In 2014, lenders reported 4,287 mortgage applications in Hampshire County, MA totaling $841.2 million, down 40% from 2013. The average application was for $196,000, and applicants reported an average income of $88,000. 61% of applications resulted in an originated loan and 14% were denied. The most active lender was Florence Bank, with 375 applications, followed by Bankesb and Umassfive College Federal Credit Union.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,287 |
| Total Mortgage Loan Application Amount | $841,227,000 |
| Average Mortgage Loan Application Amount | $196,000 |
| Highest Mortgage Loan Application Amount | $21,378,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $2,800,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Florence Bank 85 MAIN STREET FLORENCE, MA 01062 |
* | $ 1,070,607,000 | 375 | $ 79,458,000 |
| Bankesb 36 MAIN STREET EASTHAMPTON, MA 01027 |
* | $ 1,002,298,000 | 335 | $ 85,390,000 |
| Umassfive College Federal Credit Union 200 WESTGATE CENTER DRIVE, PO BOX 1060 HADLEY, MA 01035 |
* | $ 375,654,000 | 220 | $ 7,004,000 |
| Peoplesbank 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ 1,827,377,000 | 210 | $ 76,988,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,373,600,000,000 | 173 | $ 32,988,000 |
| Greenfield Savings Bank 400 MAIN STREET, PO BOX 1537 GREENFIELD, MA 01302 |
* | $ 667,304,000 | 130 | $ 40,535,000 |
| Merrimack Mortgage Company, in 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 121 | $ 26,791,000 |
| Country Bank for Savings 75 MAIN ST WARE, MA 01082 |
* | $ 1,385,100,000 | 119 | $ 11,169,000 |
| Freedom Credit Union 1976 MAIN STREET SPRINGFIELD, MA 01103 |
* | $ 520,225,000 | 112 | $ 16,649,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,433,716,000,000 | 109 | $ 19,167,000 |
| Northampton Cooperative Bank 67 KING STREET, PO BOX 150 NORTHAMPTON, MA 01061 |
* | $ 164,136,000 | 86 | $ 17,712,000 |
| Greenfield Cooperative Bank 63 FEDERAL STREET GREENFIELD, MA 01301 |
* | $ 333,119,000 | 79 | $ 1,901,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 76 | $ 14,685,000 |
| Citizens Bank, NA ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 94,716,980,000 | 73 | $ 12,293,000 |
| Mortgage Network, Inc. 99 CONIFER HILL DR DANVERS, MA 01923 |
* | $ 3,700,000 | 73 | $ 14,063,000 |
| Member Advantage Mortgage 3330 BROADMOOR SE, SUITE B GRAND RAPIDS, MI 49512 |
* | $ 8,810,000 | 70 | $ 13,718,000 |
| Berkshire Bank ALBANY, NY 12207 |
* | $ 5,645,664,000 | 68 | $ 13,508,000 |
| Polish National Credit Union 46 MAIN STREET CHICOPEE, MA 01020 |
* | $ 477,637,000 | 62 | $ 8,328,000 |
| Mortgage Master 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 62 | $ 13,558,000 |
| Residential Mortgage Services, Inc. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ 10,000,000 | 57 | $ 12,037,000 |
| TD Bank MOUNT LAUREL, NJ 08054 |
* | $ 217,626,166,000 | 55 | $ 8,793,000 |
| First Niagara Bank 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 37,576,781,000 | 52 | $ 12,109,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 138,031,000 | 48 | $ 8,724,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,346,747,000,000 | 44 | $ 7,632,000 |
| Academy Mortgage Corporation 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 41 | $ 7,517,000 |
| Holyoke Credit Union 490 WESTFIELD ROAD HOLYOKE, MA 01040 |
* | $ 137,451,000 | 40 | $ 7,773,000 |
| Hampden Bank 19 HARRISON AVENUE SPRINGFIELD, MA 01103 |
* | $ 691,820,000 | 37 | $ 6,479,000 |
| Monson Savings Bank 146 MAIN STREET MONSON, MA 01057 |
* | $ 267,214,000 | 37 | $ 6,547,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 36 | $ 9,184,000 |
| Bar Harbor Bank & Trust 82 MAIN STREET BAR HARBOR, ME 04609 |
* | $ 1,373,072,000 | 36 | $ 7,458,000 |
| Admirals Bank 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 577,338,000 | 35 | $ 765,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 32 | $ 5,583,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 30 | $ 4,475,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 28 | $ 5,485,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 27 | $ 5,567,000 |
| North Brookfield Savings Bank 35 SUMMER STREET NORTH BROOKFIELD, MA 01585 |
* | $ 212,119,000 | 27 | $ 2,987,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 26 | $ 6,367,000 |
| Alden Credit Union 710 GRATTAN STREET CHICOPEE, MA 01020 |
* | $ 120,542,000 | 26 | $ 3,924,000 |
| Luso Federal Credit Union 599 EAST ST LUDLOW, MA 01056 |
* | $ 168,958,000 | 22 | $ 4,773,000 |
| Discover Home Loans, Inc 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 21 | $ 4,882,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ 10,000,000 | 20 | $ 5,081,000 |
| Village Mortgage Company 30 TOWER LANE AVON, CT 06001 |
* | $ 5,817,000 | 20 | $ 3,104,000 |
| United Bank 225 ASYLUM ST HARTFORD, CT 06103 |
* | $ 2,302,101,000 | 20 | $ 3,741,000 |
| Radius Financial Group Inc 600 LONGWATER DRIVE SUITE 107 NORWELL, MA 02061 |
* | $ 3,236,218,000 | 20 | $ 3,630,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 179,126,294,000 | 19 | $ 4,116,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 19 | $ 4,281,000 |
| Ditech Mortgage Corp 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 18 | $ 3,761,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 16 | $ 2,998,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 309,999,678,000 | 16 | $ 2,769,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 15 | $ 3,731,000 |
| Chicopee Savings Bank 70 CENTER STREET CHICOPEE, MA 01013 |
* | $ 586,661,000 | 15 | $ 3,292,000 |
| Norwich Commercial Group Inc 38 SECURITY DRIVE AVON, CT 06001 |
* | $ 17,789,000 | 15 | $ 3,439,000 |
| Ne Moves Mortgage, LLC 52 SECOND AVENUE, 3RD FLOOR WALTHAM, MA 02451 |
* | $ 10,000,000 | 15 | $ 2,454,000 |
| M&T Bank 701 SENECA STREET - SUITE 330N BUFFALO, NY 14203 |
* | $ 84,362,333,000 | 14 | $ 2,972,000 |
| Franklin American Mortgage Company 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 13 | $ 2,676,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 13 | $ 2,041,000 |
| Network Capital Funding Corporation 7700 IRVINE CENTER DRIVE #300 IRVINE, CA 92618 |
* | $ 52,388,000 | 12 | $ 2,403,000 |
| Santander Bank, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 74,264,382,000 | 12 | $ 2,084,000 |
| Webster Bank, N.A. 145 BANK STREET STAMFORD, CT 06901 |
* | $ 20,830,913,000 | 12 | $ 1,485,000 |
| Westfield Bank 141 ELM ST WESTFIELD, MA 01085 |
* | $ 1,275,003,000 | 12 | $ 1,722,000 |
| Milend, Inc 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30009 |
* | $ 10,000,000 | 11 | $ 2,546,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 11 | $ 1,769,000 |
| Sage Bank 18 HURD STREET LOWELL, MA 01852 |
* | $ 214,961,000 | 10 | $ 1,994,000 |
| American Internet Mortgage, Inc. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 10 | $ 2,822,000 |
| People's United Bank 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 32,973,830,000 | 10 | $ 2,015,000 |
| Amwest Funding Corp 6 POINTE DRIVE, SUITE 300 BREA, CA 92821 |
* | $ 10,000,000 | 9 | $ 1,820,000 |
| Prospect Mortgage, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 9 | $ 1,712,000 |
| Massmutual FCU 1295 STATE STREET SPRINGFIELD, MA 01111 |
* | $ 223,841,000 | 9 | $ 1,126,000 |
| Top Flite Financial, Inc. 123 E GRAND RIVER AVE WILLIAMSTON, MI 48895 |
* | $ 40,394,000 | 9 | $ 2,211,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 9 | $ 1,641,000 |
| United Wholesale Mortgage 40600 ANN ARBOR RD E STE 201 PLYMOUTH, MI 48170 |
* | $ 10,000,000 | 9 | $ 1,545,000 |
| Commonwealth Mortgage, LLC 600 WEST CUMMINGS PARK SUITE 2500 WOBURN, MA 01801 |
* | $ 4,391,000 | 8 | $ 1,222,000 |
| Inland Bank & Trust 1900 W STATE ST GENEVA, IL 60134 |
* | $ 1,016,109,000 | 8 | $ 1,871,000 |
| Roundpoint Mortgage Company 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 8 | $ 1,847,000 |
| Home Point Financial Corporation 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 8 | $ 1,264,000 |
| Suntrust Mortgage, Inc. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 8 | $ 1,889,000 |
| Plaza Home Mortgage, Inc 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 8 | $ 1,795,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 8 | $ 1,861,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 7 | $ 997,000 |
| Homeward Residential, Inc. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 7 | $ 995,000 |
| Proficio Bank 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 168,648,000 | 7 | $ 1,567,000 |
| First Federal Svg Bank Boston 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 64,984,000 | 7 | $ 774,000 |
| Pacific Union Financial, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 7 | $ 1,360,000 |
| Stearns Lending, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 7 | $ 1,364,000 |
| Priority Funding LLC 292 MAIN STREET, STE G1 NORTHBORO, MA 01532 |
* | $ 1,486,000 | 6 | $ 167,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 6 | $ 1,229,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 12,648,357,000 | 6 | $ 1,191,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 16,840,840,000 | 6 | $ 1,040,000 |
| Arrha Credit Union 145 INDUSTRY AVENUE SPRINGFIELD, MA 01104 |
* | $ 115,908,000 | 6 | $ 1,242,000 |
| Farm Credit East Aca 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ 4,520,676,000 | 5 | $ 832,000 |
| Greylock Federal Credit Union 150 WEST ST. PITTSFIELD, MA 01201 |
* | $ 1,093,618,000 | 5 | $ 352,000 |
| Nuvo Bank & Trust Co 1500 MAIN STREET, P.O.BOX 15209 SPRINGFIELD, MA 01115 |
* | $ 135,186,000 | 5 | $ 3,404,000 |
| Crescent Mortgage Company MORGANTOWN, WV 26505 |
* | $ 826,484,000 | 5 | $ 1,123,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ 10,000,000 | 4 | $ 662,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ 100,000,000 | 4 | $ 982,000 |
| Barrons Mortgage Group Ltd 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217 |
* | $ 6,353,000 | 4 | $ 896,000 |
| Reading Cooperative Bank 180 HAVEN STREET READING, MA 01867 |
* | $ 417,584,000 | 4 | $ 927,000 |
| Salem Five Mortgage Company LLC 210 ESSEX STREET SALEM, MA 01970 |
* | $ 642,980,000 | 4 | $ 992,000 |
| Citizens State Bank 13840 W. NEWBERRY RD NEWBERRY, FL 32669 |
* | $ 191,437,000 | 4 | $ 21,000 |
| Nations Lending Corporation 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ 4,410,000 | 4 | $ 827,000 |
| Digital Federal Credit Union 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 5,253,713,000 | 4 | $ 298,000 |
| American Bank 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 410,770,000 | 4 | $ 919,000 |
| Third Federal Savings and Loan 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 11,345,180,000 | 4 | $ 649,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ 10,000,000 | 4 | $ 909,000 |
| Chicopee Municipal Emp Cr Un 923 FRONT STREET CHICOPEE, MA 01020 |
* | $ 47,393,000 | 4 | $ 305,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 4 | $ 920,000 |
| Ocwen Loan Servicing, LLC 1661 WORTHINGTION ROAD SUITE 100 WEST PALM BEACH, FL 33409 |
* | $ 604,484,000 | 4 | $ 630,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ 10,000,000 | 3 | $ 526,000 |
| Workers Federal Credit Union 815 MAIN STREET LITTLETON, MA 01460 |
* | $ 1,038,005,000 | 3 | $ 442,000 |
| American Neighborhood Mortgage Acceptance Company 700 EAST GATE DRIVE, SUITE 400 MT. LAUREL, NJ 08054 |
* | $ 4,464,000 | 3 | $ 587,000 |
| Total Mortgage Services, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ 10,000,000 | 3 | $ 469,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ 62,915,596,000 | 3 | $ 135,000 |
| Greater Springfield Credit Union 1030 WILBRAHAM RD SPRINGFIELD, MA 01109 |
* | $ 139,445,000 | 3 | $ 539,000 |
| Pioneer Valley Federal Credit Union 246 BROOKDALE DRIVE SPRINGFIELD, MA 01104 |
* | $ 50,025,000 | 3 | $ 105,000 |
| Central One Federal Credit Union 714 MAIN ST SHREWSBURY, MA 01545 |
* | $ 379,207,000 | 3 | $ 440,000 |
| Washington Trust Mortgage Company LLC 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 3,025,425,000 | 3 | $ 914,000 |
| Berkshire Bk 386 MAIN STREET WORCESTER, MA 01615 |
* | $ 1,918,090,000 | 3 | $ 41,000 |
| Premier Source Credit Union 232 NO MAIN ST EAST LONGMEADOW, MA 01028 |
* | $ 67,791,000 | 3 | $ 725,000 |
| Emm Loans LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08003 |
* | $ 10,000,000 | 3 | $ 525,000 |
| First Guaranty Mortgage Corporation 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 3 | $ 468,000 |
| Webster Five Cents Savings Bank 136 THOMPSON RD. WEBSTER, MA 01570 |
* | $ 552,100,000 | 3 | $ 626,000 |
| Bay State Savings Bank 28 FRANKLIN STREET WORCESTER, MA 01608 |
* | $ 286,854,000 | 2 | $ 426,000 |
| Bbmc Mortgage, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 2 | $ 417,000 |
| First Choice Loan Services Inc. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 2 | $ 496,000 |
| Bank of Canton 490 TURNPIKE STREET CANTON, MA 02021 |
* | $ 624,312,000 | 2 | $ 391,000 |
| Middlesex Savings Bank 6 MAIN STREET NATICK, MA 01760 |
* | $ 4,035,364,000 | 2 | $ 66,000 |
| Sierra Pacific Mortgage Co. Inc 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 2 | $ 475,000 |
| First Home Mortgage 6211 GREENLEIGH AVENUE SUITE 300 BALTIMORE, MD 21220 |
* | $ 10,000,000 | 2 | $ 156,000 |
| Guidance Residential, LLC 11107 SUNSET HILLS ROAD, STES 100 & 200 RESTON, VA 20190 |
* | $ 10,000,000 | 2 | $ 304,000 |
| J.G. Wentworth Home Lending, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 2 | $ 771,000 |
| Zillow Home Loans, LLC 2600 MICHELSON DRIVE IRVINE, CA 92612 |
* | $ 10,000,000 | 2 | $ 273,000 |
| Athol Savings Bank 388 MAIN STREET ATHOL, MA 01331 |
* | $ 335,723,000 | 2 | $ 265,000 |
| Access National Bank 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 846,686,000 | 2 | $ 243,000 |
| BNC National Bank BISMARCK, ND 58501 |
* | $ 841,451,000 | 2 | $ 637,000 |
| Bank of New Hampshire 62 PLEASANT ST LACONIA, NH 03246 |
* | $ 1,189,922,000 | 2 | $ 46,000 |
| Envoy Mortgage, Ltd 10496 KATY FWY STE 250 HOUSTON, TX 77024 |
* | $ 10,000,000 | 2 | $ 247,000 |
| The Money Source Inc. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 2 | $ 560,000 |
| Provident Funding Group Inc 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 2,200,000,000 | 2 | $ 708,000 |
| Provident Funding Associates 1235 NORTH DUTTON AVE STE E SANTA ROSA, CA 95401 |
* | $ 10,000,000 | 2 | $ 650,000 |
| Gfa Federal Credit Union PO BOX 468 GARDNER, MA 01440 |
* | $ 409,793,000 | 2 | $ 439,000 |
| Peoples Bank 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 439,528,000 | 2 | $ 473,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 2 | $ 289,000 |
| Colorado Federal Savings Bank8 400 EAST PRENTICE AVE, SUITE 840 GREENWOOD VILLAGE, CO 80111 |
* | $ 1,556,338,000 | 2 | $ 267,000 |
| Shoreham Bank ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 204,003,000 | 2 | $ 251,000 |
| Impac Mortgage Corp. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 2 | $ 300,000 |
| United Nations Federal CU 24-01 44TH ROAD 7TH FLOOR LONG ISLAND CITY, NY 11101 |
* | $ 3,970,070,000 | 2 | $ 310,000 |
| BNY Mellon, N.A. BOSTON, MA 02108 |
* | $ 17,765,526,000 | 2 | $ 848,000 |
| Suntrust Bank P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 2 | $ 78,000 |
| BBVA USA 15 SOUTH 20TH ST BIRMINGHAM, AL 35233 |
* | $ 71,737,435,000 | 2 | $ 1,141,000 |
| Morgan Stanley Private Bank NA 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 22,971,000,000 | 2 | $ 758,000 |
| Poli Mortgage Group, Inc. 780 DEDHAM STREET CANTON, MA 02021 |
* | $ 7,525,858,000 | 2 | $ 455,000 |
| UBS Bank USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 45,602,567,000 | 2 | $ 394,000 |
| Northpoint Mortgage, Inc. 204 TURNPIKE ROAD STURBRIDGE, MA 01566 |
* | $ 8,712,000 | 2 | $ 501,000 |
| The Washington Trust Company, of Westerly 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 3,185,326,000 | 2 | $ 125,000 |
| Schaefer Mortgage Corporation 5 BUTTRICK ROAD LONDONDERRY, NH 03053 |
* | $ 17,252,000 | 2 | $ 191,000 |
| Mass. Institute of Tech. Federal Credit Union 700 TECHNOLOGY SQUARE CAMBRIDGE, MA 02139 |
* | $ 394,471,000 | 2 | $ 138,000 |
| All One Credit Union 20 ADAMS STREET LEOMINSTER, MA 01453 |
* | $ 633,613,000 | 2 | $ 37,000 |
| Athol Credit Union 513 MAIN STREET ATHOL, MA 01331 |
* | $ 90,348,000 | 2 | $ 421,000 |
| American Eagle FCU 417 MAIN STREET EAST HARTFORD, CT 06118 |
* | $ 1,359,925,000 | 2 | $ 98,000 |
| Lafayette Federal Credit Union 2701 TOWER OAKS BLVD., ROCKVILLE, MD 20852 |
* | $ 369,761,000 | 1 | $ 271,000 |
| Emery Federal Credit Union 7890 EAST KEMPER ROAD CINCINNATI, OH 45249 |
* | $ 165,034,000 | 1 | $ 73,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ 10,000,000 | 1 | $ 183,000 |
| Pacific Mercantile Bank 949 SOUTH COAST DRIVE 3RD FLOOR COSTA MESA, CA 92626 |
* | $ 980,696,000 | 1 | $ 188,000 |
| St. Mary's Bank CU 48 PERIMETER RD MANCHESTER, NH 03103 |
* | $ 772,031,000 | 1 | $ 19,000 |
| The People's Credit Union 858 WEST MAIN ROAD MIDDLETOWN, RI 02842 |
* | $ 379,857,000 | 1 | $ 15,000 |
| Southbridge Credit Union 155 MAIN STREET SOUTHBRIDGE, MA 01550 |
* | $ 170,794,000 | 1 | $ 252,000 |
| Lendus, LLC 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 10,000,000 | 1 | $ 254,000 |
| Wings Financial Credit Union 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 3,910,000,000 | 1 | $ 86,000 |
| Cardinal Credit Union, Inc 8500 WESTPORT DR. MENTOR, OH 44060 |
* | $ 175,285,000 | 1 | $ 136,000 |
| Stifel Bank & Trust 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 5,037,879,000 | 1 | $ 204,000 |
| Stanford Federal Credit Union 1860 EMBARCADERO ROAD PALO ALTO, CA 94303 |
* | $ 1,585,900,000 | 1 | $ 540,000 |
| Shrewsbury Federal Credit Union 489 BOSTON TURNPIKE SHREWSBURY, MA 01545 |
* | $ 123,601,000 | 1 | $ 188,000 |
| Acrisure Mortgage, LLC 189 S ORANGE AVE STE 970 ORLANDO, FL 32801 |
* | $ 12,000,000 | 1 | $ 115,000 |
| Integrity First Financial Group, Inc. 6333 GREENWICH DRIVE SUITE 280 SAN DIEGO, CA 92122 |
* | $ 26,494,000 | 1 | $ 262,000 |
| 1st Alliance Lending, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 204,000 |
| Semper Home Loans, Inc 225 DUPONT DRIVE PROVIDENCE, RI 02907 |
* | $ 3,295,000 | 1 | $ 271,000 |
| Movement Mortgage, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ 10,000,000 | 1 | $ 307,000 |
| American Interbanc Mortgage, Llc. 4 PARK PLAZA #650 IRVINE, CA 92614 |
* | $ 6,512,000 | 1 | $ 554,000 |
| Parkside Lending, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ 9,102,000 | 1 | $ 512,000 |
| Mid-Island Mortgage Corp. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11590 |
* | $ 10,000,000 | 1 | $ 146,000 |
| Southbridge Savings Bank 253 MAIN STREET SOUTHBRIDGE, MA 01550 |
* | $ 439,771,000 | 1 | $ 44,000 |
| Midwest Bankcentre 2191 LEMAY FERRY ROAD LEMAY SAINT LOUIS, MO 63125 |
* | $ 1,142,566,000 | 1 | $ 125,000 |
| First National Bank of Suffield, the 30 BRIDGE STREET, P.O. BOX 96 SUFFIELD, CT 06078 |
* | $ 234,218,000 | 1 | $ 30,000 |
| Ballston Spa National Bank PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 406,809,000 | 1 | $ 63,000 |
| Nbt Bank NA 52 S BROAD ST NORWICH, NY 13815 |
* | $ 7,581,736,000 | 1 | $ 162,000 |
| Armed Forces Bank, N.A. 320 KANSAS AVENUE FORT LEAVENWORTH, KS 66027 |
* | $ 1,664,450,000 | 1 | $ 185,000 |
| Millbury National Bank 18 MAIN STREET MILLBURY, MA 01527 |
* | $ 74,842,000 | 1 | $ 150,000 |
| One Reverse Mortgage, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 111,000 |
| Mortgage Equity Partners LLC 220 BROADWAY SUITE 205 LYNNFIELD, MA 01940 |
* | $ 10,000,000 | 1 | $ 183,000 |
| Guild Mortgage Company 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ 31,000,000 | 1 | $ 172,000 |
| New England Regional Mortgage PORTSMOUTH, NH 03811 |
* | $ 10,000,000 | 1 | $ 147,000 |
| Members Mortgage Company Inc 90 MAPLE STREET STONEHAM, MA 02180 |
* | $ 10,000,000 | 1 | $ 135,000 |
| Shamrock Home Loans, Inc. 75 NEWMAN AVE EAST PROVIDENCE, RI 02916 |
* | $ 4,122,000 | 1 | $ 167,000 |
| Hometown Bank 31 SUTTON AVENUE OXFORD, MA 01540 |
* | $ 364,798,000 | 1 | $ 33,000 |
| Wellesley Bank 40 CENTRAL STREET WELLESLEY, MA 02482 |
* | $ 457,363,000 | 1 | $ 300,000 |
| Haverhill Bank 180 MERRIMACK STREET HAVERHILL, MA 01830 |
* | $ 318,752,000 | 1 | $ 192,000 |
| Nycb Mortgage Company, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 132,000 |
| Military Family Home Loans, Ll 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 1,102,281,049,000 | 1 | $ 233,000 |
| Raymond James Bank 710 CARILLON PARKWAY SAINT PETERSBURG, FL 33716 |
* | $ 11,262,169,000 | 1 | $ 180,000 |
| Cathay Bank 9650 FLAIR DRIVE LOS ANGELES, CA 90012 |
* | $ 10,974,289,000 | 1 | $ 170,000 |
| Walker & Dunlop, LLC 7501 WISCONSIN AVE, STE 1200E BETHESDA, MD 20814 |
* | $ 552,596,000 | 1 | $ 5,865,000 |
| Primary Residential Mortgage, Inc. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ 242,587,000 | 1 | $ 234,000 |
| Sage Home Loans Corporation 1423 RED VENTURES DRIVE SUITE 201 FORT MILL, SC 29707 |
* | $ 39,000,000 | 1 | $ 384,000 |
| Capital One, National Association 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 238,482,903,000 | 1 | $ 232,000 |
| The Northern Trust Co 50 S. LA SALLE CHICAGO, IL 60603 |
* | $ 102,658,650,000 | 1 | $ 1,243,000 |
| The Federal Savings Bank 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60639 |
* | $ 141,772,000 | 1 | $ 98,000 |
| Presidential Bank, FSB 4600 EAST WEST HIGHWAY, SUITE 400 BETHESDA, MD 20814 |
* | $ 554,350,000 | 1 | $ 271,000 |
| Alliant Credit Union 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 8,151,987,000 | 1 | $ 148,000 |
| Eastman Credit Union P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 2,841,126,000 | 1 | $ 360,000 |
| Eastern Bank 195 MARKET ST LYNN, MA 01901 |
* | $ 8,661,730,000 | 1 | $ 440,000 |
| Lee Bank 75 PARK STREET LEE, MA 01238 |
* | $ 280,500,000 | 1 | $ 269,000 |
| Rtn Federal Credit Union 600 MAIN STREET WALTHAM, MA 02452 |
* | $ 787,503,000 | 1 | $ 20,000 |
| Webster First Federal Credit Union 271 GREENWOOD ST. WORCESTER, MA 01607 |
* | $ 646,080,000 | 1 | $ 72,000 |
| First Technology Federal Credit Union HILLSBORO, OR 97124 |
* | $ 6,533,403,000 | 1 | $ 604,000 |
| Ifreedom Direct Corporation 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 126,000 |
| Hanscom Federal Credit Union 1610 EGLIN ST HANSCOM AFB, MA 01731 |
* | $ 1,047,250,000 | 1 | $ 80,000 |
| Securitynational Mortgage Company 5300 SOUTH 360 WEST SALT LAKE CITY, UT 84123 |
* | $ 10,000,000 | 1 | $ 333,000 |
| Bank Fund Staff Federal Credit 1725 I STREET NW SUITE 150 WASHINGTON, DC 20006 |
* | $ 3,770,872,000 | 1 | $ 100,000 |
| Salisbury Bank and Trust Company PO BOX 1868 LAKEVILLE, CT 06039 |
* | $ 586,371,000 | 1 | $ 312,000 |
| 360 Mortgage Group, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ 10,000,000 | 1 | $ 249,000 |
| Farmers Bank & Trust 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 690,026,000 | 1 | $ 247,000 |
| Certusbank, N.A. 2 WEST WASHINGTON STREET 5TH FLOOR GREENVILLE, SC 29601 |
* | $ 1,656,164,000 | 1 | $ 305,000 |
| North American Savings Bank 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,161,463,000 | 1 | $ 175,000 |
| Cbc National Bank 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 375,205,000 | 1 | $ 240,000 |
| Leader Bank NA 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 658,311,000 | 1 | $ 400,000 |
| Barrington Bank & Trust Company, N.A. 201 SOUTH HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,492,889,000 | 1 | $ 295,000 |
| National Bank of Kansas City 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 566,962,000 | 1 | $ 228,000 |
| Barre Savings Bank P.O. BOX 940 BARRE, MA 01005 |
* | $ 151,898,000 | 1 | $ 85,000 |
| Bank of England PO BOX 70 ENGLAND, AR 72046 |
* | $ 245,863,000 | 1 | $ 232,000 |
| The Bank of Maine 2 CANAL PLAZA PORTLAND, ME 04101 |
* | $ 744,628,000 | 1 | $ 176,000 |
| St Mary's Credit Union PO BOX 729 MARLBOROUGH, MA 01752 |
* | $ 618,050,000 | 1 | $ 170,000 |
| Harborone Bank 770 OAK STREET BROCKTON, MA 02301 |
* | $ 1,958,152,000 | 1 | $ 200,000 |
| Bexil American Mortgage Inc. 10251 VISTA SORRENTO PKWY, STE. 225 SAN DIEGO, CA 92121 |
* | $ 0 | 1 | $ 130,000 |
| Ark-La-Tex Financial Services LLC 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ 10,000,000 | 1 | $ 193,000 |
| Mountainone Bank 93 MAIN STREET NORTH ADAMS, MA 01247 |
* | $ 772,566,000 | 1 | $ 215,000 |
| Envision Bank 10 CABOT PLACE STOUGHTON, MA 02072 |
* | $ 374,027,000 | 1 | $ 277,000 |
| Spencer Savings Bank 176 MAIN STREET SPENCER, MA 01562 |
* | $ 406,124,000 | 1 | $ 262,000 |
| Waterstone Mortgage Corporation 17950 W CORPORATE DR STE 100 BROOKFIELD, WI 53045 |
* | $ 1,603,436,000 | 1 | $ 264,000 |
The tables below break down 2014 mortgage applications in Hampshire County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,046 | $465,978,000 | $227,000 | $12,200,000 | $91,000 | $1,200,000 |
| Refinancing | 1,525 | $284,541,000 | $186,000 | $5,865,000 | $81,000 | $821,000 |
| Home Improvement | 716 | $90,708,000 | $126,000 | $21,378,000 | $94,000 | $2,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,343 | $583,039,000 | $174,000 | $1,392,000 | $95,000 | $1,493,000 |
| Not applicable | 360 | $148,711,000 | $413,000 | $21,378,000 | $10,000 | $157,000 |
| Not Provided | 322 | $61,064,000 | $189,000 | $1,008,000 | $93,000 | $434,000 |
| Asian | 106 | $20,588,000 | $194,000 | $417,000 | $103,000 | $491,000 |
| Hispanic | 91 | $16,506,000 | $181,000 | $700,000 | $114,000 | $2,800,000 |
| Black or African American | 45 | $8,198,000 | $182,000 | $455,000 | $103,000 | $821,000 |
| American Indian or Alaskan Native | 16 | $2,544,000 | $159,000 | $317,000 | $73,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $577,000 | $144,000 | $233,000 | $169,000 | $534,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,535 | $687,157,000 | $194,000 | $21,378,000 | $95,000 | $2,800,000 |
| FHA-insured (Federal Housing Administration) | 405 | $76,502,000 | $188,000 | $5,865,000 | $52,000 | $355,000 |
| VA-guaranteed (Veterans Administration) | 230 | $56,657,000 | $246,000 | $708,000 | $69,000 | $301,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 117 | $20,911,000 | $178,000 | $337,000 | $48,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,615 | $502,339,000 | $192,000 | $12,200,000 | $97,000 | $1,037,000 |
| Application Denied By Financial Institution | 620 | $133,674,000 | $215,000 | $21,378,000 | $75,000 | $1,493,000 |
| Loan Purchased By The Institution | 430 | $84,554,000 | $196,000 | $528,000 | $32,000 | $270,000 |
| Application Withdrawn By Applicant | 365 | $74,507,000 | $204,000 | $1,392,000 | $98,000 | $1,311,000 |
| File Closed For Incompleteness | 169 | $29,756,000 | $176,000 | $500,000 | $113,000 | $2,800,000 |
| Application Approved But Not Accepted | 88 | $16,397,000 | $186,000 | $880,000 | $90,000 | $400,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 161 | $23,902,000 | $148,000 | $528,000 | $48,000 | $260,000 |
| Credit History | 120 | $16,984,000 | $141,000 | $427,000 | $95,000 | $1,493,000 |
| Collateral | 98 | $17,085,000 | $174,000 | $410,000 | $84,000 | $662,000 |
| Credit Application Incomplete | 41 | $7,938,000 | $193,000 | $400,000 | $74,000 | $339,000 |
| Other | 35 | $6,750,000 | $192,000 | $915,000 | $99,000 | $355,000 |
| Unverifiable Information | 13 | $2,032,000 | $156,000 | $285,000 | $84,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $34,916,000 | $3,491,000 | $21,378,000 | $68,000 | $176,000 |
| Employment History | 3 | $542,000 | $180,000 | $254,000 | $33,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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