Grand Traverse County, MI Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 5,351 mortgage applications in Grand Traverse County, MI totaling $1.1 billion, up 17% from 2018. The average application was for $205,000, and applicants reported an average income of $109,000. 63% of applications resulted in an originated loan and 13% were denied. The most active lender was Huntington National Bank, with 595 applications, followed by Lake Michigan Credit Union and Fifth Third Bank, National Association.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,351
Total Mortgage Loan Application Amount $1,099,525,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $31,385,000
Average Applicant Income $109,000
Highest Applicant Income $4,665,000

Mortgage Company List for Lending in Grand Traverse County, MI for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 595 $ 109,675,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 6,064,106,000 523 $ 111,445,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 437 $ 58,245,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,356,129,000 308 $ 61,420,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 286 $ 49,670,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 228 $ 48,530,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 220 $ 59,590,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 179 $ 41,725,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 154 $ 33,320,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 135 $ 31,715,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,190,826,000 119 $ 14,375,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 73 $ 14,605,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 68 $ 3,700,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 1,314,951,000 65 $ 12,505,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 63 $ 14,685,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 59 $ 11,095,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 52 $ 7,880,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 44 $ 9,140,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 43 $ 7,945,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 40 $ 7,680,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 39 $ 8,225,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 37 $ 1,895,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 35 $ 8,705,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 35 $ 7,355,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 34 $ 6,850,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 34 $ 8,370,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 33 $ 6,055,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,229,818,000 31 $ 6,105,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 31 $ 6,485,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 27 $ 7,575,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 25 $ 1,665,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 25 $ 5,325,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 518,805,000 23 $ 4,055,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 21 $ 4,435,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 21 $ 4,565,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 19 $ 4,075,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 18 $ 3,500,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 17 $ 2,475,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 16 $ 2,970,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 16 $ 4,590,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 15 $ 2,315,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 15 $ 2,595,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 2,725,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 14 $ 4,240,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 14 $ 3,230,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 13 $ 2,915,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 13 $ 2,355,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 13 $ 1,835,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 12 $ 1,820,000
Chartwell Financial, LLC
2015 SPRING RD # 600
OAK BROOK, IL 60523
* $ -1,000 12 $ 590,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 12 $ 2,890,000
First Community Bank
200 EAST MAIN STREET
HARBOR SPRINGS, MI 49740
* $ 312,256,000 12 $ 3,470,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 11 $ 2,705,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 11 $ 2,595,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 10 $ 3,420,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 9 $ 1,675,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 9 $ 1,455,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 9 $ 1,115,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 9 $ 1,225,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 9 $ 2,575,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,628,364,000 9 $ 2,045,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 8 $ 1,100,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 8 $ 1,380,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 8 $ 1,990,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 8 $ 1,390,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 8 $ 1,620,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 7 $ 1,555,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 7 $ 2,135,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 7 $ 1,675,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 7 $ 1,465,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 1,345,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 7 $ 1,975,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 7 $ 1,605,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 4,058,211,000 7 $ 2,785,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 1,995,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 7 $ 1,485,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 7 $ 1,335,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 6 $ 1,770,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 6 $ 1,390,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 5 $ 1,095,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 454,157,000 5 $ 1,055,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 5 $ 585,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 5 $ 1,325,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 5 $ 1,045,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 5 $ 1,035,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 5 $ 1,755,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 1,145,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 651,967,000 5 $ 995,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 4 $ 1,080,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 4 $ 1,300,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 4 $ 680,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 4 $ 810,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 1,090,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ -1,000 4 $ 620,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 4 $ 960,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 520,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 4 $ 540,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 3,344,251,000 4 $ 1,750,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 4 $ 810,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 4 $ 640,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 1,030,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 4 $ 790,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 660,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 926,250,000 3 $ 665,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 3 $ 555,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 495,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 905,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,065,189,000 3 $ 435,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 1,125,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 3 $ 625,000
Eaton Community Bank
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 337,521,000 3 $ 545,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 3 $ 605,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 3 $ 645,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 3 $ 775,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 932,018,000 3 $ 575,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 3 $ 675,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 2,095,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 3 $ 965,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 405,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 3 $ 925,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 70,737,276,000 3 $ 2,975,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 1,092,793,000 3 $ 245,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 3 $ 835,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 3 $ 615,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 3 $ 105,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 3 $ 665,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 255,194,000 3 $ 1,005,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 3 $ 985,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ 283,186,000 3 $ 1,725,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 3 $ 1,135,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 3 $ 715,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 780,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 220,000
Marshall Community Credit Union
839 W GREEN ST
MARSHALL, MI 49068
* $ 200,399,000 2 $ 390,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 2 $ 650,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ 372,703,000 2 $ 380,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 934,012,000 2 $ 170,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 2 $ 510,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 2,266,082,000 2 $ 410,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 3,116,904,000 2 $ 220,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 2 $ 350,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 3,154,248,000 2 $ 240,000
Commercial Bank
301 N. STATE ST
ALMA, MI 48801
* $ 526,700,000 2 $ 640,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 2 $ 360,000
Members First Credit Union
PO BOX 2165
MIDLAND, MI 48640
* $ 488,731,000 2 $ 100,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 2 $ 430,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 340,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 2 $ 330,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 560,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 350,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 680,000
Preferred Credit Union
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 169,209,000 2 $ 320,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 2 $ 500,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 2 $ 350,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 9,796,674,000 2 $ 280,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 2 $ 330,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 2,035,661,000 2 $ 460,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 1,686,849,000 2 $ 110,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 210,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 2 $ 330,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 9,873,896,000 2 $ 520,000
Jolt Credit Union
6180 STATE STREET
SAGINAW, MI 48603
* $ 340,388,000 2 $ 470,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,784,227,000 2 $ 540,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 810,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 2 $ 760,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 1,251,526,000 2 $ 630,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 2 $ 480,000
Lafcu
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 694,268,000 2 $ 310,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 769,220,000 2 $ 410,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 390,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 505,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 315,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,696,414,000 1 $ 45,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 85,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 661,748,000 1 $ 365,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 195,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 258,778,000 1 $ 35,000
First Federal Savings Bank
648 NORTH JEFFERSON STREET
HUNTINGTON, IN 46750
* $ 334,151,000 1 $ 175,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 1 $ 255,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 55,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 255,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 12,440,252,000 1 $ 485,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 1 $ 675,000
The Anderson Financial Group, Inc.
2421 NORTH ASHLAND AVENUE
CHICAGO, IL 60614
* $ -1,000 1 $ 125,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 215,000
Sterling Bank and Trust, FSB
ONE TOWNE SQUARE, SUITE 1900
SOUTHFIELD, MI 48076
* $ 3,198,235,000 1 $ 175,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 245,000
Zeal Credit Union
17250 NEWBURGH
LIVONIA, MI 48152
* $ 600,565,000 1 $ 195,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 135,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 304,657,685,000 1 $ 8,195,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 105,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 1 $ 205,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ -1,000 1 $ 125,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 145,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 215,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 195,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 225,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 907,339,000 1 $ 165,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 215,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 205,000
Michigan First Credit Union
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 925,233,000 1 $ 245,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 191,517,000,000 1 $ 31,385,000
United Bank of Michigan
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 661,164,000 1 $ 205,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 265,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 1 $ 165,000
Lakestone Bank & Trust
83 W NEPESSING ST
LAPEER, MI 48446
* $ 616,168,000 1 $ 205,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 1 $ 65,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 265,000
Oak Mortgage, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 1 $ 335,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 25,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 35,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 195,000
Pyramax Bank FSB
7001 W. EDGERTON AVENUE
GREENFIELD, WI 53220
* $ 478,681,000 1 $ 195,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 185,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 195,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,953,334,000 1 $ 125,000
Elga Credit Union
2303 S. CENTER ROAD
GRAND BLANC, MI 48439
* $ 660,586,000 1 $ 355,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 573,422,000 1 $ 155,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 165,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 615,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 240,439,000 1 $ 135,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 521,240,000 1 $ 215,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,791,677,000 1 $ 195,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 175,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,688,525,000 1 $ 575,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 175,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 245,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 50,703,918,000 1 $ 255,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 713,950,000 1 $ 485,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 455,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 115,000
First Federal Bank
611 EAST COLLEGE ST
DICKSON, TN 37055
* $ 682,565,000 1 $ 185,000
Wmcu
1319 FRONT AVE NW
GRAND RAPIDS, MI 49504
* $ 164,916,000 1 $ 125,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 297,303,000 1 $ 195,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 135,000
Macatawa Bank, N.A.

ROSEMONT, IL 60018
* $ 1,973,456,000 1 $ 125,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 285,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 255,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 255,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 455,000
Greenstone Farm Credit Services
5285 W US-223
EAST LANSING, MI 48823
* $ -1,000 1 $ 15,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 245,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 105,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 531,371,000 1 $ 105,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 185,000
River Valley Credit Union
PO BOX 493
ADA, MI 49301
* $ 91,583,000 1 $ 35,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 1 $ 155,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 55,863,000 1 $ 205,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 105,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 95,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 175,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,121,514,000 1 $ 135,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 265,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 135,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 1 $ 445,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 245,000
Vibe Credit Union
1375 N OAKLAND BLVD
NOVI, MI 48377
* $ 361,698,000 1 $ 265,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 1 $ 225,000

The tables below break down 2019 mortgage applications in Grand Traverse County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grand Traverse County, MI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,119 $498,395,000 $235,000 $1,525,000 $116,000 $4,665,000
Refinancing 1,191 $288,405,000 $242,000 $31,385,000 $110,000 $2,363,000
Cash-out Refinancing 1,055 $219,205,000 $207,000 $2,505,000 $102,000 $1,468,000
Other Purpose 482 $48,490,000 $100,000 $675,000 $96,000 $904,000
Home Improvement 467 $39,615,000 $84,000 $885,000 $107,000 $1,200,000
Not Applicable 37 $5,415,000 $146,000 $725,000 $96,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,265 $840,385,000 $197,000 $2,065,000 $109,000 $4,665,000
Not Provided 784 $156,850,000 $200,000 $2,505,000 $114,000 $1,600,000
Not applicable 187 $80,775,000 $431,000 $31,385,000 $72,000 $145,000
Hispanic 53 $10,275,000 $193,000 $1,235,000 $79,000 $194,000
American Indian or Alaskan Native 26 $3,830,000 $147,000 $495,000 $77,000 $257,000
Asian 21 $4,695,000 $223,000 $1,055,000 $107,000 $419,000
Black or African American 5 $1,005,000 $201,000 $255,000 $84,000 $109,000
Native Hawaiian or Other Pacific Islander 3 $195,000 $65,000 $125,000 $73,000 $120,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,447 $919,975,000 $206,000 $31,385,000 $116,000 $4,665,000
FHA-insured (Federal Housing Administration) 486 $84,900,000 $174,000 $345,000 $62,000 $358,000
VA-guaranteed (Veterans Administration) 325 $78,685,000 $242,000 $645,000 $73,000 $386,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 93 $15,965,000 $171,000 $275,000 $61,000 $184,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,389 $701,025,000 $206,000 $8,195,000 $116,000 $4,665,000
Application Denied By Financial Institution 696 $136,650,000 $196,000 $31,385,000 $77,000 $1,600,000
Application Withdrawn By Applicant 661 $136,785,000 $206,000 $1,715,000 $105,000 $1,793,000
Loan Purchased By The Institution 245 $54,995,000 $224,000 $875,000 $104,000 $534,000
File Closed For Incompleteness 192 $37,460,000 $195,000 $1,095,000 $97,000 $500,000
Application Approved But Not Accepted 163 $31,835,000 $195,000 $2,505,000 $141,000 $2,226,000
Preapproval Denied by Financial Institution 3 $515,000 $171,000 $285,000 $48,000 $61,000
Preapproval Approved but not Accepted 2 $260,000 $130,000 $205,000 $76,000 $113,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,593 $948,345,000 $206,000 $8,195,000 $113,000 $4,665,000
Debt-To-Income Ratio 326 $54,330,000 $166,000 $1,235,000 $69,000 $2,227,000
Credit History 162 $19,590,000 $120,000 $1,405,000 $71,000 $622,000
Collateral 125 $23,625,000 $189,000 $1,165,000 $121,000 $1,200,000
Credit Application Incomplete 55 $9,075,000 $165,000 $465,000 $112,000 $1,600,000
Other 50 $38,640,000 $772,000 $31,385,000 $104,000 $1,219,000
Unverifiable Information 25 $2,845,000 $113,000 $375,000 $73,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,560,000 $195,000 $335,000 $77,000 $157,000
Employment History 7 $1,515,000 $216,000 $485,000 $58,000 $167,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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