George County, MS Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 1,001 mortgage applications in George County, MS totaling $175.2 million, up 7% from 2023. The average application was for $175,000, and applicants reported an average income of $90,000. 45% of applications resulted in an originated loan and 23% were denied. The most active lender was 21st Mortgage, with 77 applications, followed by Trustmark Bank and Community Bank of Mississippi.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,001
Total Mortgage Loan Application Amount $175,225,000
Average Mortgage Loan Application Amount $175,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $90,000
Highest Applicant Income $1,218,000

Mortgage Company List for Lending in George County, MS for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 77 $ 8,335,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ n/a 73 $ 13,535,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ n/a 66 $ 8,000,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 59 $ 15,075,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 47 $ 5,765,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 46 $ 4,930,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 38 $ 8,290,000
First Federal Savings and Loan Association of Pascagoula - Moss Point
903 JACKSON AVENUE
PASCAGOULA, MS 39567
* $ n/a 33 $ 6,405,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 25 $ 2,935,000
Merchants & Marine Bank
P. O. BOX 729
PASCAGOULA, MS 39567
* $ n/a 24 $ 5,040,000
Singing River Federal C.U.
6006 HWY 63
MOSS POINT, MS 39563
* $ n/a 23 $ 2,825,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 20 $ 4,760,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 20 $ 3,740,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 18 $ 2,870,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 18 $ 4,590,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 16 $ 3,120,000
Century Bank
P O BOX 647
LUCEDALE, MS 39452
* $ n/a 15 $ 2,385,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 15 $ 1,695,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 14 $ 2,670,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ n/a 14 $ 2,150,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 13 $ 5,295,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 13 $ 1,605,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 13 $ 2,245,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 12 $ 2,840,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 10 $ 2,180,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ n/a 10 $ 2,210,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ n/a 8 $ 620,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 8 $ 1,570,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 8 $ 1,830,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 7 $ 1,455,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 7 $ 1,845,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 7 $ 1,575,000
Navigator Credit Union
P O BOX 1647
PASCAGOULA, MS 39568
* $ n/a 7 $ 725,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 7 $ 1,135,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 7 $ 1,035,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ n/a 7 $ 1,145,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 6 $ 1,560,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 6 $ 1,590,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 6 $ 290,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 440,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ n/a 5 $ 805,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 5 $ 605,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 655,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 5 $ 835,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 630,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 4 $ 410,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 4 $ 1,020,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 4 $ 910,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 3 $ 635,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 3 $ 365,000
Direct Mortgage Loans, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ n/a 3 $ 545,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 3 $ 515,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 3 $ 535,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 3 $ 395,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 3 $ 245,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 2 $ 310,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 220,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 450,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 360,000
Affordable Mortgage Advisors
4640 CAMPBELLS RUN ROAD
PITTSBURGH, PA 15205
* $ n/a 2 $ 300,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ n/a 2 $ 190,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 2 $ 490,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 2 $ 560,000
Bank of Wiggins
1115 E FRONTAGE DR
WIGGINS, MS 39577
* $ n/a 2 $ 210,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ n/a 2 $ 310,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 2 $ 580,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 2 $ 410,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 380,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ n/a 2 $ 720,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 510,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 2 $ 490,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 2 $ 400,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ n/a 2 $ 290,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 340,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ n/a 2 $ 380,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 2 $ 210,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 455,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 105,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 225,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 1 $ 195,000
New Horizons Credit Union
P O BOX 2966
MOBILE, AL 36609
* $ n/a 1 $ 45,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 1 $ 145,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 185,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 285,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ n/a 1 $ 305,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 315,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 1 $ 45,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 315,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 175,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 1 $ 185,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 1 $ 735,000
The Peoples Bank
152 LAMEUSE ST
BILOXI, MS 39530
* $ n/a 1 $ 175,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ n/a 1 $ 105,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 155,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 65,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 1 $ 555,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 105,000
Avadian Credit Union
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ n/a 1 $ 5,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 355,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 185,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 1 $ 305,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 1 $ 455,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 135,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 1 $ 345,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 415,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ n/a 1 $ 95,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 1 $ 85,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 65,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 1 $ 395,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 195,000
River Bank & Trust
2611 LEGENDS DRIVE
PRATTVILLE, AL 36066
* $ n/a 1 $ 505,000

The tables below break down 2024 mortgage applications in George County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for George County, MS in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 713 $130,305,000 $182,000 $765,000 $90,000 $1,218,000
Cash-out Refinancing 110 $19,900,000 $180,000 $595,000 $77,000 $237,000
Refinancing 85 $17,665,000 $207,000 $745,000 $88,000 $270,000
Other Purpose 53 $4,425,000 $83,000 $505,000 $105,000 $289,000
Home Improvement 38 $2,610,000 $68,000 $245,000 $101,000 $291,000
Not Applicable 2 $320,000 $160,000 $205,000 $75,000 $75,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 744 $126,090,000 $169,000 $765,000 $91,000 $1,218,000
Not applicable 117 $24,845,000 $212,000 $735,000 $65,000 $108,000
Not Provided 59 $10,965,000 $185,000 $595,000 $99,000 $291,000
Black or African American 55 $7,855,000 $142,000 $435,000 $63,000 $146,000
Hispanic 15 $3,245,000 $216,000 $375,000 $67,000 $105,000
Asian 6 $1,380,000 $230,000 $515,000 $157,000 $377,000
American Indian or Alaskan Native 4 $680,000 $170,000 $255,000 $57,000 $108,000
Native Hawaiian or Other Pacific Islander 1 $165,000 $165,000 $165,000 $86,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 599 $83,625,000 $139,000 $765,000 $96,000 $1,218,000
FHA-insured (Federal Housing Administration) 227 $45,675,000 $201,000 $505,000 $75,000 $218,000
VA-guaranteed (Veterans Administration) 114 $34,940,000 $306,000 $745,000 $88,000 $275,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $10,985,000 $180,000 $275,000 $71,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 448 $81,840,000 $182,000 $735,000 $98,000 $410,000
Application Denied By Financial Institution 228 $32,280,000 $141,000 $745,000 $70,000 $237,000
Application Withdrawn By Applicant 111 $22,975,000 $206,000 $765,000 $102,000 $1,218,000
Loan Purchased By The Institution 109 $23,055,000 $211,000 $735,000 $80,000 $108,000
File Closed For Incompleteness 58 $8,440,000 $145,000 $745,000 $82,000 $298,000
Application Approved But Not Accepted 47 $6,635,000 $141,000 $385,000 $94,000 $218,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 708 $131,640,000 $185,000 $765,000 $94,000 $1,218,000
Debt-To-Income Ratio 113 $19,115,000 $169,000 $555,000 $94,000 $377,000
Credit History 100 $14,010,000 $140,000 $745,000 $71,000 $237,000
Collateral 22 $3,200,000 $145,000 $355,000 $68,000 $151,000
Credit Application Incomplete 21 $2,465,000 $117,000 $445,000 $90,000 $176,000
Unverifiable Information 13 $1,605,000 $123,000 $175,000 $89,000 $145,000
Other 11 $1,175,000 $106,000 $215,000 $73,000 $168,000
Employment History 7 $1,125,000 $160,000 $255,000 $49,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 6 $890,000 $148,000 $215,000 $77,000 $146,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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