Edgefield County, SC Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 906 mortgage applications in Edgefield County, SC totaling $115.2 million, down 17% from 2010. The average application was for $127,000, and applicants reported an average income of $66,000. 39% of applications resulted in an originated loan and 24% were denied. The most active lender was Wells Fargo Bank NA, with 127 applications, followed by Vanderbilt Mortgage and Finance, Inc and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 906
Total Mortgage Loan Application Amount $115,164,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $679,000
Average Applicant Income $66,000
Highest Applicant Income $3,100,000

Mortgage Company List for Lending in Edgefield County, SC for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 127 $ 15,246,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 65 $ 4,243,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 60 $ 8,296,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 49 $ 5,764,000
First Citizens Bank
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,203,738,000 46 $ 5,230,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 42 $ 6,168,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 35 $ 3,096,000
Georgia B&Tc of Augusta
P O BOX 15367
AUGUSTA, GA 30919
* $ 1,431,212,000 32 $ 5,572,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 29 $ 1,435,000
Security Federal Bank
PO BOX 810
AIKEN, SC 29802
* $ 930,084,000 26 $ 4,726,000
Srp Federal Credit Union
1070 EDGEFIELD ROAD
NORTH AUGUSTA, SC 29841
* $ 549,244,000 21 $ 1,682,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 495,223,000 20 $ 2,496,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 19 $ 1,957,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 18 $ 3,477,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 17 $ 1,976,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 14 $ 2,194,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 14 $ 1,905,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 14 $ 2,418,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 1,932,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 10 $ 2,189,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 10 $ 437,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 10 $ 792,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 179,970,802,000 9 $ 896,000
First Federal of Charleston
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 8 $ 494,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 1,088,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 1,482,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ 930,147,000 7 $ 976,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 6 $ 983,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 6 $ 968,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 6 $ 949,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 6 $ 737,000
Augusta Mortgage Company
243 DAVIS RD.
AUGUSTA, GA 30907
* $ 10,000,000 6 $ 681,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 5 $ 714,000
Walker Jackson Mortgage Corpor
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 5 $ 561,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ 10,000,000 5 $ 792,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 688,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 340,000
1st Choice Mortgage/Equity Cor
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 4 $ 528,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 900,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 4 $ 806,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 201,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 3 $ 377,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 3 $ 423,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 596,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 606,000
Rhodes Financial Mortgage
4324 WASHINGTON RD STE 103
EVANS, GA 30809
* $ 2,442,567,000 3 $ 542,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 3 $ 538,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 3 $ 246,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 2 $ 155,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 2 $ 401,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 428,000
Park Sterling Bank
1043 E MOREHEAD ST, STE 201
CHARLOTTE, NC 28204
* $ 616,102,000 2 $ 583,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,163,220,000 2 $ 330,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 2 $ 95,000
Gms Funding, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 2 $ 218,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 295,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 328,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 227,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 2 $ 313,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 253,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 167,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 2 $ 54,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 1 $ 152,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 284,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 62,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 189,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 239,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 1 $ 125,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 148,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 248,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 209,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 1 $ 86,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 70,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 50,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 256,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 219,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 238,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 155,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 86,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 300,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 197,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 150,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 191,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 205,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 198,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 80,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 190,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 225,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 124,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 15,180,000 1 $ 153,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 156,000
Credit Union Financial Services, LLC
2476 LAWRENCEVILLE HIGHWAY SUITE 101
DECATUR, GA 30033
* $ 81,511,000 1 $ 495,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 163,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 52,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 81,000
Augusta Metro Federal Credit U
205 DAVIS RD
AUGUSTA, GA 30907
* $ 57,321,000 1 $ 60,000
Acu
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 1,134,233,000 1 $ 50,000
Vistabank
PO BOX 315
AIKEN, SC 29802
* $ 116,314,000 1 $ 55,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 105,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 690,925,000 1 $ 347,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 676,387,000 1 $ 100,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 727,106,000 1 $ 123,000
Stellarone Bank
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,923,419,000 1 $ 375,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 57,000
Southern Bank
P.O. BOX 100
SARDIS, GA 30456
* $ 91,839,000 1 $ 241,000

The tables below break down 2011 mortgage applications in Edgefield County, SC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Edgefield County, SC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 487 $68,819,000 $141,000 $679,000 $68,000 $1,200,000
Home Purchase 360 $43,027,000 $119,000 $417,000 $61,000 $3,100,000
Home Improvement 59 $3,318,000 $56,000 $450,000 $76,000 $1,346,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 619 $80,494,000 $130,000 $561,000 $72,000 $3,100,000
Black or African American 122 $10,813,000 $88,000 $350,000 $62,000 $1,346,000
Not Provided 83 $11,425,000 $137,000 $679,000 $65,000 $1,200,000
Not applicable 71 $11,334,000 $159,000 $627,000 $22,000 $146,000
Hispanic 6 $704,000 $117,000 $256,000 $50,000 $82,000
Native Hawaiian or Other Pacific Islander 2 $183,000 $91,000 $134,000 $51,000 $62,000
Asian 2 $161,000 $80,000 $120,000 $35,000 $35,000
American Indian or Alaskan Native 1 $50,000 $50,000 $50,000 $33,000 $33,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 641 $80,109,000 $124,000 $627,000 $72,000 $3,100,000
FHA-insured (Federal Housing Administration) 179 $20,734,000 $115,000 $268,000 $48,000 $408,000
VA-guaranteed (Veterans Administration) 49 $9,685,000 $197,000 $679,000 $66,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $4,636,000 $125,000 $284,000 $43,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 356 $47,386,000 $133,000 $627,000 $75,000 $3,100,000
Application Denied By Financial Institution 214 $20,068,000 $93,000 $679,000 $64,000 $1,346,000
Loan Purchased By The Institution 157 $24,214,000 $154,000 $387,000 $47,000 $354,000
Application Withdrawn By Applicant 86 $12,764,000 $148,000 $495,000 $58,000 $263,000
Application Approved But Not Accepted 70 $7,311,000 $104,000 $435,000 $59,000 $165,000
File Closed For Incompleteness 23 $3,421,000 $148,000 $561,000 $102,000 $851,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 40 $3,391,000 $84,000 $245,000 $76,000 $1,346,000
Collateral 26 $4,022,000 $154,000 $679,000 $135,000 $1,200,000
Debt-To-Income Ratio 25 $2,105,000 $84,000 $320,000 $38,000 $133,000
Other 17 $1,363,000 $80,000 $234,000 $52,000 $120,000
Credit Application Incomplete 9 $1,208,000 $134,000 $343,000 $81,000 $199,000
Unverifiable Information 5 $458,000 $91,000 $161,000 $56,000 $142,000
Insufficient Cash (Downpayment, Closing Cost) 4 $358,000 $89,000 $155,000 $55,000 $111,000
Employment History 1 $60,000 $60,000 $60,000 $23,000 $23,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the South Carolina Lender List