Colfax County, NE Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 275 mortgage applications in Colfax County, NE totaling $43.1 million, up 24% from 2024. The average application was for $156,000, and applicants reported an average income of $127,000. 51% of applications resulted in an originated loan and 16% were denied. The most active lender was Pinnacle Bank, with 56 applications, followed by Charter West Bank and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 275
Total Mortgage Loan Application Amount $43,135,000
Average Mortgage Loan Application Amount $156,000
Highest Mortgage Loan Application Amount $655,000
Average Applicant Income $127,000
Highest Applicant Income $8,595,000

Mortgage Company List for Lending in Colfax County, NE for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 56 $ 4,970,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 21 $ 4,555,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 21 $ 2,585,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 14 $ 3,130,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 2,640,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 9 $ 625,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 9 $ 1,545,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 8 $ 1,260,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 7 $ 1,515,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 7 $ 1,095,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 6 $ 790,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ n/a 5 $ 835,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ n/a 5 $ 1,195,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 5 $ 1,275,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 4 $ 910,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 520,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 4 $ 860,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 3 $ 685,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 3 $ 345,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 1,115,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 3 $ 545,000
Citizens State Bank
921 AVENUE E
WISNER, NE 68791
* $ n/a 3 $ 255,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 3 $ 965,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 235,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 3 $ 95,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 165,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 490,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 200,000
Rvr Bank
1005 E 23RD ST #1
FREMONT, NE 68025
* $ n/a 2 $ 210,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 2 $ 100,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 370,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 2 $ 690,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 380,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 465,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 235,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ n/a 1 $ 185,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 85,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 285,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 255,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 85,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 145,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 235,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 1 $ 65,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 145,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 1 $ 35,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ n/a 1 $ 95,000
Jones Bank
203 S 6TH ST
SEWARD, NE 68434
* $ n/a 1 $ 55,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 115,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 1 $ 155,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 95,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ n/a 1 $ 65,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 1 $ 115,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 115,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 125,000

The tables below break down 2025 mortgage applications in Colfax County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Colfax County, NE in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 150 $28,710,000 $191,000 $655,000 $155,000 $8,595,000
Other Purpose 40 $2,450,000 $61,000 $235,000 $83,000 $312,000
Cash-out Refinancing 38 $5,660,000 $148,000 $405,000 $90,000 $308,000
Refinancing 30 $5,350,000 $178,000 $465,000 $119,000 $300,000
Home Improvement 17 $965,000 $56,000 $225,000 $108,000 $383,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 120 $19,080,000 $159,000 $655,000 $172,000 $8,595,000
Hispanic 111 $16,185,000 $145,000 $365,000 $82,000 $262,000
Not applicable 27 $5,385,000 $199,000 $345,000 $104,000 $104,000
Not Provided 17 $2,485,000 $146,000 $315,000 $101,000 $177,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 195 $26,095,000 $133,000 $655,000 $97,000 $383,000
FHA-insured (Federal Housing Administration) 57 $12,535,000 $219,000 $415,000 $260,000 $8,595,000
VA-guaranteed (Veterans Administration) 18 $3,590,000 $199,000 $285,000 $109,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $915,000 $183,000 $215,000 $76,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 141 $21,245,000 $150,000 $655,000 $162,000 $8,595,000
Application Denied By Financial Institution 43 $6,545,000 $152,000 $415,000 $81,000 $172,000
Loan Purchased By The Institution 37 $7,325,000 $197,000 $345,000 $72,000 $119,000
Application Withdrawn By Applicant 28 $4,050,000 $144,000 $365,000 $77,000 $187,000
File Closed For Incompleteness 15 $1,955,000 $130,000 $235,000 $92,000 $312,000
Application Approved But Not Accepted 11 $2,015,000 $183,000 $465,000 $96,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 217 $34,295,000 $158,000 $655,000 $141,000 $8,595,000
Debt-To-Income Ratio 39 $6,145,000 $157,000 $415,000 $72,000 $171,000
Credit History 9 $1,395,000 $155,000 $285,000 $93,000 $127,000
Collateral 6 $990,000 $165,000 $365,000 $95,000 $153,000
Credit Application Incomplete 1 $175,000 $175,000 $175,000 $120,000 $120,000
Other 1 $25,000 $25,000 $25,000 $95,000 $95,000
Unverifiable Information 1 $25,000 $25,000 $25,000 $126,000 $126,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $172,000 $172,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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