $281,000 $46,000 $172,000
Native Hawaiian or Other Pacific Islander 10 $1,412,000 $141,000 $500,000 $61,000 $117,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,576 $375,406,000 $104,000 $1,225,000 $71,000 $1,342,000
FHA-insured (Federal Housing Administration) 704 $73,243,000 $104,000 $276,000 $39,000 $279,000
VA-guaranteed (Veterans Administration) 643 $97,771,000 $152,000 $536,000 $47,000 $227,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 231 $22,438,000 $97,000 $365,000 $31,000 $240,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,515 $290,694,000 $115,000 $1,225,000 $70,000 $1,342,000
Application Denied By Financial Institution 1,305 $123,031,000 $94,000 $908,000 $56,000 $500,000
Application Withdrawn By Applicant 479 $56,806,000 $118,000 $590,000 $65,000 $743,000
Loan Purchased By The Institution 422 $48,747,000 $115,000 $594,000 $24,000 $398,000
Application Approved But Not Accepted 259 $23,944,000 $92,000 $417,000 $60,000 $408,000
File Closed For Incompleteness 170 $25,262,000 $148,000 $890,000 $71,000 $703,000
Preapproval Denied by Financial Institution 3 $329,000 $109,000 $148,000 $42,000 $63,000
Preapproval Approved but not Accepted 1 $45,000 $45,000 $45,000 $40,000 $40,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 315 $12,613,000 $40,000 $369,000 $47,000 $498,000
Debt-To-Income Ratio 217 $22,499,000 $103,000 $656,000 $54,000 $426,000
Collateral 132 $17,836,000 $135,000 $908,000 $80,000 $497,000
Credit Application Incomplete 72 $9,770,000 $135,000 $348,000 $72,000 $282,000
Other 71 $7,315,000 $103,000 $300,000 $63,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 27 $2,987,000 $110,000 $593,000 $78,000 $326,000
Unverifiable Information 19 $2,407,000 $126,000 $260,000 $72,000 $212,000
Employment History 12 $822,000 $68,000 $134,000 $63,000 $202,000
Mortgage Insurance Denied 1 $81,000 $81,000 $81,000 $36,000 $36,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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