Clinton County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Clinton County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,482
Total Mortgage Loan Application Amount $318,230,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $66,000
Highest Applicant Income $581,000

Mortgage Company List for Lending in Clinton County IL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST COUNTY BANK
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 369,978,000 412 $ 57,266,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 286 $ 43,279,000
GERMANTOWN TRUST & SAVINGS BANK
205 GERMANTOWN RD
BREESE, IL 62230
* $ 306,308,000 216 $ 26,958,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 131 $ 17,244,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 10,549,701,000 118 $ 14,607,000
THE FIRST NATIONAL BANK IN CARLYLE
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 145,280,000 118 $ 14,102,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 114 $ 12,842,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 84 $ 11,778,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 66 $ 8,299,000
THE BANK OF EDWARDSVILLE
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,415,903,000 59 $ 7,403,000
GERSHMAN INVESTMENT CORP.
7 N. BEMISTON
ST. LOUIS, MO 63105
* $ 31,000,000 49 $ 7,104,000
FARMERS STATE BANK OF HOFFMAN
100 W 4TH STREET
HOFFMAN, IL 62250
* $ 123,386,000 46 $ 3,519,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 38 $ 6,088,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 38 $ 4,035,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 36 $ 3,926,000
CENTRUE BANK
606 BROADWAY
COAL CITY, IL 60416
* $ 1,307,588,000 34 $ 3,352,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,139,962,000 34 $ 2,699,000
COMMUNITY BANK OF TRENTON
104 EAST BROADWAY
TRENTON, IL 62293
* $ 71,484,000 34 $ 2,956,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 600,433,000 34 $ 3,619,000
TEMPO BANK
28 W BROADWAY
TRENTON, IL 62293
* $ 86,795,000 31 $ 2,975,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 30 $ 2,047,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 23 $ 3,569,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 233,622,000 22 $ 2,121,000
THE BRADFORD NATIONAL BANK OF GREENVILLE
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 198,408,000 20 $ 2,585,000
FIRST FEDERAL SAVINGS BANK
101 W MAIN ST
MASCOUTAH, IL 62258
* $ 120,923,000 20 $ 1,933,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 19 $ 2,958,000
IBERIABANK MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 19 $ 2,900,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 14 $ 1,821,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 575,599,000 13 $ 1,936,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 13 $ 2,576,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 12 $ 2,068,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,087,471,000 11 $ 1,172,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 785,069,000 10 $ 889,000
PULASKI BANK
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,432,510,000 10 $ 1,847,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 10 $ 1,532,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 9 $ 1,107,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 1,067,000
THE FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 147,298,000 8 $ 706,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 8 $ 527,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,351,000
MIDWEST MORTGAGE CAPITAL, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 7 $ 786,000
THE FIRST NATIONAL BANK
432 W GALLATIN
VANDALIA, IL 62471
* $ 251,232,000 7 $ 687,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 7 $ 483,000
THE PRIVATEBANK AND TRUST CO.
120 SOUTH LASALLE STREET
CHICAGO, IL 60603
* $ 11,901,512,000 6 $ 1,511,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 6 $ 561,000
CITIZENS COMMUNITY BANK
9 EAST MAIN STREET
MASCOUTAH, IL 62258
* $ 240,319,000 5 $ 382,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 576,281,000 5 $ 625,000
GENFED FINANCIAL CU
85 MASSILLON RD
AKRON, OH 44312
* $ 171,654,000 5 $ 348,000
THE FIRST NATIONAL BANK IN STAUNTON
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 459,780,000 5 $ 406,000
VINSON MORTGAGE GROUP
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 5 $ 588,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 691,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 4 $ 522,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 752,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 606,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 4 $ 604,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 847,945,000 4 $ 280,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 4 $ 462,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 3 $ 385,000
COMMUNITY FIRST BANK
4600 NORTH ILLINOIS
FAIRVIEW HEIGHTS, IL 62208
* $ 174,459,000 3 $ 43,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 3 $ 300,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 3 $ 329,000
FIRST CLOVER LEAF BANK
6814 GOSHEN ROAD
EDWARDSVILLE, IL 62025
* $ 584,378,000 3 $ 330,000
GATEWAY METRO
1001 PINE ST
SHILOH, IL 63101
* $ 181,970,000 3 $ 500,000
FIRST INTEGRITY MORTGAGE SERVICES, INC.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 3 $ 295,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 566,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 3 $ 271,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 3 $ 555,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 73,000
MORTGAGE SOLUTIONS LLC
4020 FEE FEE ROAD
SAINT LOUIS, MO 63044
* $ 643,000,000 2 $ 172,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 312,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 295,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 307,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 2 $ 257,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 2 $ 407,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 2 $ 374,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 2 $ 459,000
BANK OF O'FALLON
901 S. LINCOLN AVE
O'FALLON, IL 62269
* $ 257,370,000 2 $ 192,000
CATHOLIC & COMMUNITY CREDIT UN
1109 HARTMAN LANE
SHILOH, IL 62221
* $ 93,402,000 2 $ 55,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 2 $ 205,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,371,962,000 2 $ 421,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 215,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 2 $ 215,000
COMMERCE BANK, N.A.
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 17,958,713,000 2 $ 355,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 1 $ 385,000
FIRSTCO MORTGAGE CORP.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 959,432,000 1 $ 51,000
FIRST NATIONAL BANK OF WATERLOO
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 308,416,000 1 $ 179,000
INTEGRA BANK
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,919,085,000 1 $ 56,000
THE VILLAGE BANK
856 SPARTA ST., PO BOX 325
ST LIBORY, IL 62282
* $ 67,555,000 1 $ 36,000
LEGENCE BANK
P.O. BOX 569
ELDORADO, IL 62930
* $ 173,638,000 1 $ 142,000
OXFORD BANK & TRUST
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 640,502,000 1 $ 58,000
FIRST STATE BANK OF ST. CHARLES, MISSOURI
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 186,823,000 1 $ 86,000
CARROLLTON BANK
P. O. BOX 232
CARROLLTON, IL 62016
* $ 829,961,000 1 $ 235,000
GCS FEDERAL CREDIT UNION
4101 STATE HWY 111
PONTOON BEACH, IL 62040
* $ 285,454,000 1 $ 96,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 1,950,258,000 1 $ 216,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,159,367,000 1 $ 109,000
MORTON COMMUNITY BANK
721 W. JACKSON
MORTON, IL 61550
* $ 2,362,635,000 1 $ 80,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 249,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 128,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,841,918,000 1 $ 102,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 142,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 64,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 56,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 140,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 92,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 1 $ 41,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 52,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 68,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,055,888,000 1 $ 92,000
CORNERSTONE MORTGAGE, INC.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 213,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ 10,000,000 1 $ 237,000
IOWA BANKERS MORTGAGE CORPORAT
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 50,000
REUNION MORTGAGE, INC
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 84,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 92,000
FRONTIER FINANCIAL, INC.
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ 653,000 1 $ 203,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 1 $ 149,000
FIRST COMMUNITY
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,536,891,000 1 $ 66,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 58,000
HEARTLAND BANK
212 SOUTH CENTRAL
CLAYTON, MO 63105
* $ 941,192,000 1 $ 86,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,225,768,000 1 $ 185,000
WEST COMMUNITY CREDIT UNION
4161 HIGHWAY K
O'FALLON, MO 63368
* $ 118,552,000 1 $ 158,000
AIM CREDIT UNION
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 79,049,000 1 $ 138,000
HEALTHCARE ASSOCIATES CREDIT UNION
1151 E WARRENVILLE ROAD
NAPERVILLE, IL 60563
* $ 218,311,000 1 $ 204,000
LIBERTY SAVINGS BANK, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 1 $ 166,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 346,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 140,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 222,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 174,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 139,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 172,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 98,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 143,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 152,000
PARAMOUNT MORTGAGE COMPANY
347 N. LINDBERGH BLVD.
ST. LOUIS, MO 63141
* $ 10,000,000 1 $ 140,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ 10,000,000 1 $ 123,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 145,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Clinton County IL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,764 $240,010,000 $136,000 $454,000 $67,000 $581,000
Home Purchase 583 $68,680,000 $117,000 $493,000 $62,000 $443,000
Home Improvement 135 $9,540,000 $70,000 $545,000 $70,000 $176,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,025 $253,696,000 $125,000 $545,000 $76,000 $581,000
Not applicable 306 $45,929,000 $150,000 $400,000 $3,000 $220,000
Not Provided 103 $11,781,000 $114,000 $450,000 $62,000 $239,000
Hispanic 20 $3,048,000 $152,000 $328,000 $59,000 $146,000
Black or African American 16 $2,003,000 $125,000 $217,000 $44,000 $130,000
Native Hawaiian or Other Pacific Islander 4 $778,000 $194,000 $414,000 $126,000 $245,000
American Indian or Alaskan Native 4 $357,000 $89,000 $131,000 $57,000 $114,000
Asian 4 $638,000 $159,000 $319,000 $144,000 $292,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,954 $244,116,000 $124,000 $545,000 $71,000 $490,000
FHA-insured (Federal Housing Administration) 272 $35,393,000 $130,000 $278,000 $52,000 $239,000
VA-guaranteed (Veterans Administration) 159 $27,122,000 $170,000 $390,000 $39,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 97 $11,599,000 $119,000 $450,000 $55,000 $581,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,529 $190,089,000 $124,000 $545,000 $79,000 $581,000
Loan Purchased By The Institution 424 $63,999,000 $150,000 $414,000 $21,000 $265,000
Application Denied By Financial Institution 264 $30,956,000 $117,000 $398,000 $63,000 $490,000
Application Withdrawn By Applicant 172 $21,851,000 $127,000 $398,000 $62,000 $165,000
Application Approved But Not Accepted 69 $8,761,000 $126,000 $328,000 $72,000 $253,000
File Closed For Incompleteness 24 $2,574,000 $107,000 $189,000 $68,000 $163,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 56 $5,476,000 $97,000 $305,000 $65,000 $366,000
Debt-To-Income Ratio 51 $6,725,000 $131,000 $398,000 $54,000 $150,000
Collateral 45 $5,880,000 $130,000 $360,000 $71,000 $186,000
Other 24 $2,819,000 $117,000 $300,000 $75,000 $292,000
Credit Application Incomplete 9 $1,356,000 $150,000 $249,000 $51,000 $167,000
Employment History 5 $415,000 $83,000 $154,000 $48,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 2 $167,000 $83,000 $117,000 $16,000 $33,000
Unverifiable Information 1 $44,000 $44,000 $44,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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