Crook County, OR Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,264 mortgage applications in Crook County, OR totaling $269.3 million, down 4% from 2012. The average application was for $213,000, and applicants reported an average income of $70,000. 53% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 196 applications, followed by Evergreen Moneysource Mortgage Company and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,264
Total Mortgage Loan Application Amount $269,292,000
Average Mortgage Loan Application Amount $213,000
Highest Mortgage Loan Application Amount $67,043,000
Average Applicant Income $70,000
Highest Applicant Income $1,127,000

Mortgage Company List for Lending in Crook County, OR for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 196 $ 29,051,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ 10,000,000 91 $ 12,391,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 85 $ 11,976,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 79 $ 12,359,000
Bank of the Cascades
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 1,301,234,000 68 $ 10,303,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 62 $ 9,830,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,794,069,000 36 $ 6,760,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 35 $ 4,206,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 25 $ 4,534,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 20 $ 2,960,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 19 $ 2,537,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 17 $ 3,344,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 16 $ 2,199,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 14 $ 3,129,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 13,109,671,000 13 $ 2,631,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 12 $ 2,430,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 12 $ 835,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 11 $ 2,885,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 11 $ 1,865,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 11 $ 1,972,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 10 $ 1,289,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 10 $ 1,838,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 10 $ 1,343,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,610,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 9 $ 1,189,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,246,172,000 9 $ 1,903,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,539,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 3,189,801,000 9 $ 1,526,000
Mid Oregon Federal Credit Union
1386 NE CUSHING DRIVE
BEND, OR 97701
* $ 169,623,000 8 $ 742,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 8 $ 1,122,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 7 $ 1,857,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 7 $ 1,854,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 7 $ 1,408,000
Northwest Mortage Group, Inc.
10260 SW GREENBURG ROAD STE 900
PORTLAND, OR 97223
* $ 87,749,000 7 $ 1,469,000
Mortgage Express
10260 SW GREENBURG ROAD #830
PORTLAND, OR 97224
* $ 10,000,000 6 $ 783,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 6 $ 760,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 6 $ 1,102,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 6 $ 1,059,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 987,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 2,617,267,000 5 $ 747,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 5,613,789,000 5 $ 766,000
Oregonians Credit Union
6915 SE LAKE RD
MILWAUKIE, OR 97267
* $ 301,430,000 5 $ 219,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 5 $ 1,099,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 5 $ 910,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 5 $ 438,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ 10,000,000 5 $ 1,765,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 4 $ 416,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 1,038,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 4 $ 1,379,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 4 $ 526,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 4 $ 683,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 488,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 4 $ 187,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 4 $ 596,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 4 $ 487,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 4 $ 585,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 806,000
Crossline Capital, Inc.
25520 COMMERCENTRE DRIVE, 2ND FLOOR
LAKE FOREST, CA 92630
* $ 40,422,000 4 $ 334,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 4 $ 957,000
Lpmc, LLC dba Landmark Profess
1255 LEE ST SE
SALEM, OR 97302
* $ 5,040,213,000 4 $ 991,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 368,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 3 $ 703,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 4,906,679,000 3 $ 814,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 125,553,000 3 $ 436,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 713,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 318,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 3 $ 338,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 3 $ 687,000
Home Federal Bank
500 12TH AVE S
NAMPA, ID 83651
* $ 1,033,685,000 3 $ 555,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 3 $ 341,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 3 $ 681,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 388,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ 912,392,000 2 $ 474,000
Forrit Credit Union
95 SW TAYLOR ST
PORTLAND, OR 97233
* $ 69,980,000 2 $ 167,000
Northwest Community
545 EAST 8TH AVENUE
EUGENE, OR 97401
* $ 766,050,000 2 $ 208,000
Advantis Credit Union
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 987,827,000 2 $ 380,000
Taylor Morrison Home Funding, Inc.
495 N KELLER RD
MAITLAND, FL 32751
* $ 10,000,000 2 $ 254,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 2 $ 420,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 329,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 2 $ 280,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 2 $ 578,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 462,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 299,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 460,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 377,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,835,386,000 2 $ 469,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 2 $ 116,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 393,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 2 $ 353,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 2 $ 522,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 487,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 347,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 645,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 2 $ 319,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 197,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 92,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 93,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 136,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 132,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 198,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 1 $ 104,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 153,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 100,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 211,000
Security First Bank of North Dakota
700 ASH AVENUE
NEW SALEM, ND 58563
* $ 162,316,000 1 $ 299,000
Golden Pacific Bank NA
980 9TH STREET SUITE 100
SACRAMENTO, CA 95814
* $ 138,372,000 1 $ 25,000
Premier Community Bank
314 E MAIN ST
HILLSBORO, OR 97123
* $ 322,171,000 1 $ 225,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 137,000
Wauna Federal Credit Union
PO BOX 67
CLATSKANIE, OR 97016
* $ 152,251,000 1 $ 50,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 197,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 33,878,000 1 $ 400,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 168,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 110,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 234,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 73,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 145,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 100,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 120,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 319,000
Siuslaw Bank
777 HWY 101 (MAIL TO: PO BOX 280)
FLORENCE, OR 97439
* $ 320,290,000 1 $ 174,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 2,569,593,000 1 $ 156,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 20,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 1 $ 171,000
Opes Advisors, Inc.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ 2,541,000 1 $ 129,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 417,000
Columbia Credit Union
PO BOX 324
VANCOUVER, WA 98666
* $ 890,945,000 1 $ 146,000
Peak Credit Union
4501 INTELCO LOOP SE
LACEY, WA 98503
* $ 834,576,000 1 $ 190,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ 1,222,012,000 1 $ 63,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 244,000
Minnesota Power Employees Credit Union
30 W SUPERIOR ST. STE. 126
DULUTH, MN 55802
* $ 171,890,000 1 $ 417,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 492,821,000 1 $ 200,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 1 $ 91,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 150,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 16,894,270,000 1 $ 690,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 11,093,539,000 1 $ 215,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 512,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 153,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ 1,000,000,000 1 $ 208,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 151,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 143,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 216,000
All Western Mortgage Inc
8345 W SUNSET RD SUITE 380
LAS VGEAS, NV 89113
* $ 1,175,181,000 1 $ 155,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 2,733,298,000 1 $ 99,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 139,000
Rivermark Community Credit Union
14405 MEYERS RD
OREGON CITY, OR 97045
* $ 547,316,000 1 $ 202,000
Oregon Community Credit Union
2880 CHAD DRIVE
EUGENE, OR 97408
* $ 1,102,264,000 1 $ 214,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 1 $ 169,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 171,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 67,043,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 417,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 119,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 187,000

The tables below break down 2013 mortgage applications in Crook County, OR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crook County, OR in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 768 $125,958,000 $164,000 $690,000 $72,000 $1,127,000
Home Purchase 454 $139,668,000 $307,000 $67,043,000 $66,000 $450,000
Home Improvement 42 $3,666,000 $87,000 $450,000 $68,000 $205,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,012 $159,527,000 $157,000 $620,000 $71,000 $1,127,000
Not Provided 134 $23,772,000 $177,000 $690,000 $84,000 $666,000
Not applicable 59 $76,979,000 $1,304,000 $67,043,000 $31,000 $135,000
Hispanic 28 $4,348,000 $155,000 $417,000 $68,000 $197,000
American Indian or Alaskan Native 22 $3,167,000 $143,000 $318,000 $67,000 $205,000
Native Hawaiian or Other Pacific Islander 4 $759,000 $189,000 $195,000 $118,000 $145,000
Asian 3 $510,000 $170,000 $208,000 $68,000 $88,000
Black or African American 2 $230,000 $115,000 $115,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 897 $145,139,000 $161,000 $690,000 $81,000 $1,127,000
FHA-insured (Federal Housing Administration) 139 $87,031,000 $626,000 $67,043,000 $44,000 $219,000
VA-guaranteed (Veterans Administration) 137 $25,104,000 $183,000 $512,000 $42,000 $167,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 91 $12,018,000 $132,000 $274,000 $41,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 667 $108,138,000 $162,000 $620,000 $72,000 $1,127,000
Application Denied By Financial Institution 204 $31,277,000 $153,000 $512,000 $65,000 $720,000
Loan Purchased By The Institution 167 $92,474,000 $553,000 $67,043,000 $51,000 $358,000
Application Withdrawn By Applicant 117 $18,713,000 $159,000 $690,000 $79,000 $666,000
Application Approved But Not Accepted 68 $11,211,000 $164,000 $480,000 $88,000 $720,000
File Closed For Incompleteness 41 $7,479,000 $182,000 $482,000 $87,000 $623,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 44 $5,939,000 $134,000 $388,000 $79,000 $720,000
Collateral 31 $5,179,000 $167,000 $398,000 $73,000 $178,000
Debt-To-Income Ratio 27 $4,433,000 $164,000 $407,000 $39,000 $80,000
Other 15 $2,508,000 $167,000 $512,000 $65,000 $199,000
Credit Application Incomplete 10 $1,406,000 $140,000 $232,000 $96,000 $300,000
Unverifiable Information 8 $1,434,000 $179,000 $450,000 $71,000 $154,000
Insufficient Cash (Downpayment, Closing Cost) 1 $113,000 $113,000 $113,000 $100,000 $100,000
Mortgage Insurance Denied 1 $109,000 $109,000 $109,000 $61,000 $61,000
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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