Columbia County, WA Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 167 mortgage applications in Columbia County, WA totaling $32.8 million, up 8% from 2023. The average application was for $196,000, and applicants reported an average income of $93,000. 51% of applications resulted in an originated loan and 23% were denied. The most active lender was Banner Bank, with 8 applications, followed by Premier Mortgage Resources, LLC and United Wholesale Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 167
Total Mortgage Loan Application Amount $32,785,000
Average Mortgage Loan Application Amount $196,000
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $93,000
Highest Applicant Income $681,000

Mortgage Company List for Lending in Columbia County, WA for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ n/a 8 $ 1,430,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 7 $ 1,385,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 7 $ 1,535,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 7 $ 1,615,000
Hapo Communtiy Credit Union
4 N UNION ST
RICHLAND, WA 99354
* $ n/a 6 $ 430,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 6 $ 1,450,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 6 $ 1,150,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ n/a 6 $ 860,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 675,000
Bank of Idaho
399 N CAPITAL
IDAHO FALLS, ID 83403
* $ n/a 5 $ 1,285,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 4 $ 830,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 770,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 4 $ 680,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 1,090,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 1,050,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 615,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 3 $ 725,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 115,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 510,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 430,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 550,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 2 $ 120,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 2 $ 260,000
Sound Community Bank
2400 3RD AVENUE SUITE150
SEATTLE, WA 98121
* $ n/a 2 $ 310,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 2 $ 500,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 2 $ 380,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 500,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ n/a 2 $ 230,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 2 $ 280,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 500,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 2 $ 370,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ n/a 2 $ 610,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 2 $ 730,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 2 $ 470,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 2 $ 480,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 80,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ n/a 1 $ 305,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 55,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 155,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 175,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 1 $ 115,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 235,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 235,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 1 $ 335,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 205,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ n/a 1 $ 195,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 75,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 435,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 55,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 35,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ n/a 1 $ 435,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 375,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 1 $ 25,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 1 $ 125,000
Consolidated Community Credit
1033 NE 6TH AVE
PORTLAND, OR 97232
* $ n/a 1 $ 95,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ n/a 1 $ 105,000
Potlatch No 1 Financial Credit U
1025 WARNER AVENUE
LEWISTON, ID 83501
* $ n/a 1 $ 105,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ n/a 1 $ 65,000
Baker Boyer National Bank
7 W. MAIN
WALLA WALLA, WA 99362
* $ n/a 1 $ 335,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 1 $ 55,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 55,000

The tables below break down 2024 mortgage applications in Columbia County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Columbia County, WA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 91 $21,255,000 $233,000 $685,000 $99,000 $681,000
Cash-out Refinancing 27 $5,465,000 $202,000 $345,000 $72,000 $230,000
Other Purpose 24 $1,530,000 $63,000 $235,000 $89,000 $168,000
Refinancing 16 $3,430,000 $214,000 $385,000 $98,000 $193,000
Home Improvement 9 $1,105,000 $122,000 $245,000 $97,000 $153,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 127 $23,885,000 $188,000 $685,000 $95,000 $236,000
Not Provided 23 $5,105,000 $221,000 $385,000 $95,000 $681,000
Not applicable 11 $2,675,000 $243,000 $435,000 $24,000 $24,000
Hispanic 5 $945,000 $189,000 $265,000 $55,000 $65,000
American Indian or Alaskan Native 1 $175,000 $175,000 $175,000 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 110 $18,470,000 $167,000 $655,000 $102,000 $681,000
FHA-insured (Federal Housing Administration) 30 $7,410,000 $247,000 $375,000 $70,000 $125,000
VA-guaranteed (Veterans Administration) 21 $5,455,000 $259,000 $685,000 $73,000 $228,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,450,000 $241,000 $275,000 $92,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 85 $18,355,000 $215,000 $685,000 $106,000 $681,000
Application Denied By Financial Institution 38 $5,450,000 $143,000 $385,000 $80,000 $205,000
Application Withdrawn By Applicant 23 $4,415,000 $191,000 $455,000 $74,000 $152,000
Loan Purchased By The Institution 10 $2,620,000 $262,000 $435,000 $24,000 $24,000
Application Approved But Not Accepted 6 $950,000 $158,000 $275,000 $94,000 $141,000
File Closed For Incompleteness 5 $995,000 $199,000 $235,000 $66,000 $92,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 124 $26,050,000 $210,000 $685,000 $96,000 $681,000
Debt-To-Income Ratio 15 $2,275,000 $151,000 $395,000 $79,000 $187,000
Credit History 13 $1,855,000 $142,000 $275,000 $67,000 $193,000
Collateral 5 $1,415,000 $283,000 $385,000 $122,000 $205,000
Credit Application Incomplete 5 $375,000 $75,000 $235,000 $95,000 $110,000
Other 3 $395,000 $131,000 $175,000 $137,000 $153,000
Employment History 1 $235,000 $235,000 $235,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $185,000 $185,000 $185,000 $102,000 $102,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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