Hall County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Unlock detailed Hall County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 39 |
| Total Mortgage Loan Application Amount | $2,545,000 |
| Average Mortgage Loan Application Amount | $65,000 |
| Highest Mortgage Loan Application Amount | $205,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $163,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| HAPPY STATE BANK 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 3,824,411,000 | 7 | $ 395,000 |
| AMARILLO NATIONAL BANK 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 5,700,689,000 | 3 | $ 145,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 2 | $ 70,000 |
| ACFCU FEDERAL CREDIT UNION 6100 I-40 WEST AMARILLO, TX 79106 |
* | $ 242,069,000 | 2 | $ 110,000 |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION PO BOX 2097 LIVE OAK, TX 78148 |
* | $ 9,675,518,000 | 1 | $ 15,000 |
| NBH BANK 7800 EAST ORCHARD ROAD, SUITE 300 GREENWOOD VILLAGE, CO 80111 |
* | $ 5,893,793,000 | 1 | $ 35,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 95,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ -1,000 | 1 | $ 65,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 1 | $ 65,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 85,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 35,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 45,000 |
| THE PEOPLE'S FEDERAL CREDIT UNION PO BOX 9335 AMARILLO, TX 79105 |
* | $ 194,358,000 | 1 | $ 25,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 35,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 1 | $ 115,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 55,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 1 | $ 115,000 |
| TEXAS TECH FEDERAL CREDIT UNION 4005 98TH STREET LUBBOCK, TX 79423 |
* | $ 220,695,000 | 1 | $ 115,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 1 | $ 125,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 1 | $ 65,000 |
| TIB NATIONAL ASSOCIATION 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,712,795,000 | 1 | $ 45,000 |
| ASPIRE FINANCIAL, INC. 4100 ALPHA ROAD SUITE 400 DALLAS, TX 75244 |
* | $ -1,000 | 1 | $ 205,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 1 | $ 55,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 1 | $ 45,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Hall County TX in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24 | $1,590,000 | $66,000 | $115,000 | $56,000 | $163,000 |
| Cash-out Refinancing | 6 | $430,000 | $71,000 | $205,000 | $53,000 | $94,000 |
| Other Purpose | 4 | $240,000 | $60,000 | $125,000 | $46,000 | $60,000 |
| Refinancing | 3 | $205,000 | $68,000 | $125,000 | $29,000 | $40,000 |
| Home Improvement | 1 | $45,000 | $45,000 | $45,000 | $98,000 | $98,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25 | $1,775,000 | $71,000 | $205,000 | $59,000 | $163,000 |
| Not applicable | 5 | $295,000 | $59,000 | $95,000 | $0 | $0 |
| Not Provided | 4 | $190,000 | $47,000 | $65,000 | $46,000 | $94,000 |
| Black or African American | 2 | $70,000 | $35,000 | $45,000 | $51,000 | $52,000 |
| Hispanic | 2 | $160,000 | $80,000 | $115,000 | $27,000 | $32,000 |
| American Indian or Alaskan Native | 1 | $55,000 | $55,000 | $55,000 | $23,000 | $23,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29 | $1,845,000 | $63,000 | $205,000 | $55,000 | $163,000 |
| FHA-insured (Federal Housing Administration) | 6 | $360,000 | $60,000 | $115,000 | $48,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $150,000 | $75,000 | $85,000 | $86,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 2 | $190,000 | $95,000 | $125,000 | $14,000 | $14,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13 | $815,000 | $62,000 | $115,000 | $53,000 | $141,000 |
| Application Denied By Financial Institution | 10 | $740,000 | $74,000 | $205,000 | $61,000 | $163,000 |
| Application Withdrawn By Applicant | 6 | $330,000 | $55,000 | $105,000 | $64,000 | $94,000 |
| Loan Purchased By The Institution | 5 | $295,000 | $59,000 | $95,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 2 | $120,000 | $60,000 | $75,000 | $36,000 | $36,000 |
| File Closed For Incompleteness | 2 | $180,000 | $90,000 | $125,000 | $23,000 | $23,000 |
| Application Approved But Not Accepted | 1 | $65,000 | $65,000 | $65,000 | $14,000 | $14,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29 | $1,805,000 | $62,000 | $125,000 | $51,000 | $141,000 |
| Debt-To-Income Ratio | 5 | $355,000 | $71,000 | $205,000 | $33,000 | $52,000 |
| Credit History | 3 | $225,000 | $75,000 | $115,000 | $116,000 | $163,000 |
| Collateral | 1 | $125,000 | $125,000 | $125,000 | $57,000 | $57,000 |
| Credit Application Incomplete | 1 | $35,000 | $35,000 | $35,000 | $16,000 | $16,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.