Hall County, TX Mortgage Lenders & HMDA Data, 2009
In 2009, lenders reported 30 mortgage applications in Hall County, TX totaling $1.0 million, down 47% from 2008. The average application was for $33,000, and applicants reported an average income of $89,000. 37% of applications resulted in an originated loan and 33% were denied. The most active lender was Amarillo National Bank, with 8 applications, followed by First B&T of Memphis and Capital One NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 30 |
| Total Mortgage Loan Application Amount | $1,013,000 |
| Average Mortgage Loan Application Amount | $33,000 |
| Highest Mortgage Loan Application Amount | $134,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,203,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Amarillo National Bank 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 2,711,760,000 | 8 | $ 293,000 |
| First B&T of Memphis 501 MAIN ST P.O. BOX 100 MEMPHIS, TX 79245 |
* | $ 57,000,000 | 6 | $ 140,000 |
| Capital One NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 5 | $ 40,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 3 | $ 116,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 2 | $ 46,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 1 | $ 50,000 |
| Citifinancial Inc 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 26,000 |
| World Alliance Financial Corp. 3 HUNTINGTON QUADRANGLE SUITE 201N MELVILLE, NY 11747 |
* | $ 389,397,000 | 1 | $ 79,000 |
| Mortgage Investors Corp 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 46,000 |
| Access National Mortgage Corp 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 134,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 1 | $ 43,000 |
The tables below break down 2009 mortgage applications in Hall County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Hall County, TX in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14 | $653,000 | $46,000 | $134,000 | $112,000 | $1,203,000 |
| Home Improvement | 9 | $125,000 | $13,000 | $50,000 | $80,000 | $150,000 |
| Home Purchase | 7 | $235,000 | $33,000 | $48,000 | $56,000 | $122,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20 | $799,000 | $39,000 | $134,000 | $54,000 | $150,000 |
| Not Provided | 4 | $61,000 | $15,000 | $26,000 | $54,000 | $64,000 |
| Not applicable | 3 | $77,000 | $25,000 | $31,000 | $413,000 | $1,203,000 |
| Hispanic | 2 | $49,000 | $24,000 | $46,000 | $17,000 | $35,000 |
| American Indian or Alaskan Native | 1 | $27,000 | $27,000 | $27,000 | $122,000 | $122,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25 | $673,000 | $26,000 | $74,000 | $103,000 | $1,203,000 |
| FHA-insured (Federal Housing Administration) | 2 | $122,000 | $61,000 | $79,000 | $39,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 2 | $180,000 | $90,000 | $134,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $38,000 | $38,000 | $38,000 | $36,000 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11 | $352,000 | $32,000 | $79,000 | $143,000 | $1,203,000 |
| Application Denied By Financial Institution | 10 | $278,000 | $27,000 | $60,000 | $75,000 | $150,000 |
| File Closed For Incompleteness | 3 | $99,000 | $33,000 | $74,000 | $41,000 | $54,000 |
| Application Approved But Not Accepted | 2 | $60,000 | $30,000 | $33,000 | $71,000 | $122,000 |
| Application Withdrawn By Applicant | 2 | $178,000 | $89,000 | $134,000 | $30,000 | $60,000 |
| Loan Purchased By The Institution | 2 | $46,000 | $23,000 | $26,000 | $19,000 | $38,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $126,000 | $25,000 | $60,000 | $96,000 | $150,000 |
| Other | 2 | $98,000 | $49,000 | $50,000 | $77,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $25,000 | $25,000 | $25,000 | $21,000 | $21,000 |
| Debt-To-Income Ratio | 1 | $3,000 | $3,000 | $3,000 | $35,000 | $35,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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