Hall County, TX Mortgage Lenders & HMDA Data, 2011
In 2011, lenders reported 26 mortgage applications in Hall County, TX totaling $1.2 million, down 21% from 2010. The average application was for $45,000, and applicants reported an average income of $67,000. 42% of applications resulted in an originated loan and 38% were denied. The most active lender was Amarillo National Bank, with 6 applications, followed by First B&T of Memphis and Happy State Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26 |
| Total Mortgage Loan Application Amount | $1,174,000 |
| Average Mortgage Loan Application Amount | $45,000 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $480,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Amarillo National Bank 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 2,785,278,000 | 6 | $ 147,000 |
| First B&T of Memphis 501 MAIN ST P.O. BOX 100 MEMPHIS, TX 79245 |
* | $ 70,301,000 | 3 | $ 49,000 |
| Happy State Bank 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 1,576,572,000 | 2 | $ 36,000 |
| First State Bank 801 EAST CALIFORNIA GAINESVILLE, TX 76240 |
* | $ 487,623,000 | 1 | $ 250,000 |
| Interstate Bank, SSB 5085 S COULTER AMARILLO, TX 79119 |
* | $ 122,415,000 | 1 | $ 86,000 |
| Acfcu Federal Credit Union 6100 I-40 WEST AMARILLO, TX 79106 |
* | $ 163,984,000 | 1 | $ 20,000 |
| Great Western Financial Services, Inc. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 63,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,104,833,000,000 | 1 | $ 58,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 1 | $ 20,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 1 | $ 15,000 |
| Ally Bank 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 1 | $ 86,000 |
| Gmac Mortgage, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 85,000 |
| Onemain Financial, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 1 | $ 27,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 1,054,163,000 | 1 | $ 40,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 19,000 |
| Interbank 4921 NORTH MAY AVENUE OKLAHOMA CITY, OK 73112 |
* | $ 1,655,998,000 | 1 | $ 30,000 |
The tables below break down 2011 mortgage applications in Hall County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Hall County, TX in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12 | $862,000 | $71,000 | $250,000 | $78,000 | $480,000 |
| Home Purchase | 9 | $272,000 | $30,000 | $58,000 | $64,000 | $141,000 |
| Home Improvement | 5 | $40,000 | $8,000 | $17,000 | $47,000 | $98,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15 | $774,000 | $51,000 | $250,000 | $83,000 | $480,000 |
| Not Provided | 4 | $129,000 | $32,000 | $63,000 | $74,000 | $98,000 |
| Not applicable | 3 | $190,000 | $63,000 | $86,000 | $27,000 | $82,000 |
| Black or African American | 2 | $36,000 | $18,000 | $27,000 | $25,000 | $41,000 |
| Hispanic | 2 | $45,000 | $22,000 | $25,000 | $38,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19 | $786,000 | $41,000 | $250,000 | $75,000 | $480,000 |
| FHA-insured (Federal Housing Administration) | 5 | $310,000 | $62,000 | $86,000 | $46,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 2 | $78,000 | $39,000 | $58,000 | $48,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11 | $566,000 | $51,000 | $250,000 | $92,000 | $480,000 |
| Application Denied By Financial Institution | 10 | $321,000 | $32,000 | $82,000 | $51,000 | $111,000 |
| Loan Purchased By The Institution | 3 | $190,000 | $63,000 | $86,000 | $27,000 | $82,000 |
| Application Withdrawn By Applicant | 1 | $63,000 | $63,000 | $63,000 | $65,000 | $65,000 |
| Application Approved But Not Accepted | 1 | $34,000 | $34,000 | $34,000 | $82,000 | $82,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 3 | $75,000 | $25,000 | $40,000 | $64,000 | $111,000 |
| Credit History | 2 | $21,000 | $10,000 | $17,000 | $57,000 | $98,000 |
| Debt-To-Income Ratio | 1 | $61,000 | $61,000 | $61,000 | $66,000 | $66,000 |
| Employment History | 1 | $82,000 | $82,000 | $82,000 | $0 | $0 |
| Other | 1 | $25,000 | $25,000 | $25,000 | $53,000 | $53,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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