Clark County, AR Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 762 mortgage applications in Clark County, AR totaling $105.5 million, up 7% from 2024. The average application was for $138,000, and applicants reported an average income of $88,000. 47% of applications resulted in an originated loan and 25% were denied. The most active lender was Fairway Independent Mort Corp, with 91 applications, followed by Southern Bancorp Bank and Vanderbilt Mortgage and Finance, Inc.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 762
Total Mortgage Loan Application Amount $105,480,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $88,000
Highest Applicant Income $977,000

Mortgage Company List for Lending in Clark County, AR for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 91 $ 14,005,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ n/a 83 $ 12,715,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 51 $ 5,265,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 37 $ 4,445,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 35 $ 3,505,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 35 $ 2,735,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 20 $ 3,120,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 20 $ 1,230,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 20 $ 2,140,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ n/a 16 $ 960,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 15 $ 1,115,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 13 $ 1,025,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 13 $ 2,355,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 12 $ 3,130,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 11 $ 895,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 10 $ 1,890,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 10 $ 1,550,000
Arvest Bank

TULSA, OK 74103
* $ n/a 9 $ 1,575,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 9 $ 1,495,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 8 $ 1,630,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 7 $ 1,305,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 7 $ 1,335,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 7 $ 945,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 6 $ 240,000
First State Bank
101 S CENTER
LONOKE, AR 72086
* $ n/a 6 $ 350,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 6 $ 1,020,000
Diamond Bank
PO BOX 10
GLENWOOD, AR 71943
* $ n/a 6 $ 510,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 5 $ 1,005,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 5 $ 985,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 345,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 5 $ 855,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 215,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ n/a 4 $ 750,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 4 $ 220,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 170,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ n/a 4 $ 930,000
The Citizens Bank
200 S THIRD ST, PO BOX 2156
BATESVILLE, AR 72503
* $ n/a 4 $ 290,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 4 $ 740,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 4 $ 640,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 3 $ 195,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 675,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 775,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 145,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 3 $ 445,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 3 $ 425,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 3 $ 385,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 3 $ 695,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 3 $ 535,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 385,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 2 $ 240,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 2 $ 130,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 2 $ 440,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 110,000
First Security Bank
PO BOX 938
SEARCY, AR 72143
* $ n/a 2 $ 170,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 150,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 2 $ 380,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 2 $ 90,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 2 $ 430,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 130,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ n/a 2 $ 580,000
Chambers Bank
901 MAIN STREET
DANVILLE, AR 72833
* $ n/a 2 $ 650,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 425,000
Merchants and Farmers Bank
500 HIGHWAY 65 S
DUMAS, AR 71639
* $ n/a 1 $ 215,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ n/a 1 $ 55,000
Malvern National Bank
425 S. MAIN STREET
MALVERN, AR 72104
* $ n/a 1 $ 375,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ n/a 1 $ 95,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ n/a 1 $ 105,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 345,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 195,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ n/a 1 $ 115,000
Texar Federal Credit Union
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ n/a 1 $ 165,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 175,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 195,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 805,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 285,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ n/a 1 $ 185,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 1 $ 195,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 155,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 115,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 235,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 1 $ 135,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 1 $ 185,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 1 $ 85,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 235,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 155,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 195,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 1 $ 135,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 185,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 75,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 75,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 1 $ 95,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 1 $ 115,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 135,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 245,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 95,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ n/a 1 $ 295,000
Peoples Bank
1120 SOUTH ROCK
SHERIDAN, AR 72150
* $ n/a 1 $ 165,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 245,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 45,000
Diamond Lakes Federal Credit Union
7333 US-270
MALVERN, AR 72104
* $ n/a 1 $ 115,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 155,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 215,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ n/a 1 $ 235,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ n/a 1 $ 105,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ n/a 1 $ 145,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 135,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 235,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 185,000
Community Bank of Louisiana
118 JEFFERSON STREET P.O. BOX 1308
MANSFIELD, LA 71052
* $ n/a 1 $ 155,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 1 $ 105,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 1 $ 75,000

The tables below break down 2025 mortgage applications in Clark County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clark County, AR in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 438 $63,650,000 $145,000 $1,005,000 $80,000 $440,000
Refinancing 113 $19,685,000 $174,000 $795,000 $118,000 $977,000
Cash-out Refinancing 101 $15,325,000 $151,000 $805,000 $78,000 $264,000
Other Purpose 67 $4,395,000 $65,000 $305,000 $118,000 $963,000
Home Improvement 42 $2,330,000 $55,000 $245,000 $79,000 $204,000
Not Applicable 1 $95,000 $95,000 $95,000 $61,000 $61,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 441 $63,005,000 $142,000 $805,000 $96,000 $977,000
Black or African American 125 $15,495,000 $123,000 $485,000 $67,000 $285,000
Not applicable 93 $14,405,000 $154,000 $1,005,000 $80,000 $177,000
Not Provided 62 $8,110,000 $130,000 $475,000 $87,000 $360,000
Hispanic 32 $3,090,000 $96,000 $315,000 $62,000 $216,000
American Indian or Alaskan Native 7 $795,000 $113,000 $315,000 $80,000 $118,000
Asian 2 $580,000 $290,000 $475,000 $81,000 $127,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 531 $61,395,000 $115,000 $1,005,000 $92,000 $977,000
FHA-insured (Federal Housing Administration) 125 $21,515,000 $172,000 $445,000 $75,000 $207,000
VA-guaranteed (Veterans Administration) 72 $16,920,000 $235,000 $805,000 $86,000 $264,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $5,650,000 $166,000 $275,000 $70,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 355 $55,425,000 $156,000 $1,005,000 $97,000 $977,000
Application Denied By Financial Institution 187 $19,345,000 $103,000 $655,000 $73,000 $360,000
Application Withdrawn By Applicant 72 $11,540,000 $160,000 $805,000 $97,000 $963,000
Loan Purchased By The Institution 71 $10,885,000 $153,000 $425,000 $76,000 $177,000
File Closed For Incompleteness 52 $5,410,000 $104,000 $255,000 $81,000 $325,000
Application Approved But Not Accepted 25 $2,875,000 $115,000 $215,000 $83,000 $440,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 565 $84,495,000 $149,000 $1,005,000 $93,000 $977,000
Credit History 94 $9,450,000 $100,000 $325,000 $72,000 $360,000
Debt-To-Income Ratio 40 $4,900,000 $122,000 $425,000 $70,000 $440,000
Collateral 22 $2,240,000 $101,000 $655,000 $96,000 $339,000
Unverifiable Information 16 $1,850,000 $115,000 $315,000 $83,000 $310,000
Credit Application Incomplete 14 $1,600,000 $114,000 $215,000 $70,000 $205,000
Other 10 $810,000 $81,000 $175,000 $80,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 1 $135,000 $135,000 $135,000 $67,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Arkansas Lender List