Crittenden County, AR Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,594 mortgage applications in Crittenden County, AR totaling $308.9 million, up 6% from 2023. The average application was for $193,000, and applicants reported an average income of $93,000. 38% of applications resulted in an originated loan and 19% were denied. The most active lender was Eagle Bank and Trust Company, with 140 applications, followed by Firsttrust Home Loans and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,594
Total Mortgage Loan Application Amount $308,860,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $41,505,000
Average Applicant Income $93,000
Highest Applicant Income $2,471,000

Mortgage Company List for Lending in Crittenden County, AR for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ n/a 140 $ 21,750,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ n/a 127 $ 25,805,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 106 $ 18,870,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 90 $ 7,140,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 58 $ 13,840,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 53 $ 10,835,000
Fidelity Bank
330 WEST BROADWAY ST.
WEST MEMPHIS, AR 72301
* $ n/a 50 $ 6,030,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 36 $ 3,730,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 34 $ 3,040,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 34 $ 2,700,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 32 $ 5,800,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 31 $ 7,195,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ n/a 29 $ 6,005,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 29 $ 6,565,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 26 $ 5,090,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 25 $ 6,315,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 24 $ 3,430,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ n/a 23 $ 3,325,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 22 $ 2,030,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 20 $ 3,760,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 19 $ 2,235,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 18 $ 3,050,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 18 $ 2,000,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 18 $ 1,330,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 17 $ 4,095,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 17 $ 2,285,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 15 $ 2,915,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 14 $ 2,140,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 13 $ 635,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 13 $ 2,095,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 13 $ 2,135,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 13 $ 1,445,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 1,350,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 12 $ 480,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 11 $ 1,605,000
First National Bank of Eastern Arkansas
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ n/a 11 $ 1,475,000
Partners Bank
PARTNERS BANK BUILDING, 302 CHERRY ST
HELENA, AR 72342
* $ n/a 10 $ 1,640,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 9 $ 1,455,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ n/a 9 $ 1,725,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 9 $ 1,835,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 9 $ 1,885,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 8 $ 430,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 8 $ 1,430,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 7 $ 1,125,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 7 $ 615,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 7 $ 1,575,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 6 $ 580,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 6 $ 750,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 5 $ 885,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 5 $ 1,055,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 5 $ 1,225,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 5 $ 645,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ n/a 4 $ 610,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 4 $ 500,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 4 $ 920,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ n/a 4 $ 200,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 4 $ 370,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 4 $ 380,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 4 $ 1,030,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ n/a 4 $ 410,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 4 $ 550,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 3 $ 265,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 3 $ 315,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 945,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 3 $ 975,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 3 $ 605,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 3 $ 805,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 3 $ 105,000
Arvest Bank

TULSA, OK 74103
* $ n/a 3 $ 935,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 3 $ 895,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 695,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 3 $ 545,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ n/a 3 $ 1,375,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 3 $ 375,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 3 $ 585,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 3 $ 555,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 2 $ 610,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 2 $ 260,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 390,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 340,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 450,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ n/a 2 $ 200,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 600,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ n/a 2 $ 240,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 2 $ 170,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 2 $ 80,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ n/a 2 $ 640,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 170,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 160,000
Commercial Bank & Trust Company
P.O. BOX 1000
PARIS, TN 38242
* $ n/a 2 $ 300,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ n/a 2 $ 240,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ n/a 2 $ 210,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ n/a 2 $ 160,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 780,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ n/a 2 $ 160,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 270,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 2 $ 250,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ n/a 2 $ 230,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 140,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 2 $ 420,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 2 $ 590,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 2 $ 610,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 2 $ 280,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 310,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ n/a 2 $ 360,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ n/a 1 $ 135,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 25,000
Orchard Mortgage, LLC
8900 BUSINESS PARK DR
AUSTIN, TX 78705
* $ n/a 1 $ 225,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ n/a 1 $ 8,115,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 1 $ 105,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 105,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 1 $ 125,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 1 $ 225,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ n/a 1 $ 55,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 325,000
Cross Bank
P. O. BOX 9
WYNNE, AR 72396
* $ n/a 1 $ 105,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 1 $ 325,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 95,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 41,505,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ n/a 1 $ 405,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 35,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 1 $ 135,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 65,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ n/a 1 $ 145,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 205,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 125,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 95,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 1 $ 2,225,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 165,000
Cotton Belt Federal Credit Union
1703 RIVER PINES BLVD
PINE BLUFF, AR 71601
* $ n/a 1 $ 175,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ n/a 1 $ 65,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 155,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 225,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ n/a 1 $ 85,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ n/a 1 $ 45,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 1 $ 285,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 135,000
Armor Bank
715 NORTH WASHINGTON
FORREST CITY, AR 72335
* $ n/a 1 $ 35,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 85,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 475,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 125,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 1 $ 275,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 235,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 95,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 145,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ n/a 1 $ 235,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ n/a 1 $ 41,505,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 125,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 175,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 515,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ n/a 1 $ 55,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 1 $ 105,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ n/a 1 $ 105,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ n/a 1 $ 15,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 185,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 115,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 155,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 105,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 1 $ 185,000

The tables below break down 2024 mortgage applications in Crittenden County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crittenden County, AR in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 934 $167,390,000 $179,000 $855,000 $87,000 $2,379,000
Cash-out Refinancing 237 $40,195,000 $169,000 $1,005,000 $105,000 $2,471,000
Other Purpose 157 $11,265,000 $71,000 $465,000 $110,000 $1,647,000
Refinancing 147 $82,835,000 $563,000 $41,505,000 $88,000 $542,000
Home Improvement 113 $6,795,000 $60,000 $325,000 $85,000 $527,000
Not Applicable 6 $380,000 $63,000 $95,000 $33,000 $33,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 580 $95,210,000 $164,000 $1,005,000 $109,000 $2,471,000
Black or African American 463 $65,485,000 $141,000 $575,000 $74,000 $631,000
Not applicable 341 $115,595,000 $338,000 $41,505,000 $55,000 $102,000
Not Provided 146 $22,680,000 $155,000 $405,000 $86,000 $325,000
Hispanic 40 $6,510,000 $162,000 $385,000 $97,000 $358,000
Asian 16 $2,610,000 $163,000 $485,000 $142,000 $420,000
American Indian or Alaskan Native 5 $585,000 $117,000 $195,000 $53,000 $72,000
Native Hawaiian or Other Pacific Islander 3 $185,000 $61,000 $125,000 $44,000 $61,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 788 $146,340,000 $185,000 $41,505,000 $107,000 $2,471,000
FHA-insured (Federal Housing Administration) 552 $101,560,000 $183,000 $405,000 $73,000 $259,000
VA-guaranteed (Veterans Administration) 178 $45,780,000 $257,000 $555,000 $86,000 $249,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $15,180,000 $199,000 $355,000 $73,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 603 $152,955,000 $253,000 $41,505,000 $112,000 $2,471,000
Loan Purchased By The Institution 300 $58,480,000 $194,000 $545,000 $68,000 $225,000
Application Denied By Financial Institution 298 $31,510,000 $105,000 $555,000 $78,000 $1,020,000
Application Approved But Not Accepted 175 $31,685,000 $181,000 $495,000 $79,000 $358,000
Application Withdrawn By Applicant 141 $23,805,000 $168,000 $495,000 $85,000 $270,000
File Closed For Incompleteness 75 $10,005,000 $133,000 $475,000 $73,000 $312,000
Preapproval Approved but not Accepted 2 $420,000 $210,000 $295,000 $92,000 $109,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,226 $267,910,000 $218,000 $41,505,000 $92,000 $2,379,000
Credit History 148 $13,980,000 $94,000 $405,000 $79,000 $1,020,000
Debt-To-Income Ratio 124 $15,150,000 $122,000 $515,000 $128,000 $2,471,000
Credit Application Incomplete 35 $4,545,000 $129,000 $475,000 $99,000 $292,000
Collateral 32 $3,580,000 $111,000 $555,000 $99,000 $325,000
Other 11 $1,635,000 $148,000 $405,000 $70,000 $136,000
Unverifiable Information 10 $1,030,000 $103,000 $195,000 $58,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 7 $945,000 $135,000 $245,000 $52,000 $76,000
Employment History 1 $85,000 $85,000 $85,000 $31,000 $31,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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