Hernando County, FL Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 8,114 mortgage applications in Hernando County, FL totaling $957.7 million, up 43% from 2011. The average application was for $118,000, and applicants reported an average income of $59,000. 49% of applications resulted in an originated loan and 21% were denied. The most active lender was Wells Fargo Bank NA, with 1,438 applications, followed by JPMorgan Chase Bank, NA and Bank of America NA.

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Total Number of Mortgage Applications 8,114
Total Mortgage Loan Application Amount $957,660,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $18,751,000
Average Applicant Income $59,000
Highest Applicant Income $1,920,000

Mortgage Company List for Lending in Hernando County, FL for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 1,438 $ 166,600,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 730 $ 84,637,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 546 $ 67,538,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 486 $ 62,783,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 402 $ 5,576,000
Suncoast Credit Union
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 4,928,571,000 279 $ 25,622,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 144 $ 14,725,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 141 $ 14,659,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 123 $ 14,965,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 122 $ 14,427,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 98 $ 11,649,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 1,451,480,000 98 $ 13,023,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 96 $ 13,465,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 93 $ 11,040,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 90 $ 11,340,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 87 $ 13,163,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 86 $ 11,073,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 82 $ 8,186,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 81 $ 10,066,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 64 $ 6,308,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 64 $ 6,486,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 62 $ 6,788,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 62 $ 6,393,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 60 $ 6,063,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 58 $ 7,705,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,617,318,000 57 $ 5,597,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 56 $ 3,378,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 54 $ 8,284,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 51 $ 6,107,000
Grow Financial Federal Credit Union
9927 DELANEY LAKE DRIVE
TAMPA, FL 33647
* $ 1,732,920,000 49 $ 3,560,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 46 $ 5,191,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ 31,000,000 44 $ 5,425,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 42 $ 3,688,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 41 $ 4,020,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 38 $ 4,582,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 37 $ 5,646,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 36 $ 6,148,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 36 $ 4,586,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 36 $ 4,293,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 35 $ 3,211,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 35 $ 4,685,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 34 $ 292,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 34 $ 4,495,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 31 $ 2,916,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 30 $ 2,841,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 63,106,987,000 29 $ 3,624,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 29 $ 3,820,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 28 $ 3,007,000
Homebanc, N.A.
3704 W. LAKE MARY BLVD
LAKE MARY, FL 32746
* $ 450,789,000 26 $ 3,270,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 25 $ 4,342,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 25 $ 4,693,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 24 $ 3,866,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 24 $ 3,381,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 24 $ 3,405,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 23 $ 2,864,000
Brannen Bank
P. O. BOX 1929
INVERNESS, FL 34450
* $ 404,382,000 23 $ 1,396,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 23 $ 3,794,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 21 $ 1,625,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 21 $ 3,300,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 21 $ 333,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 21 $ 3,254,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 21 $ 2,837,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 20 $ 1,731,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 19 $ 3,281,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 188,912,554,000 19 $ 1,376,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 18 $ 1,719,000
San Antonio Citizens Federal Credit Union
12542 CURLEY ST
SAN ANTONIO, FL 33576
* $ 126,830,000 18 $ 1,311,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 17 $ 1,839,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 17 $ 2,609,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 15 $ 1,791,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 15 $ 2,282,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 14 $ 1,678,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 13 $ 1,242,000
Mortgage Lenders Investment Tr
1400 INTERNATIONAL PARKWAY SOUTH SUITE 1000 LAKE MARY
LAKE MARY, FL 32746
* $ 2,578,000 12 $ 1,405,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 12 $ 1,494,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 12 $ 1,713,000
First Security Mortgage Services Inc.
13915 CARROLLWOOD VILLAGE RUN
TAMPA, FL 33618
* $ 10,000,000 12 $ 1,304,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 12 $ 685,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 11 $ 1,654,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 11 $ 1,583,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 11 $ 980,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 11 $ 1,470,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 10 $ 1,623,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 10 $ 892,000
First Independence Bank
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 165,219,000 10 $ 1,004,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 10 $ 950,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 10 $ 1,071,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 10 $ 1,470,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 9 $ 1,653,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 9 $ 902,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 9 $ 1,335,000
Centerstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 2,082,588,000 9 $ 1,036,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 9 $ 369,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 3,907,053,000 8 $ 586,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 8 $ 645,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 8 $ 977,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 8 $ 676,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 8 $ 1,192,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 8 $ 1,088,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 7 $ 814,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 7 $ 1,472,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 7 $ 452,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 7 $ 913,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 7 $ 953,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 7 $ 1,432,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 7 $ 729,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 417,673,000 7 $ 773,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 7 $ 1,046,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 6 $ 672,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 6 $ 415,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 6 $ 672,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 6 $ 761,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 6 $ 491,000
Suburban Mortgage Co of Nm
9401 JERONIMO ROAD STE 200
IRVINE, CA 92618
* $ 10,000,000 6 $ 942,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 5 $ 269,000
Terrace Mortgage Company
900 ASHWOOD PKWY. STE. 130
ATLANTA, GA 30338
* $ 40,450,000 5 $ 521,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 5 $ 538,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 5 $ 966,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 5 $ 520,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 5 $ 354,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 5 $ 528,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 5 $ 953,000
Republic Bank
9037 US HWY 19
PORT RICHEY, FL 34668
* $ 112,938,000 5 $ 418,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 4 $ 71,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 4 $ 450,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 4 $ 472,000
Florida Traditions Bank
14033 8TH STREET
DADE CITY, FL 33525
* $ 240,989,000 4 $ 557,000
Vystar Credit Union
4949 BLANDING BLVD
JACKSONVILLE, FL 32202
* $ 4,389,883,000 4 $ 318,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 411,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 4 $ 627,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 4 $ 629,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 572,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 4 $ 798,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 4 $ 596,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ 10,000,000 4 $ 382,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 3 $ 268,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 435,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ 222,000 3 $ 297,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 3 $ 573,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 3 $ 593,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 3 $ 632,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 297,000
United Mortgage Corp
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 3 $ 673,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 3 $ 379,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 246,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 3 $ 380,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 3 $ 487,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 3 $ 1,411,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 3 $ 569,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 332,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 125,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 3 $ 549,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 3 $ 343,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 3 $ 550,000
Midflorida Credit Union
3004 S FLORIDA AVE
LAKELAND, FL 33801
* $ 1,597,449,000 3 $ 322,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 3 $ 306,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 3 $ 172,000
Space Coast Credit Union
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 3,026,215,000 3 $ 386,000
Achieva Credit Union
1659 VIRGINIA ST
DUNEDIN, FL 34698
* $ 967,253,000 3 $ 599,000
Tampa Bay Federal Credit Union
PO BOX 7492
TAMPA, FL 33603
* $ 212,290,000 3 $ 413,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 291,219,000 3 $ 174,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 3 $ 337,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 3 $ 35,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 3 $ 273,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,579,840,000 3 $ 222,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 2 $ 105,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 2 $ 248,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 2 $ 163,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 2 $ 239,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,553,220,000 2 $ 701,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 207,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 2 $ 437,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 2 $ 305,000
Alarion Bank
2510 SE MARICAMP ROAD
OCALA, FL 34471
* $ 283,974,000 2 $ 463,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 2 $ 80,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 2 $ 155,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 2 $ 204,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,073,987,000 2 $ 193,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,310,308,000 2 $ 304,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 2 $ 292,000
Usameribank
4790 140TH AVE N
CLEARWATER, FL 33762
* $ 2,120,766,000 2 $ 168,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 4,505,104,000 2 $ 204,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 2 $ 157,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ 10,000,000 2 $ 138,000
Ibm Southeast Emp Credit Union
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 831,419,000 2 $ 125,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 2 $ 240,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 103,931,000 2 $ 251,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 2 $ 317,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 2 $ 352,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 2 $ 356,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 2 $ 430,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 2 $ 73,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 159,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 157,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 2 $ 208,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 284,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ 10,000,000 2 $ 523,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 2 $ 117,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 478,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 217,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 141,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ 10,000,000 2 $ 130,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 2 $ 358,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 323,000
Direct Lenders, Llc.
1600 KENNESAW DUE WEST ROAD SUITE 610
KENNESAW, GA 30152
* $ 1,250,000 2 $ 306,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 2 $ 202,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 23,380,000 1 $ 152,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 1 $ 85,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 1 $ 113,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 170,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 173,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 88,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 131,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 161,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 221,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 75,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ 10,000,000 1 $ 18,751,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 149,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 143,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ 260,119,000 1 $ 1,495,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 1 $ 214,000
McCaughan Mortgage Company Inc
7245 SW 87TH AVE SUITE 200
MIAMI, FL 33173
* $ 10,000,000 1 $ 184,000
Fidelity Funding Mortgage Corp.
255 SOUTH MAITLAND AVENUE
MAITLAND, FL 32751
* $ 10,000,000 1 $ 58,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 74,000
First Continental Mortgage, Ltd.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77072
* $ 10,000,000 1 $ 92,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 167,000
Priority Home Mortgage, L.P.
11011 RICHMOND AVENUE, SUITE 830
HOUSTON, TX 77072
* $ 10,000 1 $ 92,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 140,000
Spectra Funding, Inc.
2766 GATEWAY ROAD
CARLSBAD, CA 92009
* $ 5,980,543,000 1 $ 92,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 46,000
Watson Mortgage Corp
6206-1 ATLANTIC BLVD.
JACKSONVILLE, FL 32211
* $ 10,000,000 1 $ 75,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 125,000
The Lending Company
6910 E CHAUNCEY LN STE 220
PHOENIX, AZ 85054
* $ 40,000,000 1 $ 177,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 78,000
Leader Mortgage Company
180 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 10,000,000 1 $ 125,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 103,790,000,000 1 $ 13,225,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 11,197,863,000 1 $ 102,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 1 $ 85,000
Bank Atlantic
223 W NASH STREET
WILSON, NC 27893
* $ 3,807,907,000 1 $ 106,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 4,988,392,000 1 $ 271,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,571,750,000 1 $ 112,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 151,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ 10,000,000 1 $ 406,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 1,177,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 130,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 85,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 143,000
Pathfinder Bank
214 WEST FIRST STREET
OSWEGO, NY 13126
* $ 442,654,000 1 $ 140,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,612,136,000 1 $ 280,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 165,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 1 $ 207,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,393,499,000 1 $ 16,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ 30,000,000 1 $ 58,000
Usf Credit Union
13101 TELECOM PARK DRIVE SUITE 100
TEMPLE TERRACE, FL 33637
* $ 400,335,000 1 $ 110,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 350,250,000 1 $ 50,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 72,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,371,383,000 1 $ 74,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,074,816,000 1 $ 120,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 1 $ 280,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 1 $ 86,000
Century Bank of Florida
P.O. BOX 17704
TAMPA, FL 33682
* $ 69,249,000 1 $ 55,000
Park Bank
330 E KILBOURN AVE.
MILWAUKEE, WI 53202
* $ 776,263,000 1 $ 156,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,172,543,000 1 $ 72,000
Floridacentral Credit Union
3333 HENDERSON BLVD
TAMPA, FL 33609
* $ 356,117,000 1 $ 35,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 1 $ 275,000
Campus USA Credit Union
14007 NW 1ST RD
NEWBERRY, FL 32669
* $ 1,080,639,000 1 $ 40,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 299,802,000 1 $ 268,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 1 $ 196,000
St. Mary's Bank CU
48 PERIMETER RD
MANCHESTER, NH 03103
* $ 717,695,000 1 $ 174,000
American Bank of the North
117 CENTRAL AVENUE
NASHWAUK, MN 55769
* $ 618,857,000 1 $ 79,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 1 $ 218,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 796,156,000 1 $ 31,000
First National Bank of Pasco
13315 HWY 301
DADE CITY, FL 33525
* $ 159,571,000 1 $ 238,000
Bankfirst
1031 W MORSE BLVD STE 323
WINTER PARK, FL 32789
* $ 608,114,000 1 $ 108,000
Seacoast National Bank
815 S COLORADO AVE
MIAMI, FL 34994
* $ 2,135,751,000 1 $ 151,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 78,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 382,506,000 1 $ 72,000
Flagship Community Bank
29750 US HIGHWAY 19 NO.
CLEARWATER, FL 33761
* $ 103,817,000 1 $ 45,000
Bank of Central Florida
5015 SOUTH FLORIDA AVENUE
LAKELAND, FL 33813
* $ 258,673,000 1 $ 68,000
Northstar Bank
400 N. ASHLEY DR, SUITE 1400
TAMPA, FL 33602
* $ 189,754,000 1 $ 112,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 881,144,000 1 $ 227,000
C1 Bank
100 5TH ST SOUTH
ST PETERSBURG, FL 33701
* $ 729,278,000 1 $ 23,000
Patriot Bank
1815 LITTLE ROAD
TRINITY, FL 34655
* $ 121,929,000 1 $ 69,000
Mercantile Bank Mtg Co LLC
4613 ALPINE AVE NW
COMSTOCK PARK, MI 49321
* $ 698,000,000 1 $ 100,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 1 $ 154,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 163,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 465,591,000 1 $ 174,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 1 $ 51,000
Raymond James Bank N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 8,794,515,000 1 $ 157,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 238,000
Florida Community Bank, National Association
2500 WESTON ROAD #300
WESTON, FL 33331
* $ 3,352,093,000 1 $ 52,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 117,000
Cfbank
3009 SMITH RD SUITE 100
FAIRLAWN, OH 44333
* $ 249,600,000 1 $ 85,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 74,283,000 1 $ 75,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 154,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 3,588,241,000 1 $ 190,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 1 $ 181,000
Independent Bankers Bank of Fl
615 CRESCENT EXECUTIVE COURT, SUITE 400
LAKE MARY, FL 32746
* $ 247,217,000 1 $ 98,000
Pilot Bank
12471 W. LINEBAUGH AVE
TAMPA, FL 33626
* $ 219,046,000 1 $ 27,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 345,856,000 1 $ 89,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 161,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 130,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 28,000
Realty Home Mortgage Co., LLC
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 149,520,000 1 $ 225,000

The tables below break down 2012 mortgage applications in Hernando County, FL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hernando County, FL in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,546 $645,944,000 $142,000 $18,751,000 $64,000 $1,920,000
Home Purchase 2,898 $300,049,000 $103,000 $1,177,000 $54,000 $689,000
Home Improvement 670 $11,667,000 $17,000 $300,000 $45,000 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,944 $669,606,000 $112,000 $808,000 $62,000 $1,920,000
Not Provided 740 $91,860,000 $124,000 $1,000,000 $61,000 $595,000
Hispanic 564 $57,936,000 $102,000 $395,000 $50,000 $403,000
Not applicable 497 $91,961,000 $185,000 $18,751,000 $18,000 $450,000
Black or African American 240 $28,543,000 $118,000 $390,000 $60,000 $396,000
Asian 77 $11,893,000 $154,000 $640,000 $106,000 $420,000
American Indian or Alaskan Native 36 $4,250,000 $118,000 $229,000 $73,000 $373,000
Native Hawaiian or Other Pacific Islander 16 $1,611,000 $100,000 $185,000 $59,000 $149,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,491 $654,913,000 $119,000 $18,751,000 $69,000 $1,920,000
FHA-insured (Federal Housing Administration) 1,343 $146,810,000 $109,000 $298,000 $37,000 $325,000
VA-guaranteed (Veterans Administration) 746 $101,835,000 $136,000 $557,000 $45,000 $613,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 534 $54,102,000 $101,000 $477,000 $32,000 $88,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,987 $510,079,000 $127,000 $18,751,000 $64,000 $1,125,000
Application Denied By Financial Institution 1,685 $163,931,000 $97,000 $1,000,000 $57,000 $1,002,000
Loan Purchased By The Institution 1,106 $126,972,000 $114,000 $485,000 $38,000 $450,000
Application Withdrawn By Applicant 729 $87,146,000 $119,000 $400,000 $67,000 $1,920,000
Application Approved But Not Accepted 355 $37,213,000 $104,000 $475,000 $64,000 $731,000
File Closed For Incompleteness 243 $31,285,000 $128,000 $404,000 $58,000 $451,000
Preapproval Approved but not Accepted 9 $1,034,000 $114,000 $168,000 $46,000 $88,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 425 $24,439,000 $57,000 $469,000 $47,000 $420,000
Debt-To-Income Ratio 283 $22,831,000 $80,000 $480,000 $44,000 $212,000
Collateral 257 $33,904,000 $131,000 $640,000 $80,000 $625,000
Other 199 $22,691,000 $114,000 $455,000 $66,000 $1,002,000
Credit Application Incomplete 142 $18,061,000 $127,000 $1,000,000 $66,000 $303,000
Unverifiable Information 46 $5,001,000 $108,000 $305,000 $57,000 $302,000
Insufficient Cash (Downpayment, Closing Cost) 22 $2,435,000 $110,000 $395,000 $48,000 $158,000
Employment History 19 $1,560,000 $82,000 $159,000 $36,000 $75,000
Mortgage Insurance Denied 8 $862,000 $107,000 $225,000 $64,000 $185,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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