Garfield County, WA Mortgage Lenders & HMDA Data, 2011
In 2011, lenders reported 100 mortgage applications in Garfield County, WA totaling $10.4 million, down 14% from 2010. The average application was for $104,000, and applicants reported an average income of $61,000. 43% of applications resulted in an originated loan and 28% were denied. The most active lender was US Bk NA Nd, with 24 applications, followed by Wells Fargo Bank NA and Sterling Savings Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 100 |
| Total Mortgage Loan Application Amount | $10,412,000 |
| Average Mortgage Loan Application Amount | $104,000 |
| Highest Mortgage Loan Application Amount | $350,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $342,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| US Bk NA Nd 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 24 | $ 2,134,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,104,833,000,000 | 14 | $ 1,672,000 |
| Sterling Savings Bank 111 N WALL ST SPOKANE, WA 99201 |
* | $ 9,501,245,000 | 12 | $ 1,093,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 4 | $ 263,000 |
| Potlatch No 1 Financial Credit U 1025 WARNER AVENUE LEWISTON, ID 83501 |
* | $ 442,206,000 | 4 | $ 329,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,216,291,000,000 | 4 | $ 278,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 4 | $ 549,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 4 | $ 395,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 3 | $ 258,000 |
| Banner Bank 10 SOUTH 1ST STREET WALLA WALLA, WA 99362 |
* | $ 4,188,917,000 | 3 | $ 426,000 |
| Onemain Financial, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 2 | $ 70,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 2 | $ 226,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 153,341,765,000 | 1 | $ 80,000 |
| Ing Bank, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 1 | $ 245,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 1 | $ 109,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 138,031,000 | 1 | $ 220,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 1 | $ 83,000 |
| Podium Mortgage Capital LLC 3010 LAVA RIDGE COURT STE 220 ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 1 | $ 75,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 135,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 137,000 |
| Sierra Pacific Mortgage Co. Inc 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 104,000 |
| Agwest Farm Credit, Flca 2001 SOUTH FLINT ROAD SPOKANE, WA 99224 |
* | $ 4,658,882,000 | 1 | $ 170,000 |
| Zions Bancorporation, N.A. DENVER, CO 80237 |
* | $ 16,343,046,000 | 1 | $ 350,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 92,000 |
| Citifinancial, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 30,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 1 | $ 124,000 |
| Wsecu PO BOX WSECU OLYMPIA, WA 98507 |
* | $ 1,546,329,000 | 1 | $ 125,000 |
| Global 1500 W 4TH AVE SPOKANE, WA 99201 |
* | $ 340,248,000 | 1 | $ 135,000 |
| Hapo Community Credit Union 7601 W CLEARWATER AVE KENNEWICK, WA 99336 |
* | $ 845,687,000 | 1 | $ 90,000 |
| Columbia State Bank 1301 A STREET TACOMA, WA 98402 |
* | $ 4,255,373,000 | 1 | $ 104,000 |
The tables below break down 2011 mortgage applications in Garfield County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Garfield County, WA in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 64 | $6,563,000 | $102,000 | $263,000 | $59,000 | $342,000 |
| Home Purchase | 23 | $3,078,000 | $133,000 | $350,000 | $64,000 | $118,000 |
| Home Improvement | 13 | $771,000 | $59,000 | $125,000 | $62,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 76 | $7,693,000 | $101,000 | $263,000 | $61,000 | $342,000 |
| Not applicable | 9 | $702,000 | $78,000 | $104,000 | $18,000 | $53,000 |
| Not Provided | 7 | $1,183,000 | $169,000 | $350,000 | $108,000 | $239,000 |
| American Indian or Alaskan Native | 3 | $404,000 | $134,000 | $198,000 | $81,000 | $104,000 |
| Hispanic | 3 | $314,000 | $104,000 | $137,000 | $63,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $3,000 | $3,000 | $3,000 | $58,000 | $58,000 |
| Black or African American | 1 | $113,000 | $113,000 | $113,000 | $55,000 | $55,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 76 | $7,520,000 | $98,000 | $350,000 | $63,000 | $342,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,604,000 | $114,000 | $206,000 | $49,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,107,000 | $123,000 | $200,000 | $56,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $181,000 | $181,000 | $181,000 | $71,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43 | $4,317,000 | $100,000 | $245,000 | $60,000 | $140,000 |
| Application Denied By Financial Institution | 28 | $3,168,000 | $113,000 | $350,000 | $70,000 | $342,000 |
| Loan Purchased By The Institution | 15 | $1,434,000 | $95,000 | $200,000 | $43,000 | $118,000 |
| Application Approved But Not Accepted | 6 | $623,000 | $103,000 | $198,000 | $64,000 | $104,000 |
| Application Withdrawn By Applicant | 4 | $213,000 | $53,000 | $86,000 | $21,000 | $54,000 |
| File Closed For Incompleteness | 4 | $657,000 | $164,000 | $206,000 | $102,000 | $135,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $547,000 | $91,000 | $176,000 | $74,000 | $147,000 |
| Debt-To-Income Ratio | 6 | $710,000 | $118,000 | $192,000 | $68,000 | $106,000 |
| Collateral | 4 | $702,000 | $175,000 | $350,000 | $102,000 | $239,000 |
| Credit Application Incomplete | 2 | $113,000 | $56,000 | $68,000 | $34,000 | $43,000 |
| Other | 1 | $220,000 | $220,000 | $220,000 | $48,000 | $48,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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