Denali, AK Mortgage Lenders & HMDA Data, 2014
In 2014, lenders reported 37 mortgage applications in Denali, AK totaling $6.5 million, down 35% from 2013. The average application was for $174,000, and applicants reported an average income of $90,000. 65% of applications resulted in an originated loan and 8% were denied. The most active lender was First National Bank Alaska, with 6 applications, followed by Denali Federal Credit Union and Wells Fargo Bank NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 37 |
| Total Mortgage Loan Application Amount | $6,471,000 |
| Average Mortgage Loan Application Amount | $174,000 |
| Highest Mortgage Loan Application Amount | $398,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $200,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 3,103,135,000 | 6 | $ 1,195,000 |
| Denali Federal Credit Union 471 WS. 36TH AVENUE SUITE 110 ANCHORAGE, AK 99503 |
* | $ 530,577,000 | 5 | $ 1,234,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,373,600,000,000 | 5 | $ 1,031,000 |
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 4 | $ 595,000 |
| Mt McKinley Bank PO BOX 73880 FAIRBANKS, AK 99707 |
* | $ 339,940,000 | 4 | $ 783,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 3 | $ 549,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ 106,268,000 | 2 | $ 256,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 884,641,000 | 2 | $ 65,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,433,716,000,000 | 1 | $ 102,000 |
| Northern Skies Federal CU 400 W BENSON BOULEVARD ANCHORAGE, AK 99503 |
* | $ 75,137,000 | 1 | $ 132,000 |
| Discover Home Loans, Inc 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 1 | $ 195,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 5,412,976,000 | 1 | $ 14,000 |
| Click N' Close, Inc. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ 11,000,000 | 1 | $ 101,000 |
The tables below break down 2014 mortgage applications in Denali, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Denali, AK in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 22 | $4,587,000 | $208,000 | $398,000 | $86,000 | $179,000 |
| Refinancing | 11 | $1,493,000 | $135,000 | $219,000 | $105,000 | $200,000 |
| Home Improvement | 4 | $391,000 | $97,000 | $175,000 | $77,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29 | $5,024,000 | $173,000 | $398,000 | $87,000 | $200,000 |
| Not Provided | 4 | $834,000 | $208,000 | $265,000 | $129,000 | $173,000 |
| Hispanic | 2 | $292,000 | $146,000 | $186,000 | $103,000 | $115,000 |
| American Indian or Alaskan Native | 1 | $101,000 | $101,000 | $101,000 | $61,000 | $61,000 |
| Asian | 1 | $220,000 | $220,000 | $220,000 | $38,000 | $38,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23 | $3,584,000 | $155,000 | $398,000 | $90,000 | $200,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,920,000 | $192,000 | $299,000 | $88,000 | $173,000 |
| VA-guaranteed (Veterans Administration) | 4 | $967,000 | $241,000 | $270,000 | $100,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24 | $4,445,000 | $185,000 | $398,000 | $91,000 | $179,000 |
| Application Withdrawn By Applicant | 5 | $749,000 | $149,000 | $270,000 | $83,000 | $150,000 |
| Application Denied By Financial Institution | 3 | $340,000 | $113,000 | $219,000 | $46,000 | $87,000 |
| Loan Purchased By The Institution | 3 | $729,000 | $243,000 | $299,000 | $105,000 | $129,000 |
| Application Approved But Not Accepted | 2 | $208,000 | $104,000 | $106,000 | $146,000 | $200,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $71,000 | $71,000 | $71,000 | $23,000 | $23,000 |
| Debt-To-Income Ratio | 1 | $50,000 | $50,000 | $50,000 | $28,000 | $28,000 |
| Collateral | 1 | $219,000 | $219,000 | $219,000 | $87,000 | $87,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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