Dutchess County-Putnam County, NY Metro Area Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 12,589 mortgage applications in Dutchess County-Putnam County, NY metro area totaling $3.1 billion, up 17% from 2015. The average application was for $249,682, and applicants reported an average income of $110,000. 51% of applications resulted in an originated loan and 20% were denied. The most active lender was Hudson Valley Credit Union, with 1,259 applications, followed by Wells Fargo Bank NA and loanDepot.com LLC.

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Years 2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 12,589
Total Mortgage Loan Application Amount $3,143,259,000
Average Mortgage Loan Application Amount $249,682
Highest Mortgage Loan Application Amount $93,200,000
Average Applicant Income $110,000
Highest Applicant Income $5,031,000

Mortgage Company List for Lending in Dutchess County-Putnam County, NY for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 4,249,486,000 1,259 $ 230,888,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 1,054 $ 254,734,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 728 $ 183,544,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 520 $ 117,614,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 437 $ 118,527,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 397 $ 91,997,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 363 $ 91,238,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 234 $ 43,841,000
Rhinebeck Bank
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 667,996,000 222 $ 37,011,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 218 $ 52,262,000
Teg Federal Credit Union
1 COMMERCE ST.
POUGHKEEPSIE, NY 12603
* $ 240,752,000 195 $ 41,148,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 181 $ 49,872,000
Mid-Hudson Valley Federal C.U.
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 814,712,000 176 $ 25,484,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 171 $ 43,973,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 170 $ 45,055,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 169 $ 42,582,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 145 $ 35,347,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 137 $ 36,158,000
Ulster Savings Bank
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 767,158,000 131 $ 29,371,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 128 $ 31,013,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 125 $ 30,249,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 120 $ 34,515,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 246,485,756,000 116 $ 16,950,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 116 $ 4,140,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 112 $ 17,682,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 110 $ 28,129,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 105 $ 25,372,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 105 $ 23,754,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 102 $ 26,793,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 97 $ 27,078,000
Trustco Bank
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,733,655,000 88 $ 19,824,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 88 $ 22,986,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 87 $ 21,999,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 87 $ 23,005,000
Toll Brothers Mortgage Company

FORT WASHINGTON, PA 19034
* $ 10,000,000 79 $ 25,687,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 77 $ 21,084,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 75 $ 19,431,000
Pcsb Bank
2651 STRANG BLVD., SUITE 100, P.O. BOX 712
YORKTOWN HEIGHTS, NY 10598
* $ 1,210,973,000 75 $ 14,847,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 74 $ 19,127,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 74 $ 2,510,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 39,860,456,000 71 $ 16,406,000
Mahopac Bank
1442 RT 22
BREWSTER, NY 10509
* $ 1,131,202,000 67 $ 19,195,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 66 $ 141,428,000
Salisbury Bank and Trust Company
PO BOX 1868
LAKEVILLE, CT 06039
* $ 891,187,000 64 $ 15,075,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 61 $ 10,888,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 61 $ 15,808,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 59 $ 15,048,000
Silvermine Ventures LLC
800 WESTCHESTER AVE
RYE BROOK, NY 10573
* $ 6,661,534,000 59 $ 15,238,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 53 $ 13,740,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 52 $ 13,554,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 51 $ 14,413,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 183,138,215,000 51 $ 10,185,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 49 $ 12,477,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 42 $ 10,387,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 42 $ 7,788,000
Bank of Millbrook
PO BOX AF, 3263 FRANKLIN AVENUE
MILLBROOK, NY 12545
* $ 206,886,000 41 $ 7,714,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 41 $ 9,233,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 38,450,416,000 40 $ 9,029,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 24,666,209,000 40 $ 9,890,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 40 $ 10,935,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 38 $ 1,391,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 36 $ 8,966,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 36 $ 10,192,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 35 $ 10,652,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 33 $ 7,906,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 32 $ 8,739,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ 7,907,000 31 $ 9,033,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 30 $ 8,034,000
Municipal Credit Union
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 2,290,023,000 29 $ 7,072,000
Rondout Savings Bank
300 BROADWAY
KINGSTON, NY 12401
* $ 324,692,000 27 $ 6,957,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ 2,415,000 26 $ 1,536,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 26 $ 8,033,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 25 $ 5,509,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 24 $ 8,028,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 24 $ 2,030,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 24 $ 6,176,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 24 $ 4,336,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 23 $ 6,735,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 23 $ 4,844,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 22 $ 5,543,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 22 $ 5,274,000
Walden Savings Bank
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 494,005,000 21 $ 4,416,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,092,874,000 21 $ 6,111,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 21 $ 9,100,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 90,192,245,000 20 $ 17,021,000
Putnam County National Bank
PO BOX 10
CARMEL, NY 10512
* $ 157,470,000 19 $ 3,858,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 19 $ 5,855,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 19 $ 4,771,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 18 $ 4,021,000
Sterling National Bank
400 RELLA BLVD.
MONTEBELLO, NY 10901
* $ 11,911,402,000 18 $ 4,890,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 18 $ 5,401,000
Hudson River Financial Federal Credit Union
3563 MOHEGAN AVENUE
MOHEGAN LAKE, NY 10547
* $ 48,280,000 18 $ 2,736,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 17 $ 988,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ 10,000,000 17 $ 5,024,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 16 $ 2,620,000
Ballston Spa National Bank
PO BOX 70
BALLSTON SPA, NY 12020
* $ 442,246,000 15 $ 936,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 15 $ 3,909,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 14 $ 3,843,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 13 $ 3,444,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 13 $ 4,281,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 13 $ 4,063,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 13 $ 3,257,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 13 $ 3,221,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ 31,000,000 13 $ 4,188,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 13 $ 3,773,000
Hometown Bank of the Hudson VA
12 MAIN ST.
WALDEN, NY 12586
* $ 119,593,000 13 $ 4,467,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 12 $ 3,661,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 12 $ 4,543,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 12 $ 2,733,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 11 $ 2,794,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ 10,000,000 11 $ 3,069,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 11 $ 1,930,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 11 $ 3,102,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 11 $ 3,348,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 10 $ 2,880,000
The Bank of Greene County
341 MAIN STREET
CATSKILL, NY 12414
* $ 794,885,000 10 $ 2,022,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 10 $ 2,179,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 10 $ 2,668,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 6,247,752,000 10 $ 2,146,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 4,357,292,000 10 $ 2,489,000
Wallkill Valley Federal Savings & Loan Association
23 WALLKILL AVENUE
WALLKILL, NY 12589
* $ 186,900,000 9 $ 5,089,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 9 $ 2,015,000
Sawyer Savings Bank
PO BOX 420
SAUGERTIES, NY 12477
* $ 220,516,000 9 $ 1,796,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,261,136,000 9 $ 359,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ 10,000,000 9 $ 3,203,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ 10,000,000 9 $ 2,521,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 8 $ 1,948,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ 35,257,000 8 $ 2,181,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 8 $ 2,292,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 8 $ 1,846,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ 10,000,000 8 $ 1,468,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 8 $ 5,227,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 58,981,285,000 8 $ 8,117,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 7 $ 2,249,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 7 $ 2,017,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 7 $ 3,078,000
Family First Funding LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ 80,581,000 7 $ 1,478,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 21,559,176,000 7 $ 1,930,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 7 $ 1,749,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 7 $ 3,274,000
Mcs Mortgage Bankers, Inc.
20 OAK STREET
PATCHOGUE, NY 11772
* $ 4,785,307,000 7 $ 2,029,000
East Coast Capital Corp.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11743
* $ 1,000,000 7 $ 1,598,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 7 $ 1,765,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 7 $ 1,530,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ 51,703,000 7 $ 1,662,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 6 $ 1,345,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 6 $ 1,640,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 6 $ 1,490,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 6 $ 1,463,000
Self Reliance (Ny) FCU
108 SECOND AVE
NEW YORK, NY 10003
* $ 1,159,328,000 6 $ 1,495,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 332,945,000 6 $ 1,019,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 6 $ 1,593,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 6 $ 1,544,000
Orange Bank and Trust Company
212 DOLSON AVENUE
MIDDLETOWN, NY 10940
* $ 812,961,000 5 $ 1,675,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ 41,332,772,000 5 $ 816,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 5 $ 1,249,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,381,220,000 5 $ 2,956,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 5 $ 1,610,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 5 $ 1,494,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 427,434,000 5 $ 221,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 5 $ 1,736,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ 10,000,000 5 $ 1,382,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 5 $ 1,528,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 4 $ 775,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 4 $ 1,044,000
Forethought Life Insurance Co
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ 100,000,000 4 $ 1,068,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ 10,000,000 4 $ 1,031,000
Summit Mortgage Bankers, Inc.
3660 MAIN STREET, 3RD FLOOR
FLUSHING, NY 11354
* $ 1,400,000 4 $ 856,000
Fairfield County Bank
150 DANBURY ROAD
RIDGEFIELD, CT 06877
* $ 1,532,707,000 4 $ 1,353,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 280,791,000 4 $ 193,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 954,868,000 4 $ 1,294,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 5,230,049,000 4 $ 1,234,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 3,821,567,000 4 $ 853,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 4 $ 836,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 4 $ 1,034,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 4 $ 872,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 987,000
Isb Mortgage Company, LLC
249 MILLBURN AVE
MILLBURN, NJ 07041
* $ 5,601,500,000 3 $ 530,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 3 $ 50,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 3 $ 357,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 3 $ 537,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 3 $ 633,000
Academy Mortgage Corp.
105 CONKLIN STREET
FARMINGDALE, NY 11735
* $ 10,000,000 3 $ 592,000
Continental Mortgage Bankers Inc
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ 10,000,000 3 $ 821,000
Mortgage Unlimited, L.L.C.
222 OUTWATER LANE SUITE 4B
GARFIELD, NJ 07026
* $ 1,069,000 3 $ 798,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 3 $ 789,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 3 $ 713,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD, SUITE 204
WESTBURY, NY 11590
* $ 10,000,000 3 $ 987,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 3 $ 759,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 3 $ 578,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ 1,192,000 2 $ 552,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 555,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 2 $ 428,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 672,777,000 2 $ 400,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 2 $ 132,000
Elmira Savings Bank
333 E WATER ST
ELMIRA, NY 14901
* $ 561,485,000 2 $ 340,000
Mortgage Enterprise, Ltd
393 OLD COUNTRY RD SUITE 301
CARLE PLACE, NY 11514
* $ 10,000,000 2 $ 660,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 2 $ 494,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 2 $ 222,000
Patriot One Mortgage Bankers
142 WILLIS AVE
MINEOLA, NY 11501
* $ 527,270,000 2 $ 688,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 2 $ 657,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 179,871,000 2 $ 298,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,224,169,000 2 $ 956,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 8,649,723,000 2 $ 604,000
Emigrant Mortgage Company, Inc.
5 EAST 42ND STREET
NEW YORK, NY 10017
* $ 6,177,447,000 2 $ 563,000
The First National Bank of Li

MELVILLE, NY 11747
* $ 3,130,053,000 2 $ 965,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 2 $ 7,889,000
Investors Bank
101 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 20,888,257,000 2 $ 782,000
Astoria Bank
211 STATION ROAD
MINEOLA, NY 11501
* $ 14,975,071,000 2 $ 829,000
Suma Federal Credit Union
125 CORPORATE BLVD
YONKERS, NY 10701
* $ 307,141,000 2 $ 148,000
Lakeland Bank
250 OAK RIDGE RD
NEWFOUNDLAND, NJ 07438
* $ 3,861,642,000 2 $ 23,600,000
Polish & Slavic Federal Credit
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 1,687,941,000 2 $ 170,000
Palisades Federal Credit Union
300 NORTH MIDDLETOWN ROAD, SUITE 6
PEARL RIVER, NY 10965
* $ 151,734,000 2 $ 240,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 8,198,830,000 2 $ 56,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,358,315,000 2 $ 715,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 2 $ 585,000
Seneca Savings
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 138,017,000 2 $ 75,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 393,454,000 2 $ 918,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 134,695,000,000 2 $ 4,420,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 2 $ 674,000
Univest Bank and Trust Co.
PO BOX 197
SOUDERTON, PA 18964
* $ 2,856,131,000 2 $ 290,000
Berkshire Bank

ALBANY, NY 12207
* $ 7,811,263,000 2 $ 626,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 340,713,000 2 $ 411,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 2 $ 808,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 206,674,000 2 $ 454,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 214,636,000 2 $ 588,000
Commonfund Mortgage Corp.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 2 $ 554,000
Pioneer Bank, National Association
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 932,725,000 1 $ 100,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 365,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 1 $ 176,000
Connecticut Community Bank, NA
1495 POST ROAD EAST
WESTPORT, CT 06880
* $ 471,345,000 1 $ 185,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 1 $ 235,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,073,879,000 1 $ 424,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 59,823,000 1 $ 295,000
1st Constitution Bank
1246 S. RIVER RD
CRANBURY, NJ 08512
* $ 967,992,000 1 $ 436,000
Peapack Private Bank & Trust
500 HILLS DRIVE
BEDMINSTER, NJ 07921
* $ 3,364,246,000 1 $ 148,000
Arrow Bank NA
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 2,057,938,000 1 $ 508,000
Greater Hudson Bank
715 ROUTE 304
BARDONIA, NY 10954
* $ 432,701,000 1 $ 900,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 1 $ 195,000
Bcb Community Bank
591-595 AVENUE C
BAYONNE, NJ 07002
* $ 1,616,677,000 1 $ 1,600,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 300,000
Banco Popular North America
85 BROAD STREET
NEW YORK, NY 10004
* $ 7,780,002,000 1 $ 10,000
Eastern Savings Bank, FSB
11350 MCCORMICK ROAD, STE 200
HUNT VALLEY, MD 21031
* $ 359,085,000 1 $ 600,000
Hudson River Community CU
ONE THIRD STREET
CORINTH, NY 12822
* $ 207,154,000 1 $ 60,000
Mortgage World Bankers, Inc.
32-75 STEINWAY STREET
LONG ISLAND CITY, NY 11103
* $ 10,000,000 1 $ 621,000
The Honesdale National Bank
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ 604,618,000 1 $ 190,000
Astoria Federal Mortgage Corp.
400 RELLA BOULEVARD
MONTEBELLO, NY 10901
* $ 10,504,295,000 1 $ 504,000
Qside Federal Credit Union
211-31 JAMAICA AVE
QUEENS VILLAGE, NY 11428
* $ 45,768,000 1 $ 271,000
Finex Credit Union
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ 79,981,000 1 $ 174,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 2,378,631,000 1 $ 315,000
Standard Bank and Trust Co.
7800 W 95TH ST
HICKORY HILLS, IL 60457
* $ 2,444,504,000 1 $ 172,000
Nrl Federal Credit Union
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 451,232,000 1 $ 256,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 878,814,000 1 $ 341,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,961,680,000 1 $ 720,000
Tewksbury Federal Credit Union
752 MAIN STREET
TEWKSBURY, MA 01876
* $ 52,953,000 1 $ 15,000
Pinnacle Federal Credit Union
135 RARITAN CENTER PKWY
EDISON, NJ 08837
* $ 144,646,000 1 $ 208,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 225,752,000 1 $ 416,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 8,376,526,000 1 $ 17,800,000
Empire State Bank
68 NORTH PLANK ROAD
NEWBURGH, NY 12550
* $ 196,035,000 1 $ 315,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 35,716,797,000 1 $ 350,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 116,390,764,000 1 $ 175,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 184,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 591,302,000 1 $ 36,000
Community Resource Federal Credit Union
20 WADE ROAD
LATHAM, NY 12110
* $ 76,130,000 1 $ 230,000
Ives Bank
35 WEST STREET
DANBURY, CT 06810
* $ 919,891,000 1 $ 500,000
Westchester Bank, the
12 WATER STREET
WHITE PLAINS, NY 10601
* $ 619,797,000 1 $ 525,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,120,504,000 1 $ 68,000
Preferred Business Xchange LLC
2701 TOWER OAKS BLVD. - PBX
ROCKVILLE, MD 20852
* $ 396,481,000 1 $ 34,000
Mortgage Markets Cuso, LLC
616 BURNSIDE AVENUE
EAST HARTFORD, CT 06108
* $ 51,087,000 1 $ 174,000
Ridgewood Savings Bank
71-02 FOREST AVENUE
RIDGEWOOD, NY 11385
* $ 5,206,994,000 1 $ 100,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 942,019,000 1 $ 246,000
Union Building Trades Federal Credit Union
205 CHERRY HILL RD
PARSIPPANY, NJ 07054
* $ 73,711,000 1 $ 75,000
Northeastern Operating Engineers Federal Credit Union
16-16 WHITESTONE EXPRESSWAY,
WHITESTONE, NY 11357
* $ 68,879,000 1 $ 190,000
Ulster Federal Credit Union
127 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 109,796,000 1 $ 22,000
Adp FCU
ONE ADP BLVD
ROSELAND, NJ 07068
* $ 65,500,000 1 $ 250,000
Ffc Mortgage Corp.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ 7,464,553,000 1 $ 256,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 1 $ 393,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 1 $ 2,000,000
Hunt Mortgage Capital, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ 495,813,000 1 $ 19,298,000
Lynx Mortgage Bank LLC
143 POST AVE
WESTBURY, NY 11590
* $ 10,000 1 $ 332,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ 101,629,820,000 1 $ 45,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 334,477,000 1 $ 370,000
Warsaw Federal Savings and Loan Association
3533 WARSAW AVE
CINCINNATI, OH 45205
* $ 62,843,000 1 $ 173,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 1 $ 111,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 246,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 280,450,000 1 $ 357,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 1,122,802,000 1 $ 132,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 220,279,000 1 $ 20,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 7,515,756,000 1 $ 140,000
Blair Services of America, Inc
1121 OLD WALT WHITMMAN ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 314,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 1 $ 297,000
Omega Financial Services Inc
1872 MORRIS AVE
UNION, NJ 07083
* $ 10,000,000 1 $ 192,000

The tables below break down 2016 mortgage applications in Dutchess County-Putnam County, NY metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dutchess County-Putnam County, NY in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,073 $1,703,209,000 $280,000 $93,200,000 $111,000 $2,890,000
Refinancing 5,545 $1,342,500,000 $242,000 $5,437,000 $106,000 $4,000,000
Home Improvement 971 $97,550,000 $100,000 $11,450,000 $131,000 $5,031,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,037 $1,860,871,000 $231,000 $2,650,000 $118,000 $3,900,000
Not Provided 1,564 $376,797,000 $240,000 $3,900,000 $134,000 $5,031,000
Hispanic 1,031 $230,253,000 $223,000 $636,000 $92,000 $799,000
Not applicable 996 $450,755,000 $452,000 $93,200,000 $33,000 $4,000,000
Black or African American 625 $138,618,000 $221,000 $1,680,000 $92,000 $2,345,000
Asian 271 $71,200,000 $262,000 $1,240,000 $145,000 $1,391,000
American Indian or Alaskan Native 48 $10,998,000 $229,000 $667,000 $84,000 $262,000
Native Hawaiin or Other Pacific Islander 17 $3,767,000 $221,000 $364,000 $76,000 $139,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,621 $2,380,381,000 $247,000 $93,200,000 $122,000 $5,031,000
FHA-insured (Federal Housing Administration) 2,355 $597,039,000 $253,000 $739,000 $73,000 $2,100,000
VA-guaranteed (Veterans Administration) 580 $159,964,000 $275,000 $1,095,000 $80,000 $539,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $5,875,000 $178,000 $267,000 $50,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,408 $1,692,375,000 $264,000 $93,200,000 $122,000 $5,031,000
Application Denied By Financial Institution 2,524 $541,312,000 $214,000 $5,437,000 $102,000 $2,760,000
Application Withdrawn By Applicant 1,401 $338,591,000 $241,000 $2,000,000 $122,000 $3,900,000
Loan Purchased By The Institution 1,347 $329,124,000 $244,000 $1,039,000 $58,000 $954,000
File Closed For Incompleteness 510 $137,927,000 $270,000 $17,800,000 $99,000 $995,000
Application Approved But Not Accepted 399 $103,930,000 $260,000 $11,450,000 $126,000 $4,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 387 $99,070,000 $255,000 $1,260,000 $121,000 $1,238,000
Debt-To-Income Ratio 375 $85,128,000 $227,000 $3,900,000 $74,000 $470,000
Credit History 333 $46,917,000 $140,000 $891,000 $94,000 $1,300,000
Other 228 $28,961,000 $127,000 $700,000 $113,000 $1,920,000
Credit Application Incomplete 211 $48,914,000 $231,000 $570,000 $111,000 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 49 $11,413,000 $232,000 $750,000 $80,000 $264,000
Unverifiable Information 29 $7,474,000 $257,000 $1,400,000 $150,000 $997,000
Employment History 19 $3,571,000 $187,000 $493,000 $79,000 $288,000
Mortgage Insurance Denied 2 $642,000 $321,000 $417,000 $76,000 $88,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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