Grimes County, TX Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 859 mortgage applications in Grimes County, TX totaling $109.4 million, up 9% from 2013. The average application was for $127,000, and applicants reported an average income of $72,000. 38% of applications resulted in an originated loan and 32% were denied. The most active lender was 21st Mortgage, with 78 applications, followed by Prosperity Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 859
Total Mortgage Loan Application Amount $109,448,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $1,650,000
Average Applicant Income $72,000
Highest Applicant Income $1,448,000

Mortgage Company List for Lending in Grimes County, TX for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 78 $ 4,276,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 18,638,685,000 69 $ 4,161,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 66 $ 6,756,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 65 $ 4,740,000
Citizens State Bank
PO BOX 518
SOMERVILLE, TX 77879
* $ 389,740,000 36 $ 4,319,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 29 $ 2,323,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 25 $ 3,087,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 24 $ 3,347,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 22 $ 3,292,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 16 $ 937,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 14 $ 2,067,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 13 $ 3,402,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 12 $ 2,011,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 10 $ 129,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 9 $ 813,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 9 $ 980,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 9 $ 1,713,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 9 $ 1,819,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 1,268,000
Txl Mortgage Corporation
11931 WICKCHESTER LN STE 444
HOUSTON, TX 77043
* $ 100,000,000 8 $ 1,965,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 8 $ 1,492,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 8 $ 963,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 8 $ 1,706,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 7 $ 912,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 7 $ 1,372,000
American Momentum Bank
4830 W. KENNEDY BLVD. SUITE 200
COLLEGE STATION, TX 77845
* $ 963,503,000 7 $ 1,437,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 7 $ 1,530,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 7 $ 1,404,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 6 $ 515,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 6 $ 1,781,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 6 $ 333,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 724,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 5 $ 814,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,829,860,000 5 $ 303,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 796,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 71,737,435,000 5 $ 764,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 5 $ 746,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 5 $ 780,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 4 $ 225,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 4 $ 845,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 4 $ 324,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 4 $ 356,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 861,000
Amegy Mortgage Company, L.L.C.
4576 RESEARCH FOREST DRIVE
THE WOODLANDS, TX 77381
* $ 31,000,000 4 $ 1,249,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 4 $ 860,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 346,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 4 $ 924,000
First National Bank of Huntsville
PO BOX 659 , 1300 11TH ST
HUNTSVILLE, TX 77340
* $ 423,982,000 4 $ 152,000
The Bank & Trust of Bryan/College Station
1716 BRIARCREST, SUITE 400
BRYAN, TX 77802
* $ 368,875,000 4 $ 1,029,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 770,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 3 $ 329,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 3 $ 429,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 3 $ 689,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 3 $ 500,000
First Bank
1800 WEST WHITE OAK TERRACE
CONROE, TX 77304
* $ 348,930,000 3 $ 361,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 336,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 3 $ 228,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 884,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 557,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 281,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 234,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 467,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 2 $ 330,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 188,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 2 $ 336,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 2 $ 376,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 261,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 215,000
Citizens Bank
301 E MAIN ST
KILGORE, TX 75662
* $ 394,768,000 2 $ 137,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 451,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 2 $ 616,000
Shareplus Bank
5224 W PLANO PARKWAY
PLANO, TX 75093
* $ 303,563,000 2 $ 426,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 6,615,096,000 2 $ 369,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 2 $ 109,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 2 $ 592,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 2 $ 598,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 230,000
Member Home Loan LLC
9601 JONES RD SUITE 108
HOUSTON, TX 77065
* $ 589,064,000 2 $ 548,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 346,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,158,336,000 2 $ 572,000
Houston Police Federal Credit Union
1600 MEMORIAL DR
HOUSTON, TX 77007
* $ 534,851,000 2 $ 252,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 406,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 2 $ 230,000
American Home Free Mortgage
PO BOX 760
PROSPER, TX 75078
* $ 11,149,000 2 $ 270,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 127,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 157,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 103,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,184,373,000 1 $ 296,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 131,000
The Old Point National Bank of Phoebus
1 W MELLEN STREET
HAMPTON, VA 23669
* $ 859,578,000 1 $ 34,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 380,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,208,806,000 1 $ 119,000
Independent Bank
1600 REDBUD BLVD, STE 400
MCKINNEY, TX 75069
* $ 319,157,000 1 $ 7,000
Primeway Federal Credit Union
12811 NORTHWEST FREEWAY
HOUSTON, TX 77040
* $ 429,256,000 1 $ 15,000
Commercial State Bank
24080 HWY 59 N STE 100
KINGWOOD, TX 77339
* $ 291,700,000 1 $ 43,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 6,437,850,000 1 $ 596,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 5,194,987,000 1 $ 4,000
Brazos Valley Schools Credit U
25425 KINGSLAND BLVD
KATY, TX 77494
* $ 601,903,000 1 $ 130,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 181,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 239,113,000 1 $ 43,000
Jsc FCU
PO BOX 58346
HOUSTON, TX 77258
* $ 1,772,809,000 1 $ 91,000
Spirit of Texas Bank, SSB
625 UNIVERSITY DRIVE EAST
COLLEGE STATION, TX 77840
* $ 670,046,000 1 $ 61,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ 816,933,000 1 $ 20,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 331,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 2,165,845,000 1 $ 154,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 78,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 1 $ 295,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 174,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ 10,000,000 1 $ 191,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 105,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 105,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 211,000
Criterion Mortgage Services, L
24170 US HIGHWAY 281 NORTH
SAN ANTONIO, TX 78258
* $ 2,471,000 1 $ 207,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 142,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 99,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 87,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 164,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 84,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 266,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 13,294,766,000 1 $ 1,650,000
Beacon Federal Credit Union
2901 SENS ROAD
LA PORTE, TX 77581
* $ 129,102,000 1 $ 60,000
Greater Texas Federal Credit Union
6411 N LAMAR BLVD
AUSTIN, TX 78752
* $ 518,134,000 1 $ 234,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 11,681,215,000 1 $ 208,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 236,000
First Mortgage Corporation
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 1 $ 148,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 39,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 1,246,913,000 1 $ 179,000
Austin County State Bank
P.O. BOX 1466
BELLVILLE, TX 77418
* $ 101,104,000 1 $ 104,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 221,000
Midsouth Bank, National Association
102 VERSAILLES BLVD
LAFAYETTE, LA 70501
* $ 1,848,517,000 1 $ 10,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 687,995,000 1 $ 389,000
Smart Financial Credit Union
6051 NORTH COURSE DR
HOUSTON, TX 77072
* $ 561,422,000 1 $ 80,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,841,126,000 1 $ 159,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 659,905,000 1 $ 61,000
Preferred Bank
11757 KATY FREEWAY STE. 100
HOUSTON, TX 77055
* $ 194,417,000 1 $ 19,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 84,551,000 1 $ 202,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 25,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 1 $ 125,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 51,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 122,000
Houstonian Mortgage Group Inc
11490 WESTHEIMER #825
HOUSTON, TX 77077
* $ 17,008,000 1 $ 230,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 224,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 255,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 383,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 207,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 1 $ 65,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 150,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 175,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 196,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 285,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 244,000
Ameripro Funding
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 1 $ 359,000

The tables below break down 2014 mortgage applications in Grimes County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grimes County, TX in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 516 $69,197,000 $134,000 $1,650,000 $74,000 $1,448,000
Refinancing 236 $36,889,000 $156,000 $448,000 $74,000 $305,000
Home Improvement 107 $3,362,000 $31,000 $230,000 $58,000 $345,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 539 $69,873,000 $129,000 $1,650,000 $79,000 $1,448,000
Hispanic 106 $9,524,000 $89,000 $432,000 $65,000 $240,000
Not Provided 81 $11,794,000 $145,000 $448,000 $85,000 $369,000
Black or African American 67 $5,247,000 $78,000 $316,000 $55,000 $215,000
Not applicable 62 $12,394,000 $199,000 $600,000 $19,000 $200,000
American Indian or Alaskan Native 2 $490,000 $245,000 $320,000 $112,000 $124,000
Asian 1 $54,000 $54,000 $54,000 $13,000 $13,000
Native Hawaiian or Other Pacific Islander 1 $72,000 $72,000 $72,000 $113,000 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 671 $81,334,000 $121,000 $1,650,000 $78,000 $1,448,000
FHA-insured (Federal Housing Administration) 124 $17,660,000 $142,000 $275,000 $49,000 $204,000
VA-guaranteed (Veterans Administration) 39 $7,285,000 $186,000 $468,000 $61,000 $178,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $3,169,000 $126,000 $186,000 $25,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 323 $48,104,000 $148,000 $1,650,000 $86,000 $1,448,000
Application Denied By Financial Institution 277 $23,444,000 $84,000 $450,000 $59,000 $261,000
Application Approved But Not Accepted 85 $10,186,000 $119,000 $540,000 $83,000 $345,000
Application Withdrawn By Applicant 77 $11,555,000 $150,000 $346,000 $80,000 $369,000
Loan Purchased By The Institution 76 $13,292,000 $174,000 $417,000 $36,000 $234,000
File Closed For Incompleteness 21 $2,867,000 $136,000 $448,000 $72,000 $204,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $4,952,000 $63,000 $450,000 $56,000 $200,000
Debt-To-Income Ratio 27 $2,174,000 $80,000 $316,000 $43,000 $113,000
Collateral 18 $2,136,000 $118,000 $334,000 $78,000 $128,000
Other 10 $1,028,000 $102,000 $212,000 $68,000 $138,000
Credit Application Incomplete 8 $1,468,000 $183,000 $355,000 $80,000 $178,000
Unverifiable Information 3 $447,000 $149,000 $350,000 $49,000 $82,000
Employment History 2 $123,000 $61,000 $121,000 $35,000 $53,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $44,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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