Granite County, MT Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 238 mortgage applications in Granite County, MT totaling $24.6 million. The average application was for $103,000, and applicants reported an average income of $60,000. 39% of applications resulted in an originated loan and 24% were denied. The most active lender was Countrywide Home Loans, with 23 applications, followed by Wells Fargo Home Mortgage and PHH Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 238
Total Mortgage Loan Application Amount $24,576,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $400,000
Average Applicant Income $60,000
Highest Applicant Income $300,000

Mortgage Company List for Lending in Granite County, MT for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 23 $ 3,068,000
Wells Fargo Home Mortgage
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 22 $ 1,974,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 17 $ 1,753,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 15 $ 1,349,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,427,000
Wells Fargo Fin'l Montana, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,046,245,000 10 $ 567,000
Montana Mortgage Company
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 9 $ 804,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 8 $ 515,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 3,543,257,000 7 $ 339,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 6 $ 826,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 6 $ 516,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 5 $ 402,000
Greenpoint Mortgage Funding
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 5 $ 856,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 5 $ 528,000
Washington Mutual Bank, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 924,206,000 5 $ 491,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 4 $ 514,000
First Security Bank of Missoul
1704 DEARBORN AVE
MISSOULA, MT 59801
* $ 487,354,000 4 $ 363,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 4 $ 521,000
Chase Manhattan Mortgage Corp
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 4 $ 485,000
Beneficial
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 3 $ 205,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 3 $ 279,000
Heritage Bank
120 1ST AVENUE NORTH
GREAT FALLS, MT 59401
* $ 300,386,000 3 $ 295,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 120,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 3 $ 202,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 3 $ 528,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 185,000
National City Mortgage Corpora
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 2 $ 146,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 2 $ 303,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 2 $ 226,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 11,903,989,000 2 $ 207,000
E-Loan, Inc.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 2 $ 287,000
Aegis Wholesale Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 185,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 103,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 132,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 1 $ 55,000
AMC Mortgage Services, Inc.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 94,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 90,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 127,000
Downey Savings and Loan
3501 JAMBOREE ROAD
NEWPORT BEACH, CA 92660
* $ 11,973,483,000 1 $ 261,000
Citifinancial Mortgage Company
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 1 $ 48,000
Community Bank Missoula Inc
3010 AMERICAN WAY
MISSOULA, MT 59808
* $ 50,165,000 1 $ 50,000
Conseco Bank, Inc.
2825 E. COTTONWOOD PARKWAY, SUITE 230
SALT LAKE CITY, UT 84121
* $ 3,042,016,000 1 $ 63,000
Equity One
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 1 $ 118,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 60,000
Full Spectrum Lending
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 1 $ 140,000
Gmac Bank
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 1 $ 50,000
Irwin Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 1 $ 139,000
Homeowners Loan Corporation
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 1 $ 108,000
Loancity
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 1 $ 90,000
Meritage Mortgage Corp.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 1 $ 180,000
Merrill Lynch Credit Corp.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 191,000
Oakwood Acceptance Corporation
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 1 $ 123,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 54,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 1 $ 39,000
Platinum Capital Group
17101 ARMSTRONG AVE. SUITE 200
IRVINE, CA 92614
* $ 10,000,000 1 $ 94,000
Provident Bank
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 17,521,326,000 1 $ 130,000
Rbc Mortgage
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 2,163,315,000 1 $ 139,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 18,000
Rocky Mountain Bank
2516 KING AVENUE WEST
BILLINGS, MT 59102
* $ 340,786,000 1 $ 323,000
Scme Mortgage Bankers, Inc
6265 GREENWICH DRIVE, SUITE 200
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 304,000
Sib Mortgage Corp.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 1 $ 336,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 115,148,694,000 1 $ 164,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 1 $ 65,000
Webster Bank
609 WEST JOHNSON AVE
CHESHIRE, CT 06410
* $ 13,354,305,000 1 $ 95,000
Wells Fargo Bank Nevada, NA
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 9,915,389,000 1 $ 7,000
Wmc Mortgage Corp.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 120,000

The tables below break down 2003 mortgage applications in Granite County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Granite County, MT in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 189 $20,906,000 $110,000 $400,000 $64,000 $300,000
Home Purchase (one-to-four family) 44 $3,462,000 $78,000 $304,000 $51,000 $227,000
Home Improvement (one-to-four family) 5 $208,000 $41,000 $130,000 $27,000 $37,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 194 $20,786,000 $107,000 $400,000 $64,000 $300,000
Information not provided by applicant in mail or telephone application 30 $2,436,000 $81,000 $183,000 $37,000 $150,000
Not applicable 8 $856,000 $107,000 $164,000 $80,000 $250,000
Other 4 $302,000 $75,000 $159,000 $32,000 $54,000
American Indian or Alaskan Native 1 $100,000 $100,000 $100,000 $44,000 $44,000
Asian or Pacific Islander 1 $96,000 $96,000 $96,000 $85,000 $85,000
Black 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 234 $24,078,000 $102,000 $400,000 $61,000 $300,000
FHA-insured (Federal Housing Administration) 2 $228,000 $114,000 $139,000 $38,000 $52,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $134,000 $134,000 $134,000 $30,000 $30,000
VA-guaranteed (Veterans Administration) 1 $136,000 $136,000 $136,000 $53,000 $53,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 94 $9,210,000 $97,000 $323,000 $64,000 $250,000
Application Denied By Financial Institution 56 $5,760,000 $102,000 $320,000 $45,000 $150,000
Loan Purchased By The Institution 48 $4,809,000 $100,000 $321,000 $63,000 $250,000
Application Withdrawn By Applicant 25 $2,858,000 $114,000 $400,000 $51,000 $150,000
Application Approved But Not Accepted 12 $1,447,000 $120,000 $336,000 $95,000 $240,000
File Closed For Incompleteness 3 $492,000 $164,000 $270,000 $118,000 $300,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 10 $1,073,000 $107,000 $158,000 $55,000 $97,000
Other 9 $929,000 $103,000 $320,000 $52,000 $150,000
Credit History 8 $756,000 $94,000 $159,000 $43,000 $77,000
Debt-To-Income Ratio 7 $832,000 $118,000 $310,000 $52,000 $101,000
Collateral 5 $680,000 $136,000 $180,000 $42,000 $71,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $23,000 $23,000
Insufficient Cash (Downpayment, Closing Cost) 1 $94,000 $94,000 $94,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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