Hill County, MT Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 592 mortgage applications in Hill County, MT totaling $72.4 million, up 12% from 2011. The average application was for $122,000, and applicants reported an average income of $62,000. 58% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 180 applications, followed by US Bk NA Nd and Stockman Bank of Montana.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 592
Total Mortgage Loan Application Amount $72,408,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $360,000
Average Applicant Income $62,000
Highest Applicant Income $550,000

Mortgage Company List for Lending in Hill County, MT for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 180 $ 21,784,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 97 $ 9,310,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,132,797,000 74 $ 8,960,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 41 $ 5,030,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 26 $ 3,771,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 25 $ 2,923,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 25 $ 4,165,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 16 $ 2,081,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 12 $ 1,600,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 9 $ 1,106,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 8 $ 893,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 650,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 5 $ 780,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 5 $ 656,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 4 $ 598,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 270,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,207,809,000 3 $ 457,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 3 $ 304,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 3 $ 448,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 283,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 360,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 246,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 430,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 264,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 363,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 587,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 266,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 2 $ 324,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 2 $ 67,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 102,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 21,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 1 $ 158,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 1 $ 149,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 249,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 259,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 640,825,000 1 $ 80,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 1 $ 106,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 103,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 105,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 127,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 74,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 2,274,641,000 1 $ 200,000

The tables below break down 2012 mortgage applications in Hill County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hill County, MT in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 338 $41,426,000 $122,000 $360,000 $66,000 $458,000
Home Purchase 222 $28,612,000 $128,000 $347,000 $57,000 $550,000
Home Improvement 32 $2,370,000 $74,000 $286,000 $64,000 $173,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 474 $58,938,000 $124,000 $353,000 $65,000 $550,000
Not Provided 49 $5,019,000 $102,000 $320,000 $81,000 $458,000
Not applicable 44 $5,694,000 $129,000 $360,000 $14,000 $108,000
American Indian or Alaskan Native 15 $1,613,000 $107,000 $224,000 $62,000 $135,000
Hispanic 5 $545,000 $109,000 $196,000 $62,000 $101,000
Native Hawaiian or Other Pacific Islander 2 $255,000 $127,000 $200,000 $144,000 $242,000
Black or African American 2 $252,000 $126,000 $127,000 $55,000 $55,000
Asian 1 $92,000 $92,000 $92,000 $30,000 $30,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 374 $45,506,000 $121,000 $360,000 $75,000 $550,000
FHA-insured (Federal Housing Administration) 96 $11,294,000 $117,000 $224,000 $45,000 $152,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $8,850,000 $116,000 $204,000 $38,000 $78,000
VA-guaranteed (Veterans Administration) 46 $6,758,000 $146,000 $320,000 $41,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 342 $43,387,000 $126,000 $360,000 $68,000 $550,000
Loan Purchased By The Institution 94 $11,753,000 $125,000 $314,000 $40,000 $350,000
Application Denied By Financial Institution 92 $10,016,000 $108,000 $353,000 $65,000 $458,000
Application Withdrawn By Applicant 33 $4,010,000 $121,000 $325,000 $64,000 $160,000
File Closed For Incompleteness 19 $2,211,000 $116,000 $292,000 $58,000 $123,000
Application Approved But Not Accepted 12 $1,031,000 $85,000 $256,000 $49,000 $109,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 34 $3,281,000 $96,000 $249,000 $67,000 $458,000
Debt-To-Income Ratio 14 $1,708,000 $122,000 $285,000 $50,000 $129,000
Collateral 10 $1,042,000 $104,000 $209,000 $99,000 $290,000
Other 9 $845,000 $93,000 $157,000 $53,000 $140,000
Credit Application Incomplete 6 $884,000 $147,000 $347,000 $108,000 $302,000
Unverifiable Information 2 $133,000 $66,000 $71,000 $35,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $353,000 $353,000 $353,000 $111,000 $111,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Montana Lender List