Denali, AK Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 55 mortgage applications in Denali, AK totaling $8.7 million, up 25% from 2009. The average application was for $158,000, and applicants reported an average income of $86,000. 53% of applications resulted in an originated loan and 27% were denied. The most active lender was Wells Fargo Bank, NA, with 15 applications, followed by First National Bank Alaska and Alaska USA Mortgage Co., LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 55 |
| Total Mortgage Loan Application Amount | $8,708,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $558,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $435,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 15 | $ 2,532,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 2,651,980,000 | 8 | $ 1,185,000 |
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 8 | $ 1,265,000 |
| Mt McKinley Bank PO BOX 73880 FAIRBANKS, AK 99707 |
* | $ 282,846,000 | 6 | $ 937,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 4 | $ 900,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 3 | $ 450,000 |
| Citicorp Trust Bank, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 2 | $ 218,000 |
| State Farm Bank 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 50,000 |
| Keybank National Association 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 1 | $ 175,000 |
| Northrim Bank 3111 C STREET ANCHORAGE, AK 99503 |
* | $ 999,041,000 | 1 | $ 157,000 |
| Spirit of Alaska Federal Credit Union 1417 GILLAM WAY FAIRBANKS, AK 99701 |
* | $ 106,556,000 | 1 | $ 67,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 260,000 |
| Denali Federal Credit Union 471 WS. 36TH AVENUE SUITE 110 ANCHORAGE, AK 99503 |
* | $ 516,904,000 | 1 | $ 99,000 |
The tables below break down 2010 mortgage applications in Denali, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Denali, AK in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 29 | $4,821,000 | $166,000 | $558,000 | $74,000 | $435,000 |
| Home Purchase | 20 | $3,627,000 | $181,000 | $306,000 | $102,000 | $315,000 |
| Home Improvement | 6 | $260,000 | $43,000 | $67,000 | $93,000 | $205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 42 | $6,289,000 | $149,000 | $306,000 | $84,000 | $315,000 |
| Not Provided | 9 | $1,950,000 | $216,000 | $558,000 | $115,000 | $435,000 |
| American Indian or Alaskan Native | 2 | $198,000 | $99,000 | $120,000 | $65,000 | $76,000 |
| Hispanic | 1 | $114,000 | $114,000 | $114,000 | $58,000 | $58,000 |
| Not applicable | 1 | $157,000 | $157,000 | $157,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42 | $6,143,000 | $146,000 | $558,000 | $93,000 | $435,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,522,000 | $190,000 | $306,000 | $69,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 4 | $903,000 | $225,000 | $264,000 | $52,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $140,000 | $140,000 | $140,000 | $77,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29 | $4,556,000 | $157,000 | $306,000 | $69,000 | $208,000 |
| Application Denied By Financial Institution | 15 | $2,836,000 | $189,000 | $558,000 | $121,000 | $435,000 |
| Application Withdrawn By Applicant | 5 | $645,000 | $129,000 | $225,000 | $98,000 | $315,000 |
| File Closed For Incompleteness | 2 | $95,000 | $47,000 | $60,000 | $71,000 | $83,000 |
| Application Approved But Not Accepted | 2 | $178,000 | $89,000 | $100,000 | $50,000 | $76,000 |
| Loan Purchased By The Institution | 2 | $398,000 | $199,000 | $260,000 | $89,000 | $93,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $1,350,000 | $270,000 | $558,000 | $152,000 | $435,000 |
| Credit Application Incomplete | 2 | $264,000 | $132,000 | $144,000 | $45,000 | $54,000 |
| Credit History | 2 | $75,000 | $37,000 | $50,000 | $260,000 | $315,000 |
| Debt-To-Income Ratio | 2 | $413,000 | $206,000 | $238,000 | $52,000 | $76,000 |
| Other | 2 | $404,000 | $202,000 | $212,000 | $88,000 | $111,000 |
| Unverifiable Information | 1 | $118,000 | $118,000 | $118,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $212,000 | $212,000 | $212,000 | $107,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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