Hall County, TX Mortgage Lenders & HMDA Data, 2011
In 2011, lenders reported 26 mortgage applications in Hall County, TX totaling $1.2 million, down 21% from 2010. The average application was for $45,000, and applicants reported an average income of $67,000. 42% of applications resulted in an originated loan and 38% were denied. The most active lender was Amarillo National Bank, with 6 applications, followed by First B&T of Memphis and Happy State Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26 |
| Total Mortgage Loan Application Amount | $1,174,000 |
| Average Mortgage Loan Application Amount | $45,000 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $480,000 |
Top Mortgage Lenders in Hall County, TX (2011)
Ranked by the number of mortgage applications each lender reported in Hall County, TX in 2011.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Amarillo National Bank Amarillo, TX |
6 | $147,000 | $24,000 | $55,000 |
| 2 | First B&T of Memphis Memphis, TX |
3 | $49,000 | $16,000 | $30,000 |
| 3 | Happy State Bank Amarillo, TX |
2 | $36,000 | $18,000 | $102,000 |
| 4 | First State Bank Gainesville, TX |
1 | $250,000 | $250,000 | $480,000 |
| 5 | Interstate Bank, SSB Amarillo, TX |
1 | $86,000 | $86,000 | $70,000 |
| 6 | Acfcu Federal Credit Union Amarillo, TX |
1 | $20,000 | $20,000 | $23,000 |
| 7 | Great Western Financial Services, Inc. Plano, TX |
1 | $63,000 | $63,000 | $65,000 |
| 8 | Wells Fargo Bank NA Minneapolis, MN |
1 | $58,000 | $58,000 | $68,000 |
| 9 | Bank of America NA Westlake Village, CA |
1 | $20,000 | $20,000 | $29,000 |
| 10 | Navy Federal Credit Union Vienna, VA |
1 | $15,000 | $15,000 | $53,000 |
The tables below break down 2011 mortgage applications in Hall County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Hall County, TX in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12 | $862,000 | $71,000 | $250,000 | $78,000 | $480,000 |
| Home Purchase | 9 | $272,000 | $30,000 | $58,000 | $64,000 | $141,000 |
| Home Improvement | 5 | $40,000 | $8,000 | $17,000 | $47,000 | $98,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15 | $774,000 | $51,000 | $250,000 | $83,000 | $480,000 |
| Not Provided | 4 | $129,000 | $32,000 | $63,000 | $74,000 | $98,000 |
| Not applicable | 3 | $190,000 | $63,000 | $86,000 | $27,000 | $82,000 |
| Black or African American | 2 | $36,000 | $18,000 | $27,000 | $25,000 | $41,000 |
| Hispanic | 2 | $45,000 | $22,000 | $25,000 | $38,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19 | $786,000 | $41,000 | $250,000 | $75,000 | $480,000 |
| FHA-insured (Federal Housing Administration) | 5 | $310,000 | $62,000 | $86,000 | $46,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 2 | $78,000 | $39,000 | $58,000 | $48,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11 | $566,000 | $51,000 | $250,000 | $92,000 | $480,000 |
| Application Denied By Financial Institution | 10 | $321,000 | $32,000 | $82,000 | $51,000 | $111,000 |
| Loan Purchased By The Institution | 3 | $190,000 | $63,000 | $86,000 | $27,000 | $82,000 |
| Application Withdrawn By Applicant | 1 | $63,000 | $63,000 | $63,000 | $65,000 | $65,000 |
| Application Approved But Not Accepted | 1 | $34,000 | $34,000 | $34,000 | $82,000 | $82,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 3 | $75,000 | $25,000 | $40,000 | $64,000 | $111,000 |
| Credit History | 2 | $21,000 | $10,000 | $17,000 | $57,000 | $98,000 |
| Debt-To-Income Ratio | 1 | $61,000 | $61,000 | $61,000 | $66,000 | $66,000 |
| Employment History | 1 | $82,000 | $82,000 | $82,000 | $0 | $0 |
| Other | 1 | $25,000 | $25,000 | $25,000 | $53,000 | $53,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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