Fillmore County, MN Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 946 mortgage applications in Fillmore County, MN totaling $137.9 million, up 12% from 2015. The average application was for $145,000, and applicants reported an average income of $73,000. 62% of applications resulted in an originated loan and 13% were denied. The most active lender was F & M Community Bank, N.A., with 84 applications, followed by Merchants Bank, National Association and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 946
Total Mortgage Loan Application Amount $137,877,000
Average Mortgage Loan Application Amount $145,000
Highest Mortgage Loan Application Amount $5,500,000
Average Applicant Income $73,000
Highest Applicant Income $3,000,000

Mortgage Company List for Lending in Fillmore County, MN for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
F & M Community Bank, N.A.
PO BOX 467
PRESTON, MN 55965
* $ 115,994,000 84 $ 9,878,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,587,008,000 83 $ 10,677,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 76 $ 9,940,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 641,901,000 66 $ 7,192,000
First Southeast Bank
3 MAIN AVE NORTH PO BOX 429
HARMONY, MN 55939
* $ 98,430,000 51 $ 6,351,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 44 $ 4,455,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 32 $ 4,388,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 625,382,000 31 $ 2,783,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,538,197,000 27 $ 2,271,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 27 $ 3,548,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 21 $ 13,030,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 20 $ 1,357,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 759,467,000 19 $ 1,189,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 19 $ 2,858,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,792,910,000 16 $ 1,221,000
Manufacturers Bank & Trust Co
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 314,620,000 14 $ 2,816,000
First Farmers & Mrch St. Bk
105 N MAIN ST. PO BOX 188
GRAND MEADOW, MN 55936
* $ 59,742,000 14 $ 13,763,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 14 $ 2,133,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 13 $ 1,316,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 12 $ 1,048,000
Rushford State Bank
219 SOUTH MILL STREET PO BOX 648
RUSHFORD, MN 55971
* $ 53,840,000 11 $ 1,000,000
Security State Bank - Lewiston
225 EAST MAIN STREET, PO BOX 430
LEWISTON, MN 55952
* $ 66,401,000 11 $ 882,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 27,567,209,000 10 $ 1,479,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,142,256,000 9 $ 1,044,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 8 $ 835,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 10,643,549,000 8 $ 1,174,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 3,656,580,000 7 $ 946,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 7 $ 877,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 1,043,000
First Alliance Credit Union
320 ALLIANCE PL NE
ROCHESTER, MN 55904
* $ 156,210,000 6 $ 750,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 6 $ 495,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 6 $ 851,000
First National Bank
2457 BROADWAY AVENUE
SLAYTON, MN 56172
* $ 204,707,000 5 $ 1,470,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 587,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 5 $ 584,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 199,301,000 4 $ 617,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 329,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 460,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 4 $ 332,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 4 $ 717,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 619,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 4 $ 303,000
Root River State Bank
18 SE 3RD ST
CHATFIELD, MN 55923
* $ 69,025,000 3 $ 408,000
First State Bank Minnesota
102 WEST MAIN ST, PO BOX 369
LEROY, MN 55951
* $ 66,873,000 3 $ 447,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 424,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 3 $ 459,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 3 $ 613,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,738,618,000 3 $ 326,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 3 $ 360,000
Foresight Bank
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ 190,909,000 3 $ 469,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 3 $ 301,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 3 $ 456,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 364,000
Citizens State Bank of Hayfiel
216 1ST AVE NE
HAYFIELD, MN 55940
* $ 89,094,000 2 $ 218,000
Esb Bank
115 N HWY 44/76
CALEDONIA, MN 55921
* $ 93,373,000 2 $ 372,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 226,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 354,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 486,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 389,767,000 2 $ 447,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ 1,000,000 2 $ 354,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 351,000
First Farmers & Merchants Bank
123 SOUTH FOURTH STREET
CANNON FALLS, MN 55009
* $ 274,765,000 2 $ 294,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 831,999,000 2 $ 200,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 2 $ 536,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 2 $ 267,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 2 $ 142,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 2 $ 145,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 165,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 1 $ 108,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 1 $ 56,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 1 $ 166,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 1 $ 116,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 105,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 249,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 1 $ 54,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 131,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 128,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 155,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 1 $ 215,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 1 $ 141,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 189,845,000 1 $ 170,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 1,638,152,000 1 $ 100,000
Pioneer Bank
4700 SINGING HILLS BLVD.
SIOUX CITY, IA 51106
* $ 152,258,000 1 $ 53,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 146,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 47,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 1 $ 275,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 1 $ 237,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 289,539,000 1 $ 212,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,047,915,000 1 $ 31,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 121,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 1 $ 173,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 68,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 394,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 192,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 244,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 112,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 146,000
Northwoods Bank of Minnesota
PO BOX 112
PARK RAPIDS, MN 56470
* $ 104,294,000 1 $ 153,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 862,680,000 1 $ 131,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 225,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 323,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 157,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 83,000
Wells Federal Bank
53 1ST ST SW
WELLS, MN 56097
* $ 274,675,000 1 $ 81,000
Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE
FOSSTON, MN 56542
* $ 163,084,000 1 $ 738,000

The tables below break down 2016 mortgage applications in Fillmore County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fillmore County, MN in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 429 $81,069,000 $188,000 $5,500,000 $89,000 $3,000,000
Home Purchase 421 $51,260,000 $121,000 $457,000 $55,000 $731,000
Home Improvement 96 $5,548,000 $57,000 $400,000 $76,000 $721,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 798 $119,107,000 $149,000 $5,500,000 $80,000 $3,000,000
Not applicable 74 $12,144,000 $164,000 $1,255,000 $5,000 $117,000
Not Provided 63 $5,818,000 $92,000 $318,000 $59,000 $260,000
Hispanic 8 $512,000 $64,000 $188,000 $59,000 $110,000
Asian 2 $236,000 $118,000 $166,000 $85,000 $110,000
American Indian or Alaskan Native 1 $60,000 $60,000 $60,000 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 737 $113,038,000 $153,000 $5,500,000 $84,000 $3,000,000
FHA-insured (Federal Housing Administration) 108 $12,528,000 $116,000 $275,000 $30,000 $273,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $5,831,000 $106,000 $162,000 $27,000 $67,000
VA-guaranteed (Veterans Administration) 46 $6,480,000 $140,000 $396,000 $39,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 588 $93,923,000 $159,000 $5,500,000 $86,000 $3,000,000
Application Denied By Financial Institution 121 $12,871,000 $106,000 $349,000 $53,000 $466,000
Loan Purchased By The Institution 90 $10,900,000 $121,000 $396,000 $18,000 $158,000
Application Withdrawn By Applicant 76 $8,331,000 $109,000 $417,000 $66,000 $748,000
Application Approved But Not Accepted 53 $9,920,000 $187,000 $1,812,000 $81,000 $249,000
File Closed For Incompleteness 18 $1,932,000 $107,000 $275,000 $36,000 $97,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $2,018,000 $80,000 $170,000 $52,000 $273,000
Debt-To-Income Ratio 23 $2,197,000 $95,000 $214,000 $53,000 $211,000
Collateral 22 $2,340,000 $106,000 $248,000 $74,000 $466,000
Credit Application Incomplete 5 $331,000 $66,000 $100,000 $39,000 $80,000
Other 4 $349,000 $87,000 $107,000 $31,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 3 $282,000 $94,000 $158,000 $64,000 $82,000
Unverifiable Information 2 $297,000 $148,000 $160,000 $40,000 $45,000
Employment History 2 $161,000 $80,000 $101,000 $24,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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