Henry County, IL Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,903 mortgage applications in Henry County, IL totaling $175.8 million, down 21% from 2013. The average application was for $92,000, and applicants reported an average income of $63,000. 61% of applications resulted in an originated loan and 16% were denied. The most active lender was I H Mississippi Valley Credit Union, with 145 applications, followed by Wells Fargo Bank NA and Vibrant Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,903
Total Mortgage Loan Application Amount $175,753,000
Average Mortgage Loan Application Amount $92,000
Highest Mortgage Loan Application Amount $1,085,000
Average Applicant Income $63,000
Highest Applicant Income $1,119,000

Mortgage Company List for Lending in Henry County, IL for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 868,666,000 145 $ 10,008,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 144 $ 14,937,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 465,534,000 130 $ 12,391,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 91 $ 9,148,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 468,075,000 83 $ 10,903,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 287,537,000 63 $ 5,615,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 523,631,000 61 $ 4,642,000
First Federal Savings & Loan A
101 WEST CENTRAL BLVD
KEWANEE, IL 61443
* $ 67,859,000 55 $ 2,153,000
Peoples National Bank of Kewanee
207 N TREMONT ST
KEWANEE, IL 61443
* $ 257,519,000 54 $ 2,447,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 48 $ 3,976,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 647,760,000 47 $ 3,833,000
Community State Bank
625 SE 2ND ST
GALVA, IL 61434
* $ 143,951,000 46 $ 3,595,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 412,337,000 46 $ 3,324,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,088,612,000 44 $ 4,330,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 41 $ 3,173,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 328,170,000 37 $ 3,088,000
Union Federal Savings and Loan
104 N TREMONT ST
KEWANEE, IL 61443
* $ 110,713,000 33 $ 1,302,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 368,385,000 32 $ 5,070,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ 0 27 $ 3,604,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 346,092,000 25 $ 993,000
State Bank of Toulon
102 W MAIN STREET, PO BOX 609
TOULON, IL 61483
* $ 201,397,000 24 $ 1,101,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 24 $ 3,058,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 21 $ 2,177,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 20 $ 845,000
Port Byron State Bank
124 N MAIN ST
PORT BYRON, IL 61275
* $ 77,930,000 19 $ 1,739,000
Brimfield Bank
123 E. KNOXVILLE STREET
BRIMFIELD, IL 61517
* $ 46,914,000 18 $ 1,338,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 16 $ 1,488,000
Farmers State Bank of Western Illinois
PO BOX 369
ALPHA, IL 61413
* $ 132,785,000 15 $ 1,099,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 14 $ 1,699,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 14 $ 1,978,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 14 $ 1,117,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 332,984,000 13 $ 971,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 12 $ 739,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 879,418,000 11 $ 796,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 281,052,000 11 $ 968,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,556,442,000 10 $ 1,175,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 10 $ 999,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 888,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 10 $ 1,052,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,403,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 1,100,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 9 $ 1,081,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 9 $ 840,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 246,270,000 9 $ 1,072,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 8 $ 1,111,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 7 $ 1,315,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 7 $ 878,000
Southeast National Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 157,777,000 7 $ 717,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 7 $ 577,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 6 $ 973,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 6 $ 408,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 6 $ 346,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,597,468,000 6 $ 332,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 490,000
First Trust & Savings Bank of Albany, Illinois
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 208,787,000 5 $ 559,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 5 $ 278,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 391,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 5 $ 892,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 1,256,342,000 5 $ 745,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 4 $ 336,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 431,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 4 $ 576,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 4 $ 451,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 4 $ 75,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 4 $ 622,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 4 $ 574,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 571,662,000 4 $ 392,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,045,638,000 4 $ 500,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 280,006,000 4 $ 456,000
The Family Credit Union
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 134,194,000 4 $ 318,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 358,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 520,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 3 $ 166,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 3 $ 363,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 3 $ 261,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 91,286,152,000 3 $ 163,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 424,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 393,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 3 $ 468,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 459,000
Northwest Bank & Trust Company
100 E KIMBERLY ROAD
DAVENPORT, IA 52806
* $ 195,589,000 3 $ 367,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 2 $ 6,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 250,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 2 $ 381,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 196,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 263,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 172,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 922,388,000 2 $ 160,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 2 $ 197,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 2 $ 179,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 259,317,000 2 $ 260,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 2 $ 324,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 16,840,840,000 2 $ 111,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 2 $ 55,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 2 $ 171,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 2 $ 76,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 2 $ 168,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 175,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 2 $ 192,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 124,000
State Bank of Speer
14 MAIN ST. P.O. BOX 37
SPEER, IL 61479
* $ 173,608,000 2 $ 110,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 288,027,000 2 $ 382,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,016,109,000 2 $ 312,000
Gas & Electric Credit Union
2300 4TH AVE
ROCK ISLAND, IL 61201
* $ 63,501,000 2 $ 110,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 186,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 250,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 33,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 643,698,000 1 $ 142,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 267,924,000 1 $ 70,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,470,186,000 1 $ 118,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 42,942,000 1 $ 86,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,433,983,000 1 $ 90,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 1 $ 129,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,630,474,000 1 $ 110,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 416,466,000 1 $ 452,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,738,657,000 1 $ 1,085,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 124,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 1 $ 400,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 75,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 38,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 128,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 196,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 188,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 125,000
One Mortgage, Inc.
105 DECKER COURT, #750
IRVING, TX 75062
* $ 5,868,000 1 $ 134,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 136,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 120,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 106,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 103,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 63,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,932,159,000 1 $ 218,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 1 $ 93,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 1 $ 100,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 1 $ 162,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,033,309,000 1 $ 16,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 115,000
Heritage Bank of Central Il
615 N TRIVOLI
TRIVOLI, IL 61569
* $ 285,080,000 1 $ 108,000
Walcott Trust and Savings Bank
101 W BRYANT STREET
WALCOTT, IA 52773
* $ 102,696,000 1 $ 80,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 1 $ 22,000
Boulevard Bank
4710 E 32ND ST
JOPLIN, MO 64804
* $ 375,772,000 1 $ 29,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 255,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 1 $ 10,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 778,902,000 1 $ 53,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 456,942,000 1 $ 3,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 584,044,000 1 $ 95,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 135,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 257,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 1 $ 162,000
Blue Grass Savings Bank
104 E. MAYNE PO BOX 248
BLUE GRASS, IA 52726
* $ 183,624,000 1 $ 66,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,743,950,000 1 $ 189,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,540,049,000 1 $ 68,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 294,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 255,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 127,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 1 $ 232,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 88,000

The tables below break down 2014 mortgage applications in Henry County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Henry County, IL in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 920 $90,474,000 $98,000 $1,085,000 $57,000 $762,000
Refinancing 747 $77,843,000 $104,000 $850,000 $66,000 $398,000
Home Improvement 236 $7,436,000 $31,000 $204,000 $77,000 $1,119,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,528 $142,020,000 $92,000 $850,000 $69,000 $800,000
Not applicable 193 $19,600,000 $101,000 $1,085,000 $5,000 $125,000
Not Provided 111 $8,951,000 $80,000 $261,000 $85,000 $1,119,000
Hispanic 50 $3,653,000 $73,000 $258,000 $54,000 $197,000
Black or African American 9 $596,000 $66,000 $134,000 $55,000 $86,000
American Indian or Alaskan Native 5 $338,000 $67,000 $180,000 $69,000 $110,000
Native Hawaiian or Other Pacific Islander 4 $223,000 $55,000 $144,000 $61,000 $140,000
Asian 3 $372,000 $124,000 $170,000 $125,000 $155,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,408 $124,200,000 $88,000 $1,085,000 $71,000 $1,119,000
FHA-insured (Federal Housing Administration) 197 $20,950,000 $106,000 $268,000 $45,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 169 $12,757,000 $75,000 $175,000 $26,000 $119,000
VA-guaranteed (Veterans Administration) 129 $17,846,000 $138,000 $315,000 $46,000 $141,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,158 $103,216,000 $89,000 $1,085,000 $69,000 $667,000
Application Denied By Financial Institution 299 $26,652,000 $89,000 $379,000 $68,000 $1,119,000
Loan Purchased By The Institution 225 $24,266,000 $107,000 $400,000 $24,000 $667,000
Application Withdrawn By Applicant 126 $12,664,000 $100,000 $315,000 $64,000 $193,000
File Closed For Incompleteness 48 $4,827,000 $100,000 $225,000 $67,000 $204,000
Application Approved But Not Accepted 47 $4,128,000 $87,000 $350,000 $63,000 $207,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 94 $7,642,000 $81,000 $300,000 $82,000 $1,119,000
Collateral 38 $3,019,000 $79,000 $208,000 $64,000 $149,000
Debt-To-Income Ratio 34 $2,949,000 $86,000 $300,000 $48,000 $159,000
Other 18 $1,580,000 $87,000 $227,000 $65,000 $166,000
Credit Application Incomplete 15 $1,974,000 $131,000 $379,000 $72,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 6 $544,000 $90,000 $175,000 $42,000 $85,000
Employment History 4 $184,000 $46,000 $63,000 $25,000 $36,000
Mortgage Insurance Denied 1 $38,000 $38,000 $38,000 $37,000 $37,000
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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