Foard County, TX Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 8 mortgage applications in Foard County, TX totaling $760,000, down 47% from 2017. The average application was for $95,000, and applicants reported an average income of $95,000. 62% of applications resulted in an originated loan and 12% were denied. The most active lender was loanDepot.com LLC, with 2 applications, followed by Waggoner National Bank and American Neighborhood Mortgage Acceptance Company.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8 |
| Total Mortgage Loan Application Amount | $760,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $175,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $147,000 |
Top Mortgage Lenders in Foard County, TX (2018)
Ranked by the number of mortgage applications each lender reported in Foard County, TX in 2018.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | loanDepot.com LLC Irvine, CA |
2 | $260,000 | $130,000 | $79,000 |
| 2 | Waggoner National Bank Vernon, TX |
2 | $70,000 | $35,000 | $78,000 |
| 3 | American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ |
1 | $125,000 | $125,000 | $147,000 |
| 4 | USAA Federal Savings Bank San Antonio, TX |
1 | $175,000 | $175,000 | $120,000 |
| 5 | 21st Mortgage Knoxville, TN |
1 | $105,000 | $105,000 | $0 |
The tables below break down 2018 mortgage applications in Foard County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Foard County, TX in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5 | $495,000 | $99,000 | $175,000 | $94,000 | $120,000 |
| Cash-out Refinancing | 1 | $85,000 | $85,000 | $85,000 | $43,000 | $43,000 |
| Home Improvement | 1 | $55,000 | $55,000 | $55,000 | $99,000 | $99,000 |
| Refinancing | 1 | $125,000 | $125,000 | $125,000 | $147,000 | $147,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6 | $690,000 | $115,000 | $175,000 | $101,000 | $147,000 |
| Hispanic | 2 | $70,000 | $35,000 | $55,000 | $78,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7 | $735,000 | $105,000 | $175,000 | $96,000 | $147,000 |
| FHA-insured (Federal Housing Administration) | 1 | $25,000 | $25,000 | $25,000 | $84,000 | $84,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5 | $395,000 | $79,000 | $175,000 | $101,000 | $147,000 |
| Application Withdrawn By Applicant | 2 | $260,000 | $130,000 | $175,000 | $79,000 | $115,000 |
| Application Denied By Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7 | $655,000 | $93,000 | $175,000 | $95,000 | $147,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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