Coffey County, KS Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 190 mortgage applications in Coffey County, KS totaling $30.7 million, down 3% from 2023. The average application was for $161,000, and applicants reported an average income of $102,000. 61% of applications resulted in an originated loan and 13% were denied. The most active lender was The Citizens State Bank, with 24 applications, followed by PennyMac Loan Services LLC and Central National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 190
Total Mortgage Loan Application Amount $30,740,000
Average Mortgage Loan Application Amount $161,000
Highest Mortgage Loan Application Amount $905,000
Average Applicant Income $102,000
Highest Applicant Income $435,000

Mortgage Company List for Lending in Coffey County, KS for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Citizens State Bank
410 E. MAIN STREET
GRIDLEY, KS 66852
* $ n/a 24 $ 3,950,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 7 $ 1,475,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ n/a 7 $ 755,000
Esb Financial
801 MERCHANT
EMPORIA, KS 66801
* $ n/a 7 $ 1,435,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ n/a 7 $ 1,125,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ n/a 6 $ 1,110,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 6 $ 1,370,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 6 $ 750,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 655,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 5 $ 815,000
Flint Hills Bank
PATRICK WIEDERHOLT - 103 1/2 N MAIN PO BOX 5
ESKRIDGE, KS 66423
* $ n/a 4 $ 380,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 4 $ 1,020,000
Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ n/a 4 $ 1,300,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ n/a 4 $ 290,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 395,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 925,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 415,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 105,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 3 $ 505,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 505,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 3 $ 865,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 2 $ 320,000
Bank of Commerce
101 W MAIN
CHANUTE, KS 66720
* $ n/a 2 $ 70,000
Quantum Credit Union
6300 W 21ST ST N
WICHITA, KS 67205
* $ n/a 2 $ 60,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ n/a 2 $ 130,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 2 $ 200,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ n/a 2 $ 190,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 290,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 2 $ 170,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 200,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ n/a 2 $ 150,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 160,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ n/a 2 $ 330,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 2 $ 750,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 2 $ 250,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 145,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 105,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 125,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 345,000
M Squared Financial LLC
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ n/a 1 $ 415,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 105,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 235,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 195,000
Wichita Federal Credit Union
9835 E 21ST ST N
WICHITA, KS 67206
* $ n/a 1 $ 85,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 1 $ 85,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ n/a 1 $ 115,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 345,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 1 $ 15,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 1 $ 435,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 105,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 155,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 85,000
Arvest Bank

TULSA, OK 74103
* $ n/a 1 $ 95,000
Mainstreet Federal Credit Union
13001 W 95TH STREET
LENEXA, KS 66215
* $ n/a 1 $ 25,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 85,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ n/a 1 $ 35,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 1 $ 285,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 275,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 25,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ n/a 1 $ 195,000
The Kansas State Bank
236 N MAIN
OTTAWA, KS 66067
* $ n/a 1 $ 185,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 185,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 1 $ 285,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 35,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 205,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 275,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 125,000
Gnbank, N.A.
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ n/a 1 $ 325,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 75,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 1 $ 135,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 45,000

The tables below break down 2024 mortgage applications in Coffey County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Coffey County, KS in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 110 $20,810,000 $189,000 $905,000 $100,000 $413,000
Cash-out Refinancing 34 $4,140,000 $121,000 $345,000 $103,000 $251,000
Refinancing 26 $4,230,000 $162,000 $605,000 $134,000 $435,000
Home Improvement 11 $1,085,000 $98,000 $555,000 $105,000 $187,000
Other Purpose 9 $475,000 $52,000 $145,000 $57,000 $102,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 144 $22,390,000 $155,000 $905,000 $101,000 $413,000
Not applicable 23 $4,305,000 $187,000 $415,000 $0 $0
Not Provided 14 $2,880,000 $205,000 $555,000 $116,000 $435,000
American Indian or Alaskan Native 4 $500,000 $125,000 $195,000 $88,000 $151,000
Hispanic 3 $365,000 $121,000 $195,000 $83,000 $102,000
Asian 1 $85,000 $85,000 $85,000 $66,000 $66,000
Black or African American 1 $215,000 $215,000 $215,000 $92,000 $92,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 142 $21,480,000 $151,000 $905,000 $108,000 $435,000
FHA-insured (Federal Housing Administration) 27 $4,785,000 $177,000 $315,000 $85,000 $168,000
VA-guaranteed (Veterans Administration) 17 $3,965,000 $233,000 $435,000 $78,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $510,000 $127,000 $195,000 $48,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 115 $19,375,000 $168,000 $605,000 $114,000 $435,000
Application Denied By Financial Institution 25 $2,325,000 $93,000 $335,000 $72,000 $202,000
Application Withdrawn By Applicant 22 $3,940,000 $179,000 $905,000 $84,000 $167,000
Loan Purchased By The Institution 16 $3,600,000 $225,000 $415,000 $102,000 $102,000
File Closed For Incompleteness 6 $560,000 $93,000 $175,000 $78,000 $144,000
Application Approved But Not Accepted 6 $940,000 $156,000 $315,000 $91,000 $134,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 131 $22,565,000 $172,000 $605,000 $102,000 $435,000
Debt-To-Income Ratio 39 $6,495,000 $166,000 $905,000 $117,000 $313,000
Credit History 10 $690,000 $69,000 $205,000 $57,000 $135,000
Credit Application Incomplete 5 $485,000 $97,000 $155,000 $92,000 $202,000
Collateral 4 $190,000 $47,000 $85,000 $88,000 $135,000
Unverifiable Information 1 $315,000 $315,000 $315,000 $79,000 $79,000
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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