Hutchinson County, TX Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 697 mortgage applications in Hutchinson County, TX totaling $98.0 million, up 17% from 2023. The average application was for $140,000, and applicants reported an average income of $95,000. 40% of applications resulted in an originated loan and 18% were denied. The most active lender was Amarillo National Bank, with 110 applications, followed by 21st Mortgage and Triad Financial Services, Inc..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 697
Total Mortgage Loan Application Amount $98,005,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $95,000
Highest Applicant Income $1,261,000

Mortgage Company List for Lending in Hutchinson County, TX for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ n/a 110 $ 14,590,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 73 $ 8,505,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 44 $ 5,750,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 27 $ 3,005,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 25 $ 2,785,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 22 $ 3,590,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 19 $ 2,815,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 17 $ 1,985,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 16 $ 1,230,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 15 $ 2,005,000
Education Credit Union
4400 INTERSTATE 40 WEST
AMARILLO, TX 79106
* $ n/a 13 $ 1,345,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 13 $ 1,545,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ n/a 12 $ 2,150,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 12 $ 2,100,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 12 $ 3,120,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 11 $ 1,375,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 11 $ 2,215,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 10 $ 2,220,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 2,120,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ n/a 9 $ 1,475,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ n/a 9 $ 1,525,000
Firstbank Southwest
2401 S. GEORGIA
AMARILLO, TX 79109
* $ n/a 8 $ 740,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 7 $ 945,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 6 $ 670,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 320,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 6 $ 1,010,000
Access Community Credit Union
6401 BELL ST.
AMARILLO, TX 79114
* $ n/a 5 $ 525,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 5 $ 765,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 5 $ 935,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ n/a 5 $ 695,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 5 $ 605,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 530,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 4 $ 770,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 610,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 4 $ 1,380,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 920,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 4 $ 530,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 3 $ 315,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ n/a 3 $ 415,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ n/a 3 $ 15,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 3 $ 305,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 3 $ 645,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 3 $ 15,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 355,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 2 $ 430,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 2 $ 290,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 2 $ 240,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 2 $ 530,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 2 $ 160,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 450,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 2 $ 350,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 2 $ 540,000
Alliance Credit Union
8401 QUAKER AVE
LUBBOCK, TX 79424
* $ n/a 2 $ 400,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 410,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 340,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 2 $ 590,000
Premier Lending Inc.

CHARLOTTE, NC 28277
* $ n/a 2 $ 370,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 2 $ 330,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 2 $ 390,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 145,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 1 $ 105,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 1 $ 245,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 135,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 1 $ 65,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 245,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 1 $ 255,000
The People's Federal Credit Union
PO BOX 9335
AMARILLO, TX 79109
* $ n/a 1 $ 55,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 1 $ 105,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ n/a 1 $ 225,000
The First National Bank & Trust Co
PO BOX 1130
CHICKASHA, OK 73018
* $ n/a 1 $ 115,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 265,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 85,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 1 $ 105,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ n/a 1 $ 75,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ n/a 1 $ 15,000
Home Access Financial, LLC
100 ASHLEY DR S #1150
TAMPA, FL 33602
* $ n/a 1 $ 445,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 1 $ 245,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ n/a 1 $ 215,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 265,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 265,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ n/a 1 $ 55,000
Vantage Bank Texas
45 NE LOOP 410 STE 500
SAN ANTONIO, TX 78216
* $ n/a 1 $ 185,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 195,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 135,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 25,000
First United Bank
5802 4TH STREET
LUBBOCK, TX 79416
* $ n/a 1 $ 125,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 285,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 1 $ 105,000
Ally Bank

CHARLOTTE, NC 28202
* $ n/a 1 $ 85,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 1 $ 155,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 145,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 1 $ 105,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 85,000
Acfcu Federal Credit Union
6100 I-40 WEST
AMARILLO, TX 79106
* $ n/a 1 $ 85,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ n/a 1 $ 85,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ n/a 1 $ 205,000
Transpecos Banks, SSB - Pecos, Tx
112 E. PECAN STREET SUITE 800
SAN ANTONIO, TX 78205
* $ n/a 1 $ 135,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 15,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 115,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 105,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 85,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 135,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 1 $ 55,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 1 $ 45,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 145,000

The tables below break down 2024 mortgage applications in Hutchinson County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hutchinson County, TX in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 513 $76,665,000 $149,000 $765,000 $96,000 $1,261,000
Refinancing 62 $9,750,000 $157,000 $425,000 $85,000 $475,000
Other Purpose 54 $3,670,000 $67,000 $285,000 $86,000 $263,000
Cash-out Refinancing 54 $7,000,000 $129,000 $365,000 $106,000 $525,000
Home Improvement 13 $905,000 $69,000 $165,000 $97,000 $161,000
Not Applicable 1 $15,000 $15,000 $15,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 390 $53,210,000 $136,000 $765,000 $99,000 $525,000
Hispanic 101 $13,925,000 $137,000 $745,000 $84,000 $408,000
Not applicable 93 $15,265,000 $164,000 $745,000 $46,000 $46,000
Not Provided 68 $9,420,000 $138,000 $445,000 $103,000 $1,261,000
American Indian or Alaskan Native 26 $3,840,000 $147,000 $365,000 $71,000 $164,000
Black or African American 10 $1,400,000 $140,000 $235,000 $61,000 $153,000
Asian 9 $945,000 $105,000 $345,000 $93,000 $206,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 490 $61,430,000 $125,000 $765,000 $99,000 $1,261,000
FHA-insured (Federal Housing Administration) 147 $24,795,000 $168,000 $425,000 $79,000 $226,000
VA-guaranteed (Veterans Administration) 45 $9,635,000 $214,000 $745,000 $89,000 $159,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $2,145,000 $143,000 $285,000 $78,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 279 $42,835,000 $153,000 $765,000 $100,000 $472,000
Application Denied By Financial Institution 128 $15,560,000 $121,000 $365,000 $84,000 $525,000
Loan Purchased By The Institution 100 $16,430,000 $164,000 $745,000 $101,000 $161,000
Application Withdrawn By Applicant 73 $8,925,000 $122,000 $445,000 $105,000 $1,261,000
Application Approved But Not Accepted 59 $7,585,000 $128,000 $255,000 $92,000 $313,000
File Closed For Incompleteness 57 $6,525,000 $114,000 $245,000 $87,000 $408,000
Preapproval Approved but not Accepted 1 $145,000 $145,000 $145,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 561 $81,515,000 $145,000 $765,000 $98,000 $1,261,000
Credit History 58 $6,530,000 $112,000 $325,000 $90,000 $475,000
Debt-To-Income Ratio 42 $4,710,000 $112,000 $365,000 $64,000 $216,000
Collateral 8 $1,360,000 $170,000 $335,000 $104,000 $120,000
Credit Application Incomplete 8 $1,180,000 $147,000 $365,000 $147,000 $525,000
Other 7 $915,000 $130,000 $155,000 $74,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 7 $785,000 $112,000 $175,000 $64,000 $87,000
Employment History 4 $660,000 $165,000 $235,000 $112,000 $215,000
Unverifiable Information 2 $350,000 $175,000 $285,000 $27,000 $27,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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