Deaf Smith County, TX Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 298 mortgage applications in Deaf Smith County, TX totaling $25.3 million, down 26% from 2010. The average application was for $84,000, and applicants reported an average income of $62,000. 42% of applications resulted in an originated loan and 25% were denied. The most active lender was Firstbank Southwest, with 60 applications, followed by Wells Fargo Bank NA and Bank of America NA.

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Total Number of Mortgage Applications 298
Total Mortgage Loan Application Amount $25,307,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $668,000
Average Applicant Income $62,000
Highest Applicant Income $1,140,000

Mortgage Company List for Lending in Deaf Smith County, TX for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Firstbank Southwest
2401 S. GEORGIA
AMARILLO, TX 79109
* $ 750,812,000 60 $ 3,757,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 35 $ 3,467,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 25 $ 2,430,000
Happy State Bank
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 1,576,572,000 17 $ 1,312,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 2,785,278,000 16 $ 710,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 12 $ 957,000
First Financial Bank, N.A.
301 W. BEAUREGARD
SAN ANGELO, TX 76903
* $ 383,454,000 12 $ 1,260,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 11 $ 1,176,000
Interstate Bank, SSB
5085 S COULTER
AMARILLO, TX 79119
* $ 122,415,000 10 $ 850,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 7 $ 583,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 310,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 427,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 431,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 5 $ 551,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 3 $ 252,000
Cendera Funding Inc.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 3 $ 338,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 603,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 340,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 174,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 3 $ 256,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,285,632,000 2 $ 266,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 116,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 199,275,000 2 $ 155,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 466,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 122,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 31,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 2 $ 466,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 2 $ 344,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 1 $ 130,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 126,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 203,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 24,055,290,000 1 $ 125,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 153,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 1 $ 112,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 62,638,180,000 1 $ 15,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 105,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 47,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 25,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 1 $ 66,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 13,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 1 $ 105,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 71,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 80,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 55,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 53,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 140,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 115,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 86,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 81,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 125,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 118,000
Peoples Bank
5820 82ND STREET
LUBBOCK, TX 79424
* $ 262,804,000 1 $ 85,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 1 $ 118,000
First Community Bank NA
3 SUGAR CREEK CENTER BLVD SUITE 200
SUGAR LAND, TX 77478
* $ 668,224,000 1 $ 25,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 1 $ 37,000
Access Community Credit Union
6401 BELL ST.
AMARILLO, TX 79114
* $ 84,309,000 1 $ 45,000
First United Bank
5802 4TH STREET
LUBBOCK, TX 79416
* $ 1,008,921,000 1 $ 82,000
American State Bank
1401 AVENUE Q
LUBBOCK, TX 79401
* $ 2,687,035,000 1 $ 64,000

The tables below break down 2011 mortgage applications in Deaf Smith County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Deaf Smith County, TX in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 143 $14,522,000 $101,000 $668,000 $78,000 $1,140,000
Home Purchase 122 $10,126,000 $83,000 $158,000 $46,000 $202,000
Home Improvement 33 $659,000 $19,000 $85,000 $49,000 $109,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 131 $8,238,000 $62,000 $147,000 $45,000 $155,000
White 109 $11,384,000 $104,000 $668,000 $82,000 $453,000
Not applicable 28 $2,794,000 $99,000 $246,000 $15,000 $116,000
Not Provided 25 $2,502,000 $100,000 $305,000 $117,000 $1,140,000
Black or African American 2 $94,000 $47,000 $49,000 $15,000 $30,000
American Indian or Alaskan Native 2 $168,000 $84,000 $110,000 $79,000 $125,000
Asian 1 $127,000 $127,000 $127,000 $63,000 $63,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 177 $14,881,000 $84,000 $668,000 $74,000 $1,140,000
FHA-insured (Federal Housing Administration) 96 $8,242,000 $85,000 $232,000 $46,000 $288,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,105,000 $78,000 $115,000 $42,000 $70,000
VA-guaranteed (Veterans Administration) 11 $1,079,000 $98,000 $153,000 $27,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 124 $10,509,000 $84,000 $668,000 $62,000 $453,000
Application Denied By Financial Institution 75 $4,892,000 $65,000 $223,000 $53,000 $160,000
Loan Purchased By The Institution 59 $5,751,000 $97,000 $246,000 $48,000 $263,000
Application Withdrawn By Applicant 20 $2,466,000 $123,000 $305,000 $129,000 $1,140,000
Application Approved But Not Accepted 18 $1,563,000 $86,000 $353,000 $68,000 $150,000
File Closed For Incompleteness 2 $126,000 $63,000 $71,000 $59,000 $71,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $796,000 $53,000 $140,000 $58,000 $155,000
Debt-To-Income Ratio 6 $547,000 $91,000 $163,000 $60,000 $120,000
Other 6 $313,000 $52,000 $90,000 $47,000 $96,000
Unverifiable Information 5 $577,000 $115,000 $223,000 $60,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 2 $153,000 $76,000 $81,000 $62,000 $75,000
Collateral 2 $235,000 $117,000 $125,000 $127,000 $130,000
Credit Application Incomplete 1 $110,000 $110,000 $110,000 $125,000 $125,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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