Howell County, MO Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 951 mortgage applications in Howell County, MO totaling $172.1 million, up 8% from 2023. The average application was for $180,000, and applicants reported an average income of $86,000. 49% of applications resulted in an originated loan and 15% were denied. The most active lender was Click N' Close, Inc., with 95 applications, followed by Das Acquisition Company, LLC and Simmons Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 951
Total Mortgage Loan Application Amount $172,105,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $86,000
Highest Applicant Income $2,496,000

Mortgage Company List for Lending in Howell County, MO for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 95 $ 20,275,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 81 $ 14,145,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 65 $ 6,745,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 65 $ 12,305,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 47 $ 9,905,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 37 $ 10,325,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 36 $ 9,420,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 32 $ 5,020,000
Fnbc Bank
636 ASH FLAT DR
ASH FLAT, AR 72513
* $ n/a 20 $ 2,170,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 17 $ 2,005,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 17 $ 3,795,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 15 $ 2,225,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 15 $ 2,515,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 15 $ 2,335,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 14 $ 900,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 14 $ 2,110,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ n/a 14 $ 1,800,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 12 $ 2,410,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 12 $ 2,580,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 12 $ 1,530,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ n/a 12 $ 2,110,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 11 $ 1,615,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ n/a 11 $ 2,115,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 10 $ 2,850,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 10 $ 1,100,000
Arvest Bank

TULSA, OK 74103
* $ n/a 9 $ 915,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 9 $ 1,415,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 8 $ 1,280,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 8 $ 1,790,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ n/a 7 $ 1,475,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ n/a 6 $ 880,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 6 $ 1,000,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,030,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 6 $ 1,260,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 5 $ 505,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 695,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 5 $ 1,145,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 5 $ 305,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 4 $ 350,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 4 $ 160,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 4 $ 1,040,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 4 $ 810,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 1,460,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 4 $ 780,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 4 $ 640,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 1,200,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 3 $ 205,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 3 $ 535,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 3 $ 405,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ n/a 3 $ 555,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 945,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 555,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 3 $ 775,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 305,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 3 $ 825,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 3 $ 945,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 3 $ 445,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 3 $ 515,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 2 $ 360,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 520,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 440,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ n/a 2 $ 230,000
Omb Bank
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ n/a 2 $ 870,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ n/a 2 $ 190,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 130,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 2 $ 720,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 2 $ 180,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 2 $ 220,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ n/a 2 $ 360,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 2 $ 360,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 2 $ 380,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ n/a 2 $ 610,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 310,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 2 $ 1,140,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 255,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 115,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 1 $ 155,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 265,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ n/a 1 $ 95,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 305,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 385,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 75,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 385,000
Alliance Credit Union
1280 S HIGHWAY DR
FENTON, MO 63026
* $ n/a 1 $ 35,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 1 $ 145,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 135,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 355,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 1 $ 555,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 115,000
Tioga-Franklin Savings Bank
320 EAST GIRARD AVENUE
PHILADELPHIA, PA 19125
* $ n/a 1 $ 435,000
Citizens Bank of Rogersville
1001 W. CENTER ST.
ROGERSVILLE, MO 65742
* $ n/a 1 $ 85,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 1 $ 545,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 1 $ 75,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 1 $ 55,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 55,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 15,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 105,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ n/a 1 $ 135,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 1 $ 245,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ n/a 1 $ 395,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 105,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 1 $ 55,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 195,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ n/a 1 $ 255,000
The Bank of Missouri
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ n/a 1 $ 205,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ n/a 1 $ 215,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 1 $ 205,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 335,000
The Maries County Bank
218 4TH STREET
VIENNA, MO 65582
* $ n/a 1 $ 135,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ n/a 1 $ 265,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 155,000
Peoples Community Bank
PO BOX 350
GREENVILLE, MO 63944
* $ n/a 1 $ 125,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 1 $ 325,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 25,000
Labette Bank
PO BOX 497 319 4TH
ALTAMONT, KS 67330
* $ n/a 1 $ 185,000

The tables below break down 2024 mortgage applications in Howell County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Howell County, MO in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 540 $107,570,000 $199,000 $925,000 $84,000 $525,000
Cash-out Refinancing 177 $33,515,000 $189,000 $775,000 $91,000 $2,496,000
Refinancing 108 $20,590,000 $190,000 $505,000 $97,000 $1,051,000
Other Purpose 71 $6,055,000 $85,000 $1,005,000 $81,000 $236,000
Home Improvement 54 $4,310,000 $79,000 $675,000 $83,000 $229,000
Not Applicable 1 $65,000 $65,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 694 $120,100,000 $173,000 $1,005,000 $87,000 $2,496,000
Not Provided 117 $24,905,000 $212,000 $925,000 $81,000 $495,000
Not applicable 112 $22,880,000 $204,000 $675,000 $175,000 $175,000
Hispanic 11 $2,075,000 $188,000 $365,000 $77,000 $139,000
Black or African American 9 $1,325,000 $147,000 $275,000 $65,000 $183,000
American Indian or Alaskan Native 4 $430,000 $107,000 $195,000 $54,000 $65,000
Asian 4 $390,000 $97,000 $185,000 $111,000 $227,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 509 $78,965,000 $155,000 $1,005,000 $91,000 $1,051,000
FHA-insured (Federal Housing Administration) 197 $36,555,000 $185,000 $485,000 $81,000 $2,496,000
VA-guaranteed (Veterans Administration) 161 $43,615,000 $270,000 $915,000 $88,000 $310,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 84 $12,970,000 $154,000 $245,000 $61,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 468 $83,790,000 $179,000 $675,000 $89,000 $1,051,000
Application Denied By Financial Institution 143 $18,515,000 $129,000 $1,005,000 $87,000 $2,496,000
Application Withdrawn By Applicant 141 $31,915,000 $226,000 $925,000 $88,000 $310,000
Loan Purchased By The Institution 114 $22,980,000 $201,000 $555,000 $67,000 $175,000
File Closed For Incompleteness 51 $9,575,000 $187,000 $775,000 $66,000 $310,000
Application Approved But Not Accepted 32 $4,990,000 $155,000 $355,000 $70,000 $196,000
Preapproval Approved but not Accepted 1 $155,000 $155,000 $155,000 $61,000 $61,000
Preapproval Denied by Financial Institution 1 $185,000 $185,000 $185,000 $66,000 $66,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 775 $147,875,000 $190,000 $925,000 $86,000 $1,051,000
Debt-To-Income Ratio 67 $11,025,000 $164,000 $1,005,000 $67,000 $236,000
Credit History 49 $6,025,000 $122,000 $385,000 $123,000 $2,496,000
Collateral 23 $2,835,000 $123,000 $365,000 $75,000 $139,000
Credit Application Incomplete 18 $2,040,000 $113,000 $405,000 $69,000 $193,000
Unverifiable Information 7 $785,000 $112,000 $185,000 $90,000 $183,000
Other 6 $560,000 $93,000 $185,000 $66,000 $126,000
Employment History 3 $415,000 $138,000 $165,000 $30,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 3 $545,000 $181,000 $325,000 $46,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Missouri Lender List