Gage County, NE Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 895 mortgage applications in Gage County, NE totaling $158.1 million, up 20% from 2024. The average application was for $176,000, and applicants reported an average income of $102,000. 54% of applications resulted in an originated loan and 12% were denied. The most active lender was Pinnacle Bank, with 70 applications, followed by US Bank, N.A. and First State Bank Nebraska.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 895
Total Mortgage Loan Application Amount $158,105,000
Average Mortgage Loan Application Amount $176,000
Highest Mortgage Loan Application Amount $6,565,000
Average Applicant Income $102,000
Highest Applicant Income $1,444,000

Mortgage Company List for Lending in Gage County, NE for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ n/a 70 $ 11,460,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 65 $ 8,445,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ n/a 63 $ 11,635,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ n/a 46 $ 8,910,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 36 $ 7,030,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ n/a 30 $ 3,450,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 26 $ 6,480,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ n/a 25 $ 9,285,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 23 $ 4,525,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 22 $ 4,900,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 20 $ 2,840,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ n/a 20 $ 2,700,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 19 $ 2,165,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ n/a 18 $ 3,320,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 16 $ 3,800,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 15 $ 4,495,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 12 $ 1,610,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 12 $ 1,310,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ n/a 12 $ 2,200,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 12 $ 450,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 11 $ 2,795,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 10 $ 1,380,000
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ n/a 10 $ 1,600,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 10 $ 1,910,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 865,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ n/a 8 $ 2,340,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ n/a 8 $ 1,020,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 8 $ 300,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 7 $ 875,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 7 $ 405,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 7 $ 945,000
Nebraska Bank of Commerce
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ n/a 6 $ 1,220,000
State Bank of Table Rock
402 HOUSTON
TABLE ROCK, NE 68447
* $ n/a 6 $ 1,340,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 5 $ 485,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 455,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 5 $ 645,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ n/a 5 $ 455,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 5 $ 545,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 5 $ 635,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 1,000,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ n/a 4 $ 2,450,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 680,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 4 $ 410,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 4 $ 270,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 4 $ 250,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 4 $ 700,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 4 $ 750,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 1,700,000
Midwest Bank
114 W MAIN ST
PIERCE, NE 68767
* $ n/a 4 $ 1,510,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 510,000
Heartland Bank
896 G ST, GENEVA, NE
GENEVA, NE 68361
* $ n/a 3 $ 305,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 325,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 365,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 3 $ 495,000
Lincone Federal Credit Union
2500 N ST
LINCOLN, NE 68503
* $ n/a 3 $ 245,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ n/a 3 $ 105,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 3 $ 375,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 145,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 2 $ 740,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 2 $ 390,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 2 $ 470,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 170,000
City Bank & Trust Co.
1135 MAIN AVE.
CRETE, NE 68333
* $ n/a 2 $ 360,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 2 $ 100,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ n/a 2 $ 500,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 570,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 360,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 2 $ 490,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 2 $ 370,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ n/a 2 $ 370,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 2 $ 320,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 250,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 2 $ 700,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 110,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 190,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ n/a 2 $ 760,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 2 $ 250,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 2 $ 360,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 120,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 2 $ 340,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 195,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 175,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 35,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ n/a 1 $ 35,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 1 $ 25,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 1 $ 115,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 65,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 1 $ 125,000
Citizens Bank & Trust Col.
PO BOX 385, 7217TH STREET
ST. PAUL, NE 68873
* $ n/a 1 $ 155,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ n/a 1 $ 165,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 355,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ n/a 1 $ 25,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ n/a 1 $ 25,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 1 $ 165,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 205,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ n/a 1 $ 215,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ n/a 1 $ 135,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 415,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 155,000
Diya Finance LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 1 $ 1,965,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 1 $ 15,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 1 $ 195,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 135,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 1 $ 165,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 1 $ 545,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 125,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 55,000
Farmers and Merchants Bank of Ashland
1501 SILVER STREET
ASHLAND, NE 68003
* $ n/a 1 $ 155,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ n/a 1 $ 275,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ n/a 1 $ 135,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 1 $ 15,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 715,000
Western National Bank
PO BOX 367 523 THAYER AVE
CHESTER, NE 68327
* $ n/a 1 $ 1,205,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 205,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 1 $ 85,000
Commercial State Bank
579 EAST BROADWAY P.O. BOX 179
WAUSA, NE 68786
* $ n/a 1 $ 115,000

The tables below break down 2025 mortgage applications in Gage County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gage County, NE in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 481 $90,285,000 $187,000 $1,905,000 $91,000 $387,000
Cash-out Refinancing 148 $27,140,000 $183,000 $1,965,000 $114,000 $1,444,000
Refinancing 131 $26,125,000 $199,000 $805,000 $121,000 $1,440,000
Other Purpose 74 $4,200,000 $56,000 $375,000 $99,000 $727,000
Home Improvement 55 $9,805,000 $178,000 $6,565,000 $116,000 $666,000
Not Applicable 6 $550,000 $91,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 671 $111,085,000 $165,000 $1,905,000 $103,000 $1,444,000
Not applicable 119 $31,855,000 $267,000 $6,565,000 $125,000 $303,000
Not Provided 55 $8,595,000 $156,000 $505,000 $103,000 $387,000
Hispanic 36 $5,260,000 $146,000 $465,000 $63,000 $159,000
Black or African American 6 $750,000 $125,000 $165,000 $94,000 $108,000
Asian 5 $285,000 $57,000 $75,000 $64,000 $150,000
American Indian or Alaskan Native 3 $275,000 $91,000 $185,000 $94,000 $194,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 630 $102,870,000 $163,000 $6,565,000 $108,000 $1,444,000
FHA-insured (Federal Housing Administration) 162 $28,620,000 $176,000 $525,000 $78,000 $253,000
VA-guaranteed (Veterans Administration) 78 $24,090,000 $308,000 $715,000 $104,000 $333,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $2,525,000 $101,000 $255,000 $68,000 $242,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 487 $89,275,000 $183,000 $6,565,000 $106,000 $1,444,000
Loan Purchased By The Institution 142 $27,540,000 $193,000 $705,000 $90,000 $322,000
Application Denied By Financial Institution 108 $15,270,000 $141,000 $1,905,000 $78,000 $253,000
Application Withdrawn By Applicant 103 $18,565,000 $180,000 $1,055,000 $114,000 $1,440,000
File Closed For Incompleteness 31 $3,635,000 $117,000 $425,000 $93,000 $302,000
Application Approved But Not Accepted 22 $3,480,000 $158,000 $625,000 $115,000 $387,000
Preapproval Approved but not Accepted 1 $175,000 $175,000 $175,000 $85,000 $85,000
Preapproval Denied by Financial Institution 1 $165,000 $165,000 $165,000 $100,000 $100,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 691 $124,395,000 $180,000 $6,565,000 $103,000 $1,444,000
Debt-To-Income Ratio 133 $25,645,000 $192,000 $1,905,000 $103,000 $393,000
Credit History 28 $2,800,000 $100,000 $505,000 $68,000 $154,000
Collateral 18 $1,970,000 $109,000 $265,000 $88,000 $253,000
Credit Application Incomplete 11 $945,000 $85,000 $135,000 $81,000 $135,000
Other 11 $2,095,000 $190,000 $345,000 $108,000 $217,000
Unverifiable Information 2 $120,000 $60,000 $75,000 $38,000 $38,000
Employment History 1 $135,000 $135,000 $135,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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