Dodge County, MN Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 798 mortgage applications in Dodge County, MN totaling $151.7 million, down 1% from 2023. The average application was for $190,000, and applicants reported an average income of $108,000. 64% of applications resulted in an originated loan and 13% were denied. The most active lender was Think Mutual Bank, with 55 applications, followed by US Bank, N.A. and Bell Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 798
Total Mortgage Loan Application Amount $151,650,000
Average Mortgage Loan Application Amount $190,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $108,000
Highest Applicant Income $1,800,000

Mortgage Company List for Lending in Dodge County, MN for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ n/a 55 $ 8,055,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 46 $ 9,440,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 44 $ 9,780,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 42 $ 10,490,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ n/a 39 $ 6,285,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ n/a 30 $ 4,100,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ n/a 28 $ 1,730,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ n/a 24 $ 1,970,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ n/a 23 $ 3,835,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 21 $ 4,355,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 20 $ 4,780,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ n/a 20 $ 1,160,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 20 $ 4,500,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 18 $ 4,110,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ n/a 17 $ 3,045,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 15 $ 3,795,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 14 $ 2,390,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 12 $ 3,640,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 10 $ 2,070,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 10 $ 660,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 9 $ 2,355,000
Heritage Bank Minnesota
181 MAIN STREET
WEST CONCORD, MN 55985
* $ n/a 9 $ 1,615,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 8 $ 2,030,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 8 $ 910,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 8 $ 2,290,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 8 $ 1,980,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 7 $ 1,755,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 7 $ 1,245,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 7 $ 975,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 7 $ 1,565,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ n/a 7 $ 1,855,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 6 $ 1,420,000
Foresight Bank
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ n/a 6 $ 2,070,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 6 $ 2,270,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ n/a 6 $ 1,550,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ n/a 5 $ 1,065,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 5 $ 1,305,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 5 $ 1,555,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ n/a 5 $ 415,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 5 $ 1,125,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 1,165,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 4 $ 620,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ n/a 4 $ 570,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 4 $ 950,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 4 $ 700,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 780,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 4 $ 820,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 4 $ 260,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 105,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 3 $ 635,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 3 $ 375,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ n/a 3 $ 145,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 3 $ 875,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 3 $ 795,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 3 $ 335,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 3 $ 565,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 2 $ 110,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ n/a 2 $ 530,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 2 $ 320,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 320,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 470,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 160,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 310,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 2 $ 440,000
Premier Bank Minnesota
101 10TH ST E
HASTINGS, MN 55033
* $ n/a 2 $ 810,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 470,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 580,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 2 $ 470,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 2 $ 470,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 2 $ 140,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 2 $ 200,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 2 $ 1,060,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ n/a 1 $ 75,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ n/a 1 $ 85,000
Eagle Rock Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ n/a 1 $ 175,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 285,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 1 $ 385,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 1 $ 205,000
F & M Community Bank, N.A.
PO BOX 467
PRESTON, MN 55965
* $ n/a 1 $ 455,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 255,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 435,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 1 $ 325,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ n/a 1 $ 245,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 195,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 335,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ n/a 1 $ 105,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ n/a 1 $ 315,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ n/a 1 $ 325,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 215,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 295,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 1 $ 25,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ n/a 1 $ 135,000
Sterling State Bank
1419 1ST AVE SW
AUSTIN, MN 55912
* $ n/a 1 $ 325,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 345,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 75,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 35,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 125,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 75,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 1 $ 125,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 215,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 165,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 355,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 315,000
Highland Bank
2100 FORD PKWY
SAINT PAUL, MN 55116
* $ n/a 1 $ 25,000
First National Bank of Le Center
10 W. MINNESOTA ST
LE CENTER, MN 56057
* $ n/a 1 $ 25,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ n/a 1 $ 515,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ n/a 1 $ 375,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 275,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 205,000
Security Bank & Trust Company
735 11TH ST E
GLENCOE, MN 55336
* $ n/a 1 $ 285,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 255,000
First Security Bank
316 BYRON AVE N
BYRON, MN 55920
* $ n/a 1 $ 85,000

The tables below break down 2024 mortgage applications in Dodge County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dodge County, MN in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 439 $107,945,000 $245,000 $1,505,000 $107,000 $1,800,000
Other Purpose 110 $7,590,000 $69,000 $305,000 $120,000 $543,000
Cash-out Refinancing 96 $16,860,000 $175,000 $465,000 $95,000 $286,000
Refinancing 76 $13,710,000 $180,000 $485,000 $102,000 $264,000
Home Improvement 75 $5,405,000 $72,000 $545,000 $122,000 $366,000
Not Applicable 2 $140,000 $70,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 635 $117,485,000 $185,000 $1,505,000 $109,000 $1,800,000
Not applicable 62 $15,870,000 $255,000 $705,000 $122,000 $195,000
Not Provided 55 $10,875,000 $197,000 $845,000 $124,000 $543,000
Hispanic 36 $5,670,000 $157,000 $485,000 $82,000 $158,000
Asian 6 $1,080,000 $180,000 $305,000 $105,000 $139,000
Black or African American 3 $615,000 $205,000 $285,000 $68,000 $107,000
American Indian or Alaskan Native 1 $55,000 $55,000 $55,000 $101,000 $101,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 634 $110,340,000 $174,000 $1,505,000 $114,000 $1,800,000
FHA-insured (Federal Housing Administration) 108 $24,660,000 $228,000 $505,000 $78,000 $235,000
VA-guaranteed (Veterans Administration) 42 $13,120,000 $312,000 $845,000 $98,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $3,530,000 $252,000 $345,000 $92,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 512 $98,300,000 $191,000 $1,505,000 $110,000 $450,000
Application Denied By Financial Institution 102 $14,330,000 $140,000 $905,000 $86,000 $231,000
Loan Purchased By The Institution 82 $19,740,000 $240,000 $505,000 $88,000 $195,000
Application Withdrawn By Applicant 71 $14,545,000 $204,000 $765,000 $108,000 $386,000
File Closed For Incompleteness 16 $2,300,000 $143,000 $345,000 $115,000 $543,000
Application Approved But Not Accepted 15 $2,435,000 $162,000 $505,000 $236,000 $1,800,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 665 $130,555,000 $196,000 $1,505,000 $112,000 $1,800,000
Debt-To-Income Ratio 65 $13,025,000 $200,000 $905,000 $94,000 $231,000
Credit History 29 $2,665,000 $91,000 $255,000 $83,000 $180,000
Collateral 15 $1,965,000 $131,000 $305,000 $97,000 $158,000
Credit Application Incomplete 14 $2,030,000 $145,000 $295,000 $94,000 $173,000
Other 8 $1,150,000 $143,000 $455,000 $103,000 $165,000
Unverifiable Information 1 $25,000 $25,000 $25,000 $103,000 $103,000
Insufficient Cash (Downpayment, Closing Cost) 1 $235,000 $235,000 $235,000 $97,000 $97,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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