Hudspeth County, TX Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 72 mortgage applications in Hudspeth County, TX totaling $9.6 million, up 44% from 2023. The average application was for $132,000, and applicants reported an average income of $108,000. 26% of applications resulted in an originated loan and 38% were denied. The most active lender was 21st Mortgage, with 35 applications, followed by Vanderbilt Mortgage and Finance, Inc and CMG Mortgage Inc.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 72 |
| Total Mortgage Loan Application Amount | $9,570,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $1,400,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ n/a | 35 | $ 4,355,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ n/a | 7 | $ 565,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ n/a | 6 | $ 1,310,000 |
| Triad Financial Services, Inc. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ n/a | 5 | $ 445,000 |
| Credit Human Federal Credit Un 6061 IH 10 WEST SAN ANTONIO, TX 78215 |
* | $ n/a | 3 | $ 455,000 |
| Change Lending 175 N. RIVERVIEW DRIVE SUITE C ANAHEIM, CA 92808 |
* | $ n/a | 3 | $ 475,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ n/a | 2 | $ 250,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 2 | $ 170,000 |
| Nations Lending Corporation 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ n/a | 1 | $ 115,000 |
| Firstlight Federal Credit Unio 9983 KENWORTHY ST. EL PASO, TX 79924 |
* | $ n/a | 1 | $ 115,000 |
| Genway Home Mortgage, Inc. 3211 INTERNET BOULEVARD, SUITE 300 FRISCO, TX 75034 |
* | $ n/a | 1 | $ 155,000 |
| Guild Mortgage Company 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ n/a | 1 | $ 235,000 |
| Cardinal Financial Company, Li 3530 TORINGDON WAY STE 200 CHARLOTTE, NC 28277 |
* | $ n/a | 1 | $ 215,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 1 | $ 235,000 |
| The First National Bank of Gra 101 E BRIDGE ST GRANBURY, TX 76048 |
* | $ n/a | 1 | $ 55,000 |
The tables below break down 2024 mortgage applications in Hudspeth County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Hudspeth County, TX in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 66 | $8,790,000 | $133,000 | $305,000 | $109,000 | $1,400,000 |
| Refinancing | 3 | $395,000 | $131,000 | $235,000 | $77,000 | $77,000 |
| Other Purpose | 2 | $250,000 | $125,000 | $125,000 | $70,000 | $70,000 |
| Cash-out Refinancing | 1 | $135,000 | $135,000 | $135,000 | $121,000 | $121,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 39 | $5,265,000 | $135,000 | $305,000 | $130,000 | $1,400,000 |
| Not Provided | 15 | $2,055,000 | $137,000 | $235,000 | $85,000 | $176,000 |
| White | 13 | $1,605,000 | $123,000 | $285,000 | $83,000 | $138,000 |
| Black or African American | 3 | $345,000 | $115,000 | $125,000 | $56,000 | $70,000 |
| Not applicable | 1 | $155,000 | $155,000 | $155,000 | $45,000 | $45,000 |
| American Indian or Alaskan Native | 1 | $145,000 | $145,000 | $145,000 | $51,000 | $51,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 61 | $7,605,000 | $124,000 | $285,000 | $111,000 | $1,400,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,135,000 | $227,000 | $275,000 | $70,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 5 | $815,000 | $163,000 | $305,000 | $101,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $15,000 | $15,000 | $15,000 | $84,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 27 | $3,035,000 | $112,000 | $285,000 | $63,000 | $134,000 |
| Loan Originated | 19 | $3,095,000 | $162,000 | $305,000 | $165,000 | $1,400,000 |
| File Closed For Incompleteness | 14 | $1,740,000 | $124,000 | $185,000 | $103,000 | $195,000 |
| Application Withdrawn By Applicant | 7 | $1,025,000 | $146,000 | $235,000 | $113,000 | $176,000 |
| Application Approved But Not Accepted | 4 | $460,000 | $115,000 | $155,000 | $143,000 | $354,000 |
| Preapproval Approved but not Accepted | 1 | $215,000 | $215,000 | $215,000 | $60,000 | $60,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45 | $6,535,000 | $145,000 | $305,000 | $134,000 | $1,400,000 |
| Credit History | 9 | $1,175,000 | $130,000 | $285,000 | $59,000 | $120,000 |
| Debt-To-Income Ratio | 8 | $890,000 | $111,000 | $205,000 | $46,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $440,000 | $110,000 | $145,000 | $85,000 | $120,000 |
| Collateral | 3 | $365,000 | $121,000 | $125,000 | $114,000 | $134,000 |
| Unverifiable Information | 2 | $110,000 | $55,000 | $85,000 | $38,000 | $49,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $56,000 | $56,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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