Douglas County, MN Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,930 mortgage applications in Douglas County, MN totaling $315.1 million, down 17% from 2012. The average application was for $163,000, and applicants reported an average income of $86,000. 51% of applications resulted in an originated loan and 13% were denied. The most active lender was US Bank, N.A., with 345 applications, followed by Wells Fargo Bank NA and JPMorgan Chase Bank, NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,930
Total Mortgage Loan Application Amount $315,078,000
Average Mortgage Loan Application Amount $163,000
Highest Mortgage Loan Application Amount $2,400,000
Average Applicant Income $86,000
Highest Applicant Income $2,264,000

Mortgage Company List for Lending in Douglas County, MN for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 345 $ 55,828,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 329 $ 53,668,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 157 $ 23,478,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 84 $ 10,547,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,608,821,000 75 $ 11,497,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 363,295,000 61 $ 9,017,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 59 $ 7,762,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 48 $ 9,525,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 44 $ 7,664,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,281,268,000 41 $ 6,469,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,537,823,000 36 $ 5,543,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,603,153,000 35 $ 4,464,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 26 $ 3,917,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 24 $ 4,125,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 704,884,000 20 $ 2,233,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 17 $ 2,558,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 17 $ 2,927,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 16 $ 3,165,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 16 $ 2,271,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 15 $ 2,742,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 13 $ 2,950,000
Kensington Bank
11 NORTH CENTRAL AVE
KENSINGTON, MN 56343
* $ 110,581,000 13 $ 881,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 12 $ 2,469,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 11 $ 2,421,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 11 $ 1,628,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 10 $ 1,503,000
Liberty Savings Bank FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 185,148,000 9 $ 1,761,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 9 $ 2,057,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 1,451,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 261,165,000 7 $ 1,234,000
Rescue Mortgage Inc
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 7 $ 759,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 7 $ 1,200,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 6 $ 595,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 6 $ 929,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 6 $ 1,136,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 6 $ 797,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 851,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 5 $ 1,099,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 5 $ 1,167,000
Bank of North Dakota
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 5 $ 620,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 882,991,000 5 $ 682,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 860,612,000 5 $ 675,000
Bremer Bank NA (Willmar)
302 FIFTH ST SW
WILLMAR, MN 56201
* $ 649,160,000 5 $ 1,195,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,315,127,000 5 $ 1,304,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 5 $ 738,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 5 $ 842,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,553,174,000 5 $ 1,119,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 4 $ 1,278,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,864,395,000 4 $ 794,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 4 $ 1,146,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 4 $ 722,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 653,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 684,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 4 $ 1,028,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 552,370,000 4 $ 790,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,453,067,000 4 $ 117,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 4 $ 903,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 398,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 949,559,000 3 $ 748,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 3 $ 573,000
Hometown Bank
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 205,184,000 3 $ 442,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 3 $ 315,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 3 $ 585,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 3 $ 382,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 3 $ 670,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 449,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 467,000
Bremer Bank NA (Fargo)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,685,770,000 3 $ 575,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,833,358,000 3 $ 641,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 796,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 363,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 554,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 3 $ 893,000
Minnwest Mortgage Corporation
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,665,359,000 3 $ 801,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 3 $ 915,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,653,311,000 2 $ 409,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 298,103,000 2 $ 288,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 2 $ 368,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 2 $ 372,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 2 $ 198,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 2 $ 229,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 127,000
Crescom Bank
288 MEETING ST
CHARLESTON, SC 29401
* $ 887,890,000 2 $ 272,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 306,000
Bremer Bank NA (St Cloud)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 681,534,000 2 $ 280,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 2 $ 534,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 2 $ 400,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 347,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 2 $ 503,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 497,541,000 2 $ 545,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 485,210,000 2 $ 168,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 922,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 2 $ 370,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 2 $ 677,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 294,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 696,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 816,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 2 $ 215,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 2 $ 296,000
Plaza Park State Bank
131 6TH AVE S - SUITE 100, PO BOX 337
WAITE PARK, MN 56387
* $ 173,270,000 2 $ 229,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 312,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 208,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 330,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 75,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 97,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 280,000
Clearpointe Capital, LLC
N86W14041 BEACON STREET
MENOMONEE FALLS, WI 53051
* $ 10,000,000 1 $ 24,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,273,792,000 1 $ 255,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 146,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 95,264,963,000 1 $ 747,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 1 $ 185,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 93,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ 130,962,000 1 $ 194,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ 95,149,000 1 $ 80,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 1 $ 287,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 1 $ 144,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 260,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 219,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 183,000
F-M Mortgage Corporation
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 1 $ 93,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 304,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 188,000
Citizens Community Federal
2174 EASTRIDGE CENTER
EAU CLAIRE, WI 54701
* $ 534,533,000 1 $ 69,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 3,766,460,000 1 $ 205,000
Riverwood Bank
14091 BAXTER DR #117
BAXTER, MN 56425
* $ 163,683,000 1 $ 141,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 497,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 93,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 276,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 237,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 146,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 124,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 154,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 132,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 282,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 896,134,000 1 $ 166,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 680,387,000 1 $ 142,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 653,019,000 1 $ 218,000
Spire Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 582,480,000 1 $ 42,000
Endura Financial F. C. U.
820 N LILAC
MINNEAPOLIS, MN 55422
* $ 352,711,000 1 $ 63,000
First State Bank
423 BROADWAY
BUXTON, ND 58218
* $ 174,218,000 1 $ 136,000
Landmark Community Bank N.A.
711 6TH AVE NE
ISANTI, MN 55040
* $ 97,949,000 1 $ 15,000
Bremer Bank NA (Grand Forks)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 981,868,000 1 $ 105,000
Bremer Bank NA (Menomonie)
605 2ND ST
MENOMONIE, WI 54751
* $ 684,275,000 1 $ 50,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 240,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 132,246,000 1 $ 145,000
Provincial Bank
PO BOX 459 20280 IBERIA AV
LAKEVILLE, MN 55044
* $ 76,882,000 1 $ 101,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ 161,099,000 1 $ 560,000
Center National Bank
301 N. RAMSEY AVE.
LITCHFIELD, MN 55355
* $ 191,685,000 1 $ 191,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 115,595,000 1 $ 154,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 260,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 1 $ 177,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ 338,528,000 1 $ 158,000
Eastwood Bank
5125 HWY 52 N
ROCHESTER, MN 55901
* $ 574,497,000 1 $ 213,000
First State Bank of Sauk Centre
423 MAIN ST S
SAUK CENTRE, MN 56378
* $ 108,233,000 1 $ 28,000
Peoples Bank of Commerce
1909 HIGHWAY 36 WEST
ROSEVILLE, MN 55113
* $ 279,886,000 1 $ 194,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 495,339,000 1 $ 249,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 229,613,000 1 $ 80,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 1 $ 268,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 265,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 166,000
Denver Savings Bank
121 S. STATE STREET
DENVER, IA 50622
* $ 136,426,000 1 $ 300,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 150,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 166,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 230,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 1 $ 356,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 1,295,129,000 1 $ 141,000
Central Bank
2270 FRONTAGE RD WEST
STILLWATER, MN 55082
* $ 1,206,561,000 1 $ 93,000
Farmers State Bank
181 MAIN ST
WEST CONCORD, MN 55985
* $ 47,224,000 1 $ 129,000
Scottrade Bank
12800 CORPORATE HILL DRIVE
ST. LOUIS, MO 63131
* $ 16,771,604,000 1 $ 493,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 116,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 1 $ 300,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 1 $ 267,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 140,000
First National Bank Minnesota
500 LONG STREET
MANKATO, MN 56001
* $ 218,653,000 1 $ 271,000
Captex Bank, National Association
PO BOX 4
TRENTON, TX 75490
* $ 154,039,000 1 $ 276,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 268,686,000 1 $ 307,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 276,313,000 1 $ 374,000

The tables below break down 2013 mortgage applications in Douglas County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Douglas County, MN in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,222 $205,384,000 $168,000 $2,400,000 $88,000 $1,203,000
Home Purchase 626 $103,544,000 $165,000 $1,300,000 $84,000 $2,264,000
Home Improvement 82 $6,150,000 $75,000 $415,000 $74,000 $243,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,498 $241,817,000 $161,000 $1,300,000 $93,000 $2,264,000
Not applicable 284 $44,131,000 $155,000 $495,000 $24,000 $876,000
Not Provided 127 $24,576,000 $193,000 $2,400,000 $113,000 $920,000
Hispanic 9 $1,067,000 $118,000 $198,000 $63,000 $156,000
Asian 8 $1,620,000 $202,000 $417,000 $363,000 $907,000
Native Hawaiian or Other Pacific Islander 2 $1,279,000 $639,000 $1,217,000 $638,000 $1,203,000
American Indian or Alaskan Native 2 $588,000 $294,000 $417,000 $122,000 $127,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,483 $249,449,000 $168,000 $2,400,000 $99,000 $2,264,000
FHA-insured (Federal Housing Administration) 195 $28,291,000 $145,000 $276,000 $44,000 $565,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 162 $20,930,000 $129,000 $260,000 $34,000 $85,000
VA-guaranteed (Veterans Administration) 90 $16,408,000 $182,000 $538,000 $47,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 978 $158,165,000 $161,000 $2,400,000 $106,000 $2,264,000
Loan Purchased By The Institution 449 $71,666,000 $159,000 $493,000 $44,000 $876,000
Application Denied By Financial Institution 249 $39,944,000 $160,000 $1,217,000 $73,000 $1,203,000
Application Withdrawn By Applicant 129 $24,569,000 $190,000 $1,300,000 $102,000 $1,084,000
Application Approved But Not Accepted 69 $10,394,000 $150,000 $523,000 $85,000 $755,000
File Closed For Incompleteness 55 $10,159,000 $184,000 $598,000 $93,000 $400,000
Preapproval Denied by Financial Institution 1 $181,000 $181,000 $181,000 $52,000 $52,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 57 $11,281,000 $197,000 $1,217,000 $103,000 $1,203,000
Debt-To-Income Ratio 42 $6,277,000 $149,000 $710,000 $56,000 $186,000
Credit History 39 $4,843,000 $124,000 $340,000 $58,000 $220,000
Other 16 $2,682,000 $167,000 $285,000 $108,000 $438,000
Credit Application Incomplete 14 $2,009,000 $143,000 $196,000 $67,000 $167,000
Unverifiable Information 6 $808,000 $134,000 $204,000 $63,000 $85,000
Employment History 4 $612,000 $153,000 $193,000 $79,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 4 $613,000 $153,000 $194,000 $72,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Minnesota Lender List