Falls County, TX Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 486 mortgage applications in Falls County, TX totaling $86.5 million, up 9% from 2023. The average application was for $178,000, and applicants reported an average income of $96,000. 32% of applications resulted in an originated loan and 32% were denied. The most active lender was 21st Mortgage, with 58 applications, followed by Vanderbilt Mortgage and Finance, Inc and Triad Financial Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 486
Total Mortgage Loan Application Amount $86,510,000
Average Mortgage Loan Application Amount $178,000
Highest Mortgage Loan Application Amount $955,000
Average Applicant Income $96,000
Highest Applicant Income $1,078,000

Mortgage Company List for Lending in Falls County, TX for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 58 $ 7,070,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 34 $ 4,440,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 23 $ 2,675,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ n/a 22 $ 3,470,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 13 $ 665,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 13 $ 2,265,000
Members Choice of Central Texas FCU
4631 W WACO DRIVE
WACO, TX 76710
* $ n/a 12 $ 2,220,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 12 $ 2,170,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ n/a 10 $ 2,980,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 9 $ 2,365,000
Genco Federal Credit Union
PO BOX 7246
WACO, TX 76710
* $ n/a 9 $ 1,175,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 9 $ 1,495,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 9 $ 1,465,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 8 $ 1,730,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 8 $ 1,040,000
Incommons Bank, N.A.
301 E COMMERCE
MEXIA, TX 76667
* $ n/a 8 $ 1,350,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 8 $ 2,060,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 7 $ 1,295,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 7 $ 1,155,000
First Central Credit Union
6201 SANGER AVENUE
WACO, TX 76710
* $ n/a 6 $ 620,000
Texell Credit Union
PO BOX 983
TEMPLE, TX 76503
* $ n/a 6 $ 500,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ n/a 5 $ 1,815,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 5 $ 875,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 605,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 5 $ 1,225,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 570,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 4 $ 1,040,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 4 $ 1,250,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 4 $ 380,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 840,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 590,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 4 $ 1,460,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 4 $ 1,100,000
Community Bank & Trust
1800 WASHINGTON AVE
WACO, TX 76701
* $ n/a 3 $ 1,155,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 3 $ 1,015,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 295,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 635,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 3 $ 295,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 3 $ 595,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 3 $ 475,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 3 $ 375,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ n/a 3 $ 775,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ n/a 3 $ 1,575,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 945,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 3 $ 515,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 3 $ 1,165,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 375,000
Alliance Bank Central Texas
P.O. BOX 7554
WOODWAY, TX 76712
* $ n/a 3 $ 285,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 3 $ 555,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 3 $ 905,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 3 $ 1,165,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 285,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 2 $ 420,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 2 $ 400,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 2 $ 760,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 130,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ n/a 2 $ 320,000
Central National Bank
8320 W HWY 84
WACO, TX 76712
* $ n/a 2 $ 320,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 2 $ 150,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ n/a 2 $ 660,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 2 $ 310,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 370,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 2 $ 210,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 2 $ 690,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 2 $ 420,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 2 $ 350,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 2 $ 430,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 2 $ 270,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 1 $ 135,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 225,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ n/a 1 $ 285,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ n/a 1 $ 305,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ n/a 1 $ 75,000
City Credit Union
7474 FERGUSON RD
DALLAS, TX 75228
* $ n/a 1 $ 45,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 105,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 1 $ 425,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 1 $ 95,000
Greater Texas FCU
1180 AIRPORT BLVD
AUSTIN, TX 78727
* $ n/a 1 $ 155,000
First National Bank of McGregor
401 S MAIN
MCGREGOR, TX 76657
* $ n/a 1 $ 265,000
Genhome Mortgage Corporation

IRVINE, CA 92614
* $ n/a 1 $ 245,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 195,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ n/a 1 $ 75,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 1 $ 625,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ n/a 1 $ 145,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 85,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 215,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 185,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 1 $ 715,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 145,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 95,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 195,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 105,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 1 $ 305,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 35,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 75,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ n/a 1 $ 45,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ n/a 1 $ 505,000
Yoakum National Bank
301 W GRAND AVE
YOAKUM, TX 77995
* $ n/a 1 $ 645,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 145,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 1 $ 155,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 115,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 155,000
First National Bank of Central Texas
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ n/a 1 $ 45,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ n/a 1 $ 175,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 205,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 1 $ 305,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 1 $ 235,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 1 $ 45,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 135,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 1 $ 145,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 1 $ 635,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 35,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 1 $ 255,000

The tables below break down 2024 mortgage applications in Falls County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Falls County, TX in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 319 $57,015,000 $178,000 $955,000 $88,000 $294,000
Cash-out Refinancing 53 $10,425,000 $196,000 $465,000 $108,000 $1,078,000
Other Purpose 44 $5,860,000 $133,000 $635,000 $120,000 $732,000
Refinancing 42 $10,720,000 $255,000 $715,000 $120,000 $467,000
Home Improvement 27 $2,455,000 $90,000 $305,000 $88,000 $223,000
Not Applicable 1 $35,000 $35,000 $35,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 241 $45,535,000 $188,000 $685,000 $110,000 $1,078,000
Hispanic 95 $16,225,000 $170,000 $655,000 $82,000 $182,000
Black or African American 60 $8,440,000 $140,000 $955,000 $76,000 $331,000
Not Provided 51 $8,975,000 $175,000 $715,000 $80,000 $215,000
Not applicable 34 $6,020,000 $177,000 $645,000 $0 $0
Asian 3 $1,135,000 $378,000 $455,000 $127,000 $156,000
American Indian or Alaskan Native 2 $180,000 $90,000 $145,000 $13,000 $26,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 383 $63,115,000 $164,000 $955,000 $98,000 $1,078,000
FHA-insured (Federal Housing Administration) 58 $11,500,000 $198,000 $485,000 $85,000 $331,000
VA-guaranteed (Veterans Administration) 39 $11,055,000 $283,000 $715,000 $93,000 $223,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $840,000 $140,000 $265,000 $65,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 157 $25,115,000 $159,000 $635,000 $83,000 $732,000
Loan Originated 156 $31,620,000 $202,000 $715,000 $105,000 $467,000
Application Withdrawn By Applicant 65 $12,405,000 $190,000 $955,000 $111,000 $1,078,000
File Closed For Incompleteness 48 $7,470,000 $155,000 $655,000 $84,000 $180,000
Application Approved But Not Accepted 30 $5,330,000 $177,000 $635,000 $101,000 $270,000
Loan Purchased By The Institution 30 $4,570,000 $152,000 $555,000 $130,000 $130,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 314 $58,830,000 $187,000 $955,000 $102,000 $1,078,000
Debt-To-Income Ratio 68 $11,540,000 $169,000 $545,000 $71,000 $527,000
Credit History 58 $7,660,000 $132,000 $635,000 $97,000 $732,000
Credit Application Incomplete 14 $2,900,000 $207,000 $455,000 $100,000 $215,000
Other 10 $1,810,000 $181,000 $385,000 $88,000 $155,000
Unverifiable Information 10 $1,680,000 $168,000 $305,000 $83,000 $164,000
Collateral 8 $1,670,000 $208,000 $455,000 $84,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 3 $345,000 $115,000 $155,000 $96,000 $152,000
Employment History 1 $75,000 $75,000 $75,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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