Cumberland County, ME Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 24,338 mortgage applications in Cumberland County, ME totaling $5.0 billion, up 23% from 2011. The average application was for $206,000, and applicants reported an average income of $94,000. 53% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 2,383 applications, followed by JPMorgan Chase Bank, NA and TD Bank.

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Total Number of Mortgage Applications 24,338
Total Mortgage Loan Application Amount $5,034,133,000
Average Mortgage Loan Application Amount $206,000
Highest Mortgage Loan Application Amount $18,800,000
Average Applicant Income $94,000
Highest Applicant Income $6,880,000

Mortgage Company List for Lending in Cumberland County, ME for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 2,383 $ 492,657,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 1,252 $ 241,537,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 188,912,554,000 1,200 $ 235,963,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 1,141 $ 248,016,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 821 $ 183,331,000
Reliant Mortgage Company, LLC
100 CUMMINGS CENTER SUITE 303 C
BEVERLY, MA 01915
* $ 10,000,000 677 $ 153,023,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 2,556,255,000 661 $ 143,185,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 654 $ 146,084,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 626 $ 123,459,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ 10,000,000 626 $ 107,132,000
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 958,847,000 609 $ 111,874,000
Bath Savings Institution
105 FRONT STREET
BATH, ME 04530
* $ 636,748,000 590 $ 127,868,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 579 $ 111,468,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 561 $ 121,570,000
Merrimack Mortgage Company, in
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 513 $ 104,030,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 504 $ 113,852,000
Gorham Savings Bank
10 WENTWORTH DRIVE
GORHAM, ME 04038
* $ 912,662,000 398 $ 76,172,000
The Bank of Maine
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 781,222,000 398 $ 109,667,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 396 $ 84,998,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 759,848,000 378 $ 99,764,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ 306,000,000 377 $ 88,408,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 366 $ 75,455,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 349 $ 78,152,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 346 $ 78,509,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 587,085,000 336 $ 66,729,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 326 $ 74,400,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 310 $ 69,226,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 289 $ 51,099,000
Evergreen Credit Union
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 207,020,000 288 $ 33,161,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 274,645,000 281 $ 35,658,000
Town and Country Federal Credi
557 MAIN STREET P.O. BOX 9420
SOUTH PORTLAND, ME 04116
* $ 221,632,000 278 $ 26,030,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 192,912,000 223 $ 38,852,000
Atlantic Federal Credit Union
PO BOX 188
BRUNSWICK, ME 04011
* $ 245,168,000 192 $ 24,501,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 189 $ 40,410,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 185 $ 33,654,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 184 $ 34,539,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 27,319,304,000 154 $ 43,399,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 707,174,000 148 $ 41,872,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 147 $ 30,780,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 134 $ 32,333,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 109 $ 25,057,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 105 $ 20,882,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 105 $ 21,681,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 102 $ 19,985,000
Mechanics Savings Bank
100 MINOT AVENUE
AUBURN, ME 04210
* $ 334,380,000 100 $ 16,390,000
Cumberland County Federal Credit Union
101 GRAY RD
FALMOUTH, ME 04105
* $ 146,174,000 92 $ 9,585,000
Members Mortgage Company, Inc.
10 CEDAR STREET, #11
WOBURN, MA 01801
* $ 10,000,000 85 $ 12,308,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 83 $ 17,078,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 81 $ 16,317,000
Maine Community Bank
1 INDIA ST
PORTLAND, ME 04101
* $ 331,747,000 81 $ 20,044,000
Cport Credit Union
PO BOX 777
PORTLAND, ME 04103
* $ 134,344,000 81 $ 10,708,000
Ne Moves Mortgage, LLC
52 SECOND AVENUE, 3RD FLOOR
WALTHAM, MA 02451
* $ 10,000,000 78 $ 15,473,000
Coast Line Credit Union
333 COTTAGE ROAD
SOUTH PORTLAND, ME 04106
* $ 43,426,000 74 $ 8,912,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 71 $ 16,603,000
Ancorum Credit Union
765 WASHINGTON STREET
BATH, ME 04530
* $ 193,199,000 68 $ 10,705,000
Truchoice FCU
332 CUMMINGS RD
SOUTH PORTLAND, ME 04106
* $ 77,519,000 67 $ 7,683,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 2,266,816,000 67 $ 14,879,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 67 $ 13,954,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 65 $ 13,566,000
Sanford Institution for Savings
900 MAIN STREET
SANFORD, ME 04073
* $ 433,106,000 64 $ 13,198,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 60 $ 16,164,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 58 $ 13,177,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 58 $ 12,598,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 58 $ 12,499,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 54 $ 12,014,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 53 $ 10,334,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 51 $ 10,500,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 51 $ 10,405,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 50 $ 10,440,000
Schaefer Mortgage Corporation
5 BUTTRICK ROAD
LONDONDERRY, NH 03053
* $ 17,252,000 50 $ 10,886,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 45 $ 7,551,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 45 $ 9,263,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 40 $ 7,465,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 37 $ 9,556,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 33 $ 6,424,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 33 $ 9,301,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 32 $ 6,352,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 31 $ 10,000,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 29 $ 7,309,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 28 $ 6,228,000
Kennebunk Savings Bank
104 MAIN STREET
KENNEBUNK, ME 04043
* $ 821,387,000 26 $ 5,027,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 25 $ 4,872,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 25 $ 6,653,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 24 $ 5,349,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 24 $ 5,177,000
Dirigo Federal Credit Union
391 MAIN STREET
LEWISTON, ME 04243
* $ 159,650,000 23 $ 2,694,000
Auburn Savings Bank, FSB
256 COURT ST. PO BOX 3157
AUBURN, ME 04210
* $ 77,832,000 22 $ 4,358,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 21 $ 4,167,000
Machias Savings Bank
4 CENTER STREET
MACHIAS, ME 04654
* $ 933,475,000 20 $ 4,869,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 19 $ 4,180,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 19 $ 3,739,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 19 $ 4,928,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 18 $ 3,669,000
Peopleschoice Credit Union
23 INDUSTRIAL PARK RD
SACO, ME 04072
* $ 134,291,000 18 $ 2,925,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 18 $ 3,820,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 169,755,000 17 $ 4,540,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 17 $ 3,905,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 16 $ 2,882,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 16 $ 3,719,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 16 $ 3,095,000
First Federal Savings and Loan Assocation of Bath
PO BOX 488
BATH, ME 04530
* $ 114,096,000 16 $ 2,208,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 16 $ 3,352,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 15 $ 3,104,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 15 $ 2,961,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 15 $ 3,742,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 15 $ 3,836,000
York County Federal Credit Union
1516 MAIN STREET
SANFORD, ME 04073
* $ 197,118,000 15 $ 2,198,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 69,394,000 15 $ 793,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 15 $ 2,627,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 14 $ 4,048,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,263,118,000 14 $ 1,244,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 14 $ 4,395,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 14 $ 3,050,000
Ross Mortgage Company
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ 3,572,000 14 $ 2,745,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 13 $ 3,081,000
Saco Valley Credit Union
312 MAIN ST
SACO, ME 04072
* $ 88,482,000 13 $ 1,589,000
Ocean Communities Federal Credit Union
1 POOL ST
BIDDEFORD, ME 04005
* $ 142,307,000 13 $ 2,629,000
United Mortgage Corp
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 13 $ 2,869,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 13 $ 2,866,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 12 $ 2,112,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 12 $ 2,056,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 12 $ 3,055,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 11 $ 3,032,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 509,351,000 11 $ 2,589,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 11 $ 2,700,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 11 $ 3,096,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 10 $ 2,646,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 10 $ 3,095,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 527,800,000 10 $ 5,253,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 10 $ 2,209,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 9 $ 1,795,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 9 $ 4,801,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 9 $ 3,061,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 8 $ 1,932,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 8 $ 1,583,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 8 $ 1,423,000
Skowhegan Savings Bank
13 ELM ST
SKOWHEGAN, ME 04976
* $ 448,147,000 8 $ 3,254,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 8 $ 1,476,000
Berkshire Bank

ALBANY, NY 12207
* $ 3,955,635,000 7 $ 1,542,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 4,974,447,000 7 $ 1,452,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 7 $ 1,110,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 7 $ 1,274,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 7 $ 751,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 7 $ 631,000
Terrace Mortgage Company
900 ASHWOOD PKWY. STE. 130
ATLANTA, GA 30338
* $ 40,450,000 7 $ 1,525,000
1-800-East/West Mortgage Co.
171 LOCKE DRIVE SUITE 107
MARLBOROUGH, MA 01752
* $ 537,133,000 7 $ 1,684,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 7 $ 2,162,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 6 $ 1,346,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 6 $ 1,317,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 6 $ 1,229,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 1,235,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 6 $ 1,084,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 6 $ 1,162,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 74,283,000 6 $ 1,392,000
Maine Savings Federal Credit Union
PO BOX 347
HAMPDEN, ME 04444
* $ 242,412,000 6 $ 1,133,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 6 $ 1,592,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 6 $ 177,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 5 $ 1,066,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 5 $ 937,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 5 $ 35,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 5 $ 1,312,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,107,327,000 5 $ 615,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 5 $ 1,161,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 798,484,000 5 $ 1,761,000
Midcoast
186 LOWER MAIN STREET
FREEPORT, ME 04032
* $ 118,096,000 5 $ 696,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 5 $ 1,262,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 5 $ 394,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 5 $ 984,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 5 $ 884,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 5 $ 933,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 17,353,000 5 $ 1,539,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 5 $ 844,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 5 $ 1,086,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 18,674,334,000 5 $ 2,510,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 4 $ 909,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 634,192,000 4 $ 1,376,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 4 $ 558,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 1,029,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 4 $ 872,000
Cambridge Mortgage Group
99 SOUTH STREET
HINGHAM, MA 02043
* $ 943,623,000 4 $ 729,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 4 $ 512,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 4 $ 954,000
Align Credit Union
40 MARKET STREET, PO BOX 7008
LOWELL, MA 01851
* $ 527,919,000 3 $ 388,000
South Coastal Bank
279 UNION STREET
ROCKLAND, MA 02370
* $ 268,520,000 3 $ 575,000
Merrimack County Savings Bank
89 NORTH MAIN STREET
CONCORD, NH 03301
* $ 651,460,000 3 $ 535,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 3 $ 493,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,663,069,000 3 $ 507,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 3 $ 731,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 3 $ 593,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 3 $ 424,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 581,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 3 $ 673,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 3 $ 590,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 3 $ 1,231,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 2 $ 633,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 2 $ 530,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 856,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 575,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 349,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 403,000
Mortgage Financial Inc
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 2 $ 556,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 140,933,000 2 $ 592,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 2 $ 375,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 951,995,000 2 $ 372,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 495,222,000 2 $ 445,000
Marblehead Bank
21 ATLANTIC AVENUE
MARBLEHEAD, MA 01945
* $ 171,572,000 2 $ 338,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 376,000
Patriot Community Bank
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 118,452,000 2 $ 438,000
Mackinac Savings Bank FSB
280 N CONGRESS AVE
BOYNTON BEACH, FL 33426
* $ 122,723,000 2 $ 807,000
Gibraltar Private Bank & Trust Company
55 ALHAMBRA PLAZA, 7TH FLOOR
CORAL GABLES, FL 33134
* $ 1,629,692,000 2 $ 446,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 2 $ 470,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 2 $ 803,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 790,137,000 2 $ 786,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 2 $ 507,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 2 $ 322,000
Lisbon Community FCU
325 LISBON ST
LISBON, ME 04250-0878, ME 04250
* $ 73,453,000 2 $ 100,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 719,192,000 2 $ 105,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 1,979,084,000 2 $ 405,000
Monument Mortgage Company, Inc
91 HARTWELL AVENUE
LEXINGTON, MA 02421
* $ 1,074,893,000 2 $ 478,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ 3,236,218,000 2 $ 444,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 237,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ 8,712,000 2 $ 380,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 519,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 1 $ 1,000,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 365,000
New England Regional Mortgage

PORTSMOUTH, NH 03811
* $ 10,000,000 1 $ 218,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ 1,404,000 1 $ 264,000
Jeanne D'arc Credit Union
581 MERRIMACK ST.
LOWELL, MA 01854
* $ 922,215,000 1 $ 207,000
Community Credit Union
144 PINE STREET
LEWISTON, ME 04240
* $ 43,253,000 1 $ 110,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ 1,084,807,000 1 $ 125,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 280,000
The Bath State Bank
3095 BATH ROAD
BATH, IN 47010
* $ 143,528,000 1 $ 977,000
Independence Bank of Kentucky
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 1,133,577,000 1 $ 156,000
Cambridge Savings Bank
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ 2,316,360,000 1 $ 430,000
Dedham Institution for Savings
55 ELM STREET
DEDHAM, MA 02026
* $ 1,085,354,000 1 $ 700,000
Bank of New England
31 PELHAM RD
SALEM, NH 03079
* $ 470,739,000 1 $ 105,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 5,848,935,000 1 $ 272,000
Haverhill Bank
180 MERRIMACK STREET
HAVERHILL, MA 01830
* $ 260,730,000 1 $ 378,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 1 $ 158,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 335,601,000 1 $ 388,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 1 $ 347,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,167,422,000 1 $ 665,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 247,090,000 1 $ 160,000
United Bank
95 ELM STREET
WEST SPRINGFIELD, CT 01089
* $ 1,617,862,000 1 $ 399,000
Bay Bank, FSB
7151 COLUMBIA GATEWAY DRIVE
COLUMBIA, MD 21046
* $ 129,833,000 1 $ 800,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,212,296,000 1 $ 100,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 171,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 548,388,000 1 $ 344,000
Lake Sunapee Bank
9 MAIN ST
NEWPORT, NH 03773
* $ 1,038,509,000 1 $ 280,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 3,199,004,000 1 $ 188,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 4,505,104,000 1 $ 406,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 3,321,287,000 1 $ 141,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 870,105,000 1 $ 125,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 2,821,130,000 1 $ 183,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 1 $ 112,000
Brightbridge Credit Union
500 MERRIMACK STREET
LAWRENCE, MA 01843
* $ 441,095,000 1 $ 154,000
Central Maine Federal Credit Union
1000 LISBON STREET
LEWISTON, ME 04240
* $ 81,383,000 1 $ 388,000
Central One Federal Credit Union
714 MAIN ST
SHREWSBURY, MA 01545
* $ 348,686,000 1 $ 187,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 758,439,000 1 $ 182,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 694,137,000 1 $ 138,000
Bangor Federal Credit Union
339 HOGAN ROAD
BANGOR, ME 04401
* $ 114,949,000 1 $ 200,000
Ent Credit Union
7250 CAMPUS DRIVE
COLORADO SPRINGS, CO 80920
* $ 3,417,894,000 1 $ 2,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 164,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 1 $ 270,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 1 $ 407,000
Arvest Bank

TULSA, OK 74103
* $ 12,527,568,000 1 $ 417,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 534,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 100,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ 8,810,000 1 $ 155,000
Suburban Mortgage Co of Nm
9401 JERONIMO ROAD STE 200
IRVINE, CA 92618
* $ 10,000,000 1 $ 230,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 239,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 1 $ 400,000
Sterling National Bank
98 CUTTERMILL ROAD
GREAT NECK, NY 11021
* $ 2,458,228,000 1 $ 256,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 1 $ 96,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 1 $ 161,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 1 $ 222,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 169,000
Barre Savings Bank
P.O. BOX 940
BARRE, MA 01005
* $ 144,344,000 1 $ 190,000
Northmark Bank
89 TURNPIKE STREET, P.O. BOX 825
NORTH ANDOVER, MA 01845
* $ 305,634,000 1 $ 330,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 220,000
First National Bank of Suffield, the
30 BRIDGE STREET, P.O. BOX 96
SUFFIELD, CT 06078
* $ 214,349,000 1 $ 150,000
Clinton Savings Bank
200 CHURCH STREET
CLINTON, MA 01510
* $ 479,511,000 1 $ 515,000
Spencer Savings Bank
176 MAIN STREET
SPENCER, MA 01562
* $ 375,219,000 1 $ 655,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 1 $ 413,000
East Boston Savings Bank
67 PROSPECT ST
PEABODY, MA 01960
* $ 1,946,482,000 1 $ 18,800,000
Tennessee Valley Federal C U
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ 845,243,000 1 $ 158,000
American Eagle FCU
417 MAIN STREET
EAST HARTFORD, CT 06118
* $ 1,325,908,000 1 $ 5,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 1 $ 4,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,388,411,000 1 $ 275,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 302,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 12,392,366,000 1 $ 323,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 27,791,801,000 1 $ 335,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 103,790,000,000 1 $ 1,295,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 1 $ 487,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 39,468,720,000 1 $ 580,000
Rate One Inc., the Mortgage Pe
2506 MT. MORIAH RD. STE B450
MEMPHIS, TN 38115
* $ 866,000 1 $ 255,000

The tables below break down 2012 mortgage applications in Cumberland County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cumberland County, ME in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16,800 $3,491,934,000 $207,000 $6,030,000 $96,000 $2,390,000
Home Purchase 6,497 $1,391,485,000 $214,000 $7,080,000 $91,000 $6,880,000
Home Improvement 1,041 $150,714,000 $144,000 $18,800,000 $92,000 $1,456,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,866 $3,818,990,000 $202,000 $2,160,000 $102,000 $4,793,000
Not applicable 2,862 $670,804,000 $234,000 $18,800,000 $30,000 $650,000
Not Provided 2,068 $437,164,000 $211,000 $2,400,000 $108,000 $1,983,000
Asian 225 $46,277,000 $205,000 $1,295,000 $130,000 $6,880,000
Hispanic 171 $33,243,000 $194,000 $1,150,000 $93,000 $881,000
Black or African American 89 $16,926,000 $190,000 $901,000 $94,000 $941,000
American Indian or Alaskan Native 41 $6,550,000 $159,000 $410,000 $78,000 $300,000
Native Hawaiian or Other Pacific Islander 16 $4,179,000 $261,000 $630,000 $111,000 $237,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,882 $4,127,936,000 $207,000 $18,800,000 $104,000 $6,880,000
FHA-insured (Federal Housing Administration) 2,738 $556,474,000 $203,000 $500,000 $52,000 $1,422,000
VA-guaranteed (Veterans Administration) 892 $206,083,000 $231,000 $650,000 $59,000 $4,793,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 826 $143,640,000 $173,000 $367,000 $47,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,959 $2,659,674,000 $205,000 $18,800,000 $107,000 $6,880,000
Loan Purchased By The Institution 4,815 $1,030,025,000 $213,000 $3,510,000 $56,000 $4,793,000
Application Denied By Financial Institution 3,050 $604,570,000 $198,000 $2,000,000 $92,000 $1,500,000
Application Withdrawn By Applicant 1,796 $373,293,000 $207,000 $2,000,000 $95,000 $1,422,000
Application Approved But Not Accepted 1,172 $246,058,000 $209,000 $1,117,000 $110,000 $1,440,000
File Closed For Incompleteness 544 $120,267,000 $221,000 $2,400,000 $115,000 $1,755,000
Preapproval Denied by Financial Institution 2 $246,000 $123,000 $186,000 $44,000 $66,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 672 $154,460,000 $229,000 $1,700,000 $124,000 $926,000
Debt-To-Income Ratio 603 $121,141,000 $200,000 $1,250,000 $59,000 $530,000
Credit History 475 $75,074,000 $158,000 $2,000,000 $87,000 $1,175,000
Other 241 $48,900,000 $202,000 $1,071,000 $110,000 $1,156,000
Credit Application Incomplete 233 $43,362,000 $186,000 $1,350,000 $104,000 $1,500,000
Unverifiable Information 104 $21,010,000 $202,000 $793,000 $99,000 $730,000
Employment History 53 $9,309,000 $175,000 $347,000 $61,000 $270,000
Insufficient Cash (Downpayment, Closing Cost) 33 $9,363,000 $283,000 $960,000 $137,000 $535,000
Mortgage Insurance Denied 16 $3,705,000 $231,000 $341,000 $94,000 $240,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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