Inyo County, CA Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 687 mortgage applications in Inyo County, CA totaling $144.4 million, up 11% from 2010. The average application was for $210,000, and applicants reported an average income of $96,000. 52% of applications resulted in an originated loan and 16% were denied. The most active lender was JPMorgan Chase Bank, NA, with 100 applications, followed by Wells Fargo Bank NA and Bank of America NA.

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Total Number of Mortgage Applications 687
Total Mortgage Loan Application Amount $144,376,000
Average Mortgage Loan Application Amount $210,000
Highest Mortgage Loan Application Amount $728,000
Average Applicant Income $96,000
Highest Applicant Income $3,329,000

Mortgage Company List for Lending in Inyo County, CA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 100 $ 18,510,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 88 $ 18,390,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 73 $ 16,940,000
El Dorado Savings Bank
4040 EL DORADO ROAD
PLACERVILLE, CA 95667
* $ 1,656,896,000 36 $ 5,652,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 21 $ 5,457,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 20 $ 4,713,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 18 $ 2,492,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 17 $ 2,912,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 14 $ 3,846,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 14 $ 3,139,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 13 $ 2,671,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 12 $ 2,533,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 2,422,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 2,419,551,000 11 $ 1,890,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 10 $ 2,405,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 9 $ 2,327,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 2,354,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,781,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 8 $ 2,110,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 7 $ 1,438,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 6 $ 1,303,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 6 $ 1,515,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 6 $ 1,128,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 5 $ 937,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 5 $ 964,000
Altaone Federal Credit Union
P. O. BOX 1209
RIDGECREST, CA 93556
* $ 518,079,000 5 $ 493,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 5 $ 303,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,358,086,000 4 $ 1,136,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,501,245,000 4 $ 691,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 1,173,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 286,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 1,358,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 4 $ 1,125,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 79,615,114,000 3 $ 1,157,000
Mountain West Financial Inc.
1209 NEVADA STREET SUITE 200
REDLANDS, CA 92374
* $ 10,000,000 3 $ 381,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 692,000
Imortgage.Com, Inc.
4800 N. SCOTTSDALE ROAD, SUITE 3800
SCOTTSDALE, AZ 85251
* $ 10,000,000 2 $ 607,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 319,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 608,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 2 $ 488,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 389,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 2 $ 1,070,000
Suburban Mortgage Co of Nm
9401 JERONIMO ROAD STE 200
IRVINE, CA 92618
* $ 10,000,000 2 $ 542,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 341,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 479,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 138,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ 10,000,000 2 $ 352,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 284,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 2 $ 248,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,529,914,000 2 $ 391,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 2 $ 370,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 1 $ 299,000
Mission Federal Credit Union
5785 OBERLIN DRIVE
SAN DIEGO, CA 92131
* $ 2,038,867,000 1 $ 215,000
Schoolsfirst FCU
2115 N. BROADWAY
SANTA ANA, CA 92706
* $ 8,497,395,000 1 $ 310,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 850,750,000 1 $ 100,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 1 $ 298,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 817,810,000 1 $ 292,000
F&A Federal Credit Union
2625 CORPORATE PLACE
MONTEREY PARK, CA 91754
* $ 1,131,212,000 1 $ 30,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 54,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 744,793,000 1 $ 279,000
California Lithuanian Credit Union
2806 SANTA MONICA BLVD
SANTA MONICA, CA 90404
* $ 72,759,000 1 $ 95,000
Lbs Financial Credit Union
5505 GARDEN GROVE BLVD
WESTMINSTER, CA 92683
* $ 988,245,000 1 $ 100,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 330,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 227,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 173,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 186,000
Kings Mortgage
3828 W. CALDWELL AVE.
VISALIA, CA 93277
* $ 534,000 1 $ 203,000
Rabobank, National Association
915 HIGHLAND POINTE DRIVE
ROSEVILLE, CA 95678
* $ 11,612,000,000 1 $ 158,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 1 $ 143,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 1 $ 98,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 1 $ 219,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 147,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 225,000
Pmc Bancorp
17800 CASTLETON STREET, SUITE 488
CITY OF INDUSTRY, CA 91748
* $ 10,000,000 1 $ 290,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,458,366,000 1 $ 100,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 340,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 1 $ 392,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 1 $ 223,000
The Mortgage House, Inc.
26901 AGOURA ROAD, SUITE 250
CALABASAS, CA 91301
* $ 10,000,000 1 $ 315,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 1 $ 348,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 81,000
Wholesale Capital Corporation
23328 OLIVEWOOD PLAZA DRIVE
MORENO VALLEY, CA 92553
* $ 10,000,000 1 $ 258,000
Blufi Lending Corp.
1808 ASTON AVE., STE. 190
CARLSBAD, CA 92008
* $ 4,703,000 1 $ 402,000
Chicago Bancorp
300 N ELIZABETH STREET STUITE 3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 143,000
Opes Advisors, Inc.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ 2,541,000 1 $ 196,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 247,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 1 $ 183,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 273,000
Data Mortgage Inc., dba Essex
1100 W. TOWN & COUNTRY RD. STE. 100
ORANGE, CA 92868
* $ 10,000,000 1 $ 180,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 1 $ 415,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 274,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ 1,000,000,000 1 $ 320,000
Mount Olympus Mortgage Company
2600 MICHELSON DR., #250
IRVINE, CA 92612
* $ 10,000,000 1 $ 284,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 176,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 283,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 212,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 205,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 145,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 1 $ 249,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 1 $ 222,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 195,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 187,000

The tables below break down 2011 mortgage applications in Inyo County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Inyo County, CA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 487 $105,888,000 $217,000 $728,000 $102,000 $3,329,000
Home Purchase 183 $36,114,000 $197,000 $480,000 $82,000 $379,000
Home Improvement 17 $2,374,000 $139,000 $417,000 $69,000 $156,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 492 $102,149,000 $207,000 $728,000 $100,000 $3,329,000
Not Provided 74 $16,518,000 $223,000 $480,000 $95,000 $834,000
Not applicable 58 $14,714,000 $253,000 $416,000 $82,000 $326,000
Hispanic 30 $5,407,000 $180,000 $306,000 $64,000 $157,000
American Indian or Alaskan Native 21 $2,792,000 $132,000 $402,000 $72,000 $379,000
Asian 12 $2,796,000 $233,000 $315,000 $102,000 $198,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 585 $121,435,000 $207,000 $728,000 $102,000 $3,329,000
FHA-insured (Federal Housing Administration) 87 $19,340,000 $222,000 $341,000 $65,000 $379,000
VA-guaranteed (Veterans Administration) 15 $3,601,000 $240,000 $317,000 $44,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 354 $72,630,000 $205,000 $728,000 $92,000 $1,000,000
Loan Purchased By The Institution 130 $29,806,000 $229,000 $415,000 $88,000 $834,000
Application Denied By Financial Institution 109 $23,072,000 $211,000 $557,000 $118,000 $3,329,000
Application Withdrawn By Applicant 41 $9,469,000 $230,000 $480,000 $91,000 $328,000
Application Approved But Not Accepted 30 $5,603,000 $186,000 $416,000 $89,000 $190,000
File Closed For Incompleteness 23 $3,796,000 $165,000 $302,000 $116,000 $619,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 36 $7,639,000 $212,000 $380,000 $110,000 $643,000
Credit History 15 $2,611,000 $174,000 $417,000 $63,000 $202,000
Debt-To-Income Ratio 13 $2,472,000 $190,000 $286,000 $39,000 $76,000
Credit Application Incomplete 12 $2,597,000 $216,000 $417,000 $418,000 $3,329,000
Other 9 $1,899,000 $211,000 $353,000 $56,000 $139,000
Unverifiable Information 7 $1,956,000 $279,000 $557,000 $83,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,419,000 $283,000 $380,000 $125,000 $190,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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