Coles County, IL Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 931 mortgage applications in Coles County, IL totaling $113.5 million, down 5% from 2023. The average application was for $121,000, and applicants reported an average income of $94,000. 59% of applications resulted in an originated loan and 17% were denied. The most active lender was First Mid Bank and Trust, NA, with 169 applications, followed by Prairie State Bank & Trust and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 931
Total Mortgage Loan Application Amount $113,535,000
Average Mortgage Loan Application Amount $121,000
Highest Mortgage Loan Application Amount $5,785,000
Average Applicant Income $94,000
Highest Applicant Income $7,574,000

Mortgage Company List for Lending in Coles County, IL for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 169 $ 24,605,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ n/a 51 $ 6,125,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 50 $ 7,530,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 47 $ 1,465,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 36 $ 5,020,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 34 $ 3,810,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 34 $ 3,800,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 32 $ 5,850,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ n/a 27 $ 2,135,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 21 $ 985,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 19 $ 665,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 19 $ 2,965,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 16 $ 1,290,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 12 $ 1,530,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 12 $ 1,070,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 11 $ 1,265,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 11 $ 1,115,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 11 $ 295,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 10 $ 1,090,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 10 $ 1,900,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 9 $ 1,375,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 1,585,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 925,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 7 $ 925,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 455,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 6 $ 530,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 6 $ 790,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ n/a 6 $ 710,000
Longview Bank
PO BOX 47 102 SOUTH EAST AVENUE
OGDEN, IL 61859
* $ n/a 6 $ 620,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 6 $ 700,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 6 $ 900,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ n/a 6 $ 1,440,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ n/a 6 $ 840,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ n/a 5 $ 695,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 5 $ 145,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 5 $ 435,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 5 $ 1,125,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 5 $ 1,055,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 5 $ 515,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 775,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ n/a 5 $ 275,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 4 $ 580,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 540,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 4 $ 510,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ n/a 4 $ 710,000
Credit Union 1
200 EAST CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ n/a 4 $ 120,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 4 $ 270,000
First Farmers Bank & Trust
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ n/a 4 $ 230,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 195,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ n/a 3 $ 285,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 235,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ n/a 3 $ 1,375,000
Arvest Bank

TULSA, OK 74103
* $ n/a 3 $ 465,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 3 $ 245,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 275,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ n/a 3 $ 125,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 3 $ 555,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 385,000
First National Bank of Pana
306 S. LOCUST ST.
PANA, IL 62557
* $ n/a 3 $ 175,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 735,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 380,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 2 $ 320,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 250,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 2 $ 180,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 370,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 370,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 2 $ 380,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 2 $ 250,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 2 $ 310,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 2 $ 160,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ n/a 2 $ 250,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 140,000
Iroquois Federal Savings & Loan Association
201 E CHERRY ST
WATSEKA, IL 60970
* $ n/a 2 $ 560,000
Prospect Bank
PO BOX 400
PARIS, IL 61944
* $ n/a 2 $ 170,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 385,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ n/a 1 $ 325,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 215,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 1 $ 15,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 55,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ n/a 1 $ 65,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 115,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 105,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 55,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 1 $ 195,000
Municipal Trust and Savings Bank
PO BOX 146
BOURBONNAIS, IL 60914
* $ n/a 1 $ 105,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ n/a 1 $ 135,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ n/a 1 $ 65,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 1 $ 85,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 85,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 295,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ n/a 1 $ 125,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 315,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 85,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ n/a 1 $ 145,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 1 $ 195,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 195,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 65,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ n/a 1 $ 95,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 145,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 125,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 1 $ 25,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 1 $ 145,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ n/a 1 $ 35,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ n/a 1 $ 155,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 135,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 1 $ 55,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 1 $ 295,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 225,000
First State Bank of Forrest
133 E. KRACK ST.
FORREST, IL 61741
* $ n/a 1 $ 125,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 125,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 145,000

The tables below break down 2024 mortgage applications in Coles County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Coles County, IL in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 610 $83,960,000 $137,000 $5,785,000 $80,000 $650,000
Cash-out Refinancing 96 $10,780,000 $112,000 $505,000 $78,000 $262,000
Refinancing 84 $11,460,000 $136,000 $425,000 $121,000 $1,024,000
Other Purpose 69 $3,575,000 $51,000 $225,000 $187,000 $7,574,000
Home Improvement 69 $3,535,000 $51,000 $175,000 $107,000 $502,000
Not Applicable 3 $225,000 $75,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 664 $73,180,000 $110,000 $715,000 $85,000 $1,024,000
Not applicable 96 $21,070,000 $219,000 $5,785,000 $182,000 $182,000
Not Provided 76 $9,080,000 $119,000 $505,000 $206,000 $7,574,000
Hispanic 45 $4,485,000 $99,000 $295,000 $65,000 $169,000
Black or African American 26 $2,760,000 $106,000 $245,000 $61,000 $148,000
Asian 12 $1,450,000 $120,000 $365,000 $110,000 $670,000
American Indian or Alaskan Native 11 $1,095,000 $99,000 $305,000 $42,000 $110,000
Native Hawaiian or Other Pacific Islander 1 $415,000 $415,000 $415,000 $167,000 $167,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 642 $70,750,000 $110,000 $5,785,000 $102,000 $7,574,000
FHA-insured (Federal Housing Administration) 147 $20,865,000 $141,000 $425,000 $70,000 $315,000
VA-guaranteed (Veterans Administration) 87 $15,215,000 $174,000 $505,000 $76,000 $167,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $6,705,000 $121,000 $205,000 $57,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 549 $72,135,000 $131,000 $5,785,000 $92,000 $1,024,000
Application Denied By Financial Institution 155 $12,965,000 $83,000 $355,000 $114,000 $7,574,000
Application Withdrawn By Applicant 84 $10,550,000 $125,000 $505,000 $86,000 $375,000
Loan Purchased By The Institution 80 $12,180,000 $152,000 $355,000 $76,000 $182,000
File Closed For Incompleteness 44 $3,880,000 $88,000 $365,000 $72,000 $192,000
Application Approved But Not Accepted 17 $1,645,000 $96,000 $275,000 $78,000 $182,000
Preapproval Denied by Financial Institution 2 $180,000 $90,000 $125,000 $29,000 $44,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 753 $98,265,000 $130,000 $5,785,000 $89,000 $1,024,000
Credit History 59 $4,575,000 $77,000 $355,000 $73,000 $198,000
Debt-To-Income Ratio 49 $4,685,000 $95,000 $315,000 $70,000 $200,000
Credit Application Incomplete 23 $1,815,000 $78,000 $215,000 $62,000 $262,000
Collateral 19 $1,795,000 $94,000 $225,000 $64,000 $125,000
Other 19 $1,855,000 $97,000 $295,000 $492,000 $7,574,000
Employment History 5 $375,000 $75,000 $145,000 $8,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 2 $90,000 $45,000 $65,000 $65,000 $95,000
Unverifiable Information 2 $80,000 $40,000 $55,000 $31,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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