DeKalb County, IL Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 3,428 mortgage applications in DeKalb County, IL totaling $664.7 million, up 13% from 2023. The average application was for $193,000, and applicants reported an average income of $108,000. 54% of applications resulted in an originated loan and 14% were denied. The most active lender was First National Bank of Omaha, with 206 applications, followed by PennyMac Loan Services LLC and Guaranteed Rate, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,428
Total Mortgage Loan Application Amount $664,740,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $5,955,000
Average Applicant Income $108,000
Highest Applicant Income $2,386,000

Mortgage Company List for Lending in DeKalb County, IL for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 206 $ 25,270,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 152 $ 38,870,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 121 $ 27,435,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 117 $ 25,245,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 115 $ 12,505,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ n/a 106 $ 30,540,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 96 $ 15,660,000
Illinois Community Credit Unio
508 W STATE STREET
SYCAMORE, IL 60178
* $ n/a 91 $ 7,085,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 89 $ 20,555,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ n/a 84 $ 11,090,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 84 $ 14,030,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 77 $ 18,905,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 72 $ 4,960,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 71 $ 15,575,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 71 $ 13,405,000
Resource Bank N.A.
555 BETHANY RD 2ND FLOOR
DEKALB, IL 60115
* $ n/a 68 $ 13,700,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 65 $ 12,255,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 61 $ 14,025,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 59 $ 16,245,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 56 $ 13,250,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 54 $ 6,930,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 51 $ 12,295,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 50 $ 11,670,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 48 $ 13,170,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 47 $ 10,375,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ n/a 43 $ 8,085,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ n/a 42 $ 11,150,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 37 $ 4,935,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 37 $ 7,145,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 33 $ 7,325,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 31 $ 1,665,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ n/a 30 $ 5,730,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 25 $ 1,885,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 24 $ 5,600,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 24 $ 2,100,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 24 $ 2,910,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ n/a 22 $ 13,480,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ n/a 22 $ 4,430,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 21 $ 4,195,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 21 $ 5,975,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 20 $ 4,100,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 18 $ 4,770,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 17 $ 2,925,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 17 $ 995,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 17 $ 3,485,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 16 $ 2,730,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 16 $ 2,920,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 15 $ 3,175,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 15 $ 745,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 14 $ 3,680,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 14 $ 2,870,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 14 $ 2,230,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 13 $ 2,345,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ n/a 12 $ 1,620,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 12 $ 2,030,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 12 $ 2,860,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 12 $ 2,370,000
Holcomb Bank
108 W MAIN ST
ROCHELLE, IL 61068
* $ n/a 12 $ 4,090,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ n/a 10 $ 1,090,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 10 $ 2,840,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 10 $ 2,250,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 9 $ 1,095,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 9 $ 2,185,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 9 $ 2,355,000
First Federal Savings Bank
633 LASALLE ST
OTTAWA, IL 61350
* $ n/a 9 $ 1,595,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 8 $ 1,300,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 8 $ 2,170,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 8 $ 2,210,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 8 $ 640,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 8 $ 1,850,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 8 $ 1,500,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 8 $ 2,650,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 8 $ 400,000
Dupage Credit Union
P. O. BOX 3930
NAPERVILLE, IL 60563
* $ n/a 8 $ 770,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 7 $ 405,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 7 $ 1,075,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 7 $ 1,165,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 7 $ 1,365,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 7 $ 1,355,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 6 $ 1,170,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 5 $ 1,225,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 5 $ 405,000
The Anderson Financial Group, Inc.
2421 NORTH ASHLAND AVENUE
CHICAGO, IL 60614
* $ n/a 5 $ 915,000
North Shore Trust & Savings
3060 SAND LAKE ROAD
WAUKEGAN, IL 60085
* $ n/a 5 $ 2,475,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 5 $ 1,265,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 5 $ 915,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 5 $ 215,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 4 $ 880,000
A&N Mortgage Services, Inc.
901 S 2ND ST STE #201
SPRINGFIELD, IL 62704
* $ n/a 4 $ 850,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 590,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 4 $ 760,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 4 $ 1,080,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ n/a 4 $ 770,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ n/a 4 $ 1,300,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 550,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 990,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ n/a 4 $ 140,000
United Home Loans, Inc.
1023 BURLINGTON AVE
WESTERN SPRINGS, IL 60558
* $ n/a 4 $ 690,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 3 $ 765,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 3 $ 695,000
Mortgage Assurance Inc
333 NORTH POINT CENTER E SUITE 230
ALPHARETTA, GA 30022
* $ n/a 3 $ 825,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 3 $ 765,000
Sauk Valley Bank & Trust Company
3319 E LINCOLNWAY
STERLING, IL 61081
* $ n/a 3 $ 615,000
Credit Union 1
200 EAST CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ n/a 3 $ 145,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 3 $ 695,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ n/a 3 $ 1,035,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 3 $ 205,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ n/a 3 $ 835,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 3 $ 805,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 3 $ 245,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 3 $ 635,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 3 $ 185,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 3 $ 665,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 3 $ 485,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 3 $ 575,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 3 $ 655,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 3 $ 725,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 895,000
Proper Rate, LLC
1800 W LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 3 $ 625,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 3 $ 675,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 3 $ 785,000
First Northern Credit Union
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ n/a 3 $ 165,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 3 $ 555,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ n/a 3 $ 685,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 3 $ 475,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 3 $ 475,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 2 $ 400,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 2 $ 590,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 2 $ 290,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 2 $ 380,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ n/a 2 $ 480,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 2 $ 420,000
Waterman Bank
248 W LINCOLN HWY
WATERMAN, IL 60556
* $ n/a 2 $ 260,000
National Police Federal Credit Union
1407 W. WASHINGTON BLVD.
CHICAGO, IL 60607
* $ n/a 2 $ 430,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 2 $ 460,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 2 $ 300,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ n/a 2 $ 450,000
The Harvard State Bank
35 N AYER ST, PO BOX 40
HARVARD, IL 60033
* $ n/a 2 $ 310,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 680,000
Byron Bank
200 N WALNUT ST
BYRON, IL 61010
* $ n/a 2 $ 570,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 2 $ 290,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 2 $ 570,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 410,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 2 $ 1,100,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 2 $ 670,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ n/a 2 $ 90,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 2 $ 660,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 2 $ 540,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 2 $ 690,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 2 $ 320,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 2 $ 570,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 2 $ 560,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 2 $ 290,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 2 $ 370,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 2 $ 570,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 2 $ 420,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 2 $ 250,000
Financial Plus Credit Union
800 CHESTNUT ST
OTTAWA, IL 61350
* $ n/a 1 $ 145,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ n/a 1 $ 405,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ n/a 1 $ 315,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 1 $ 175,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 15,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ n/a 1 $ 95,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 445,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 1 $ 85,000
Osb Community Bank
925 LASALLE STREET
OTTAWA, IL 61350
* $ n/a 1 $ 75,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 1 $ 205,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ n/a 1 $ 315,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ n/a 1 $ 205,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 185,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 335,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ n/a 1 $ 35,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ n/a 1 $ 85,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 255,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 1 $ 275,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 1 $ 755,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 1 $ 285,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 105,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ n/a 1 $ 245,000
Hickory Point Bank & Trust
225 N WATER STREET
DECATUR, IL 62525
* $ n/a 1 $ 215,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 155,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 1 $ 115,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 155,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ n/a 1 $ 345,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ n/a 1 $ 225,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ n/a 1 $ 195,000
American Community Bank & Trust
P.O. BOX 1720
WOODSTOCK, IL 60098
* $ n/a 1 $ 35,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 175,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ n/a 1 $ 195,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 255,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 485,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ n/a 1 $ 25,000
Grundy Bank
201 LIBERTY STREET
MORRIS, IL 60450
* $ n/a 1 $ 115,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 215,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ n/a 1 $ 65,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 1 $ 245,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 165,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 1 $ 195,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 1 $ 275,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 255,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ n/a 1 $ 105,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 375,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 1 $ 425,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 245,000
Republic Bank of Chicago
2221 CAMDEN COURT
OAK BROOK, ILLINOIS, IL 60523
* $ n/a 1 $ 65,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 295,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 1 $ 155,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 1 $ 205,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 1 $ 125,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ n/a 1 $ 345,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ n/a 1 $ 115,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 235,000
Eureka Savings Bank
250 MARQUETTE ST
LA SALLE, IL 61301
* $ n/a 1 $ 285,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 165,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ n/a 1 $ 155,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 1 $ 165,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ n/a 1 $ 105,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 55,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 145,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 165,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 195,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ n/a 1 $ 215,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 215,000
Coast One Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ n/a 1 $ 255,000
Evergreen Bank Group
1515 22ND ST # 100
OAK BROOK, IL 60523
* $ n/a 1 $ 45,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ n/a 1 $ 125,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 575,000
Rpe Home, Inc
1312 17TH STREET SUITE 71618
DENVER, CO 80202
* $ n/a 1 $ 265,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ n/a 1 $ 355,000
Mutual Federal Bank
2212 CERMAK ROAD
CHICAGO, IL 60608
* $ n/a 1 $ 455,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 245,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ n/a 1 $ 255,000
Rock Valley Credit Union
1201 CLIFFORD AVE
LOVES PARK, IL 61111
* $ n/a 1 $ 55,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 755,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 1 $ 125,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ n/a 1 $ 95,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ n/a 1 $ 115,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 1 $ 145,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 265,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ n/a 1 $ 105,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 25,000

The tables below break down 2024 mortgage applications in DeKalb County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for DeKalb County, IL in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,968 $467,220,000 $237,000 $1,765,000 $105,000 $1,334,000
Cash-out Refinancing 417 $69,555,000 $166,000 $745,000 $94,000 $381,000
Other Purpose 407 $27,395,000 $67,000 $325,000 $105,000 $882,000
Refinancing 365 $82,335,000 $225,000 $5,955,000 $156,000 $2,386,000
Home Improvement 266 $17,580,000 $66,000 $605,000 $106,000 $400,000
Not Applicable 5 $655,000 $131,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,007 $358,905,000 $178,000 $775,000 $116,000 $2,386,000
Hispanic 458 $86,380,000 $188,000 $745,000 $88,000 $1,176,000
Not applicable 443 $120,075,000 $271,000 $5,955,000 $82,000 $250,000
Not Provided 336 $62,400,000 $185,000 $665,000 $102,000 $429,000
Black or African American 112 $22,550,000 $201,000 $435,000 $95,000 $296,000
Asian 61 $12,645,000 $207,000 $755,000 $116,000 $318,000
American Indian or Alaskan Native 9 $1,705,000 $189,000 $375,000 $73,000 $86,000
Native Hawaiian or Other Pacific Islander 2 $80,000 $40,000 $45,000 $94,000 $141,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,485 $420,105,000 $169,000 $5,955,000 $113,000 $2,386,000
FHA-insured (Federal Housing Administration) 690 $170,970,000 $247,000 $495,000 $88,000 $1,176,000
VA-guaranteed (Veterans Administration) 237 $69,505,000 $293,000 $745,000 $104,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $4,160,000 $260,000 $345,000 $90,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,867 $363,395,000 $194,000 $5,955,000 $109,000 $1,334,000
Loan Purchased By The Institution 488 $121,400,000 $248,000 $755,000 $86,000 $302,000
Application Denied By Financial Institution 482 $65,700,000 $136,000 $605,000 $89,000 $1,176,000
Application Withdrawn By Applicant 404 $82,290,000 $203,000 $775,000 $136,000 $2,386,000
File Closed For Incompleteness 112 $19,180,000 $171,000 $755,000 $106,000 $297,000
Application Approved But Not Accepted 69 $11,485,000 $166,000 $745,000 $109,000 $400,000
Preapproval Approved but not Accepted 5 $1,105,000 $221,000 $375,000 $72,000 $100,000
Preapproval Denied by Financial Institution 1 $185,000 $185,000 $185,000 $171,000 $171,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,906 $589,900,000 $202,000 $5,955,000 $107,000 $1,334,000
Debt-To-Income Ratio 194 $28,920,000 $149,000 $555,000 $135,000 $2,386,000
Credit History 137 $16,075,000 $117,000 $415,000 $110,000 $1,176,000
Collateral 61 $7,785,000 $127,000 $405,000 $109,000 $480,000
Credit Application Incomplete 56 $8,820,000 $157,000 $405,000 $97,000 $205,000
Other 37 $5,435,000 $146,000 $355,000 $86,000 $206,000
Unverifiable Information 20 $3,980,000 $199,000 $375,000 $71,000 $161,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,135,000 $241,000 $605,000 $67,000 $126,000
Employment History 4 $690,000 $172,000 $305,000 $50,000 $64,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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