Jackson County, IL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,138 mortgage applications in Jackson County, IL totaling $123.8 million, down 5% from 2009. The average application was for $108,000, and applicants reported an average income of $70,000. 54% of applications resulted in an originated loan and 20% were denied. The most active lender was Old National Bank, with 133 applications, followed by US Bank, N.A. and PHH Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,138
Total Mortgage Loan Application Amount $123,754,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $950,000
Average Applicant Income $70,000
Highest Applicant Income $1,800,000

Mortgage Company List for Lending in Jackson County, IL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,845,482,000 133 $ 11,076,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 112 $ 15,689,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 73 $ 8,030,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 847,945,000 67 $ 8,183,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 66 $ 6,362,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,072,068,000 63 $ 6,570,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 250,579,000 59 $ 7,034,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 50 $ 6,416,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 48 $ 4,508,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 47 $ 5,431,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 26 $ 2,852,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 23 $ 1,389,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 20 $ 1,973,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 20 $ 2,557,000
Midcountry Bank
2611 BLUE HERON DR.
MARION, IL 62959
* $ 852,055,000 16 $ 1,401,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 14 $ 1,213,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 14 $ 819,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,549,701,000 13 $ 950,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 1,559,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,336,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 11 $ 1,075,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 11 $ 1,607,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 135,417,000 10 $ 1,218,000
Capaha Bank
145 RUSSELL AVENUE - PO BOX 220
TAMMS, IL 62988
* $ 185,273,000 9 $ 911,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 858,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 1,105,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 1,250,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 7 $ 348,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 785,069,000 7 $ 717,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 6 $ 422,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 6 $ 716,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 348,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 1,030,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 5 $ 383,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 5 $ 528,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 5 $ 221,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 5 $ 415,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 833,054,000 5 $ 746,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 4 $ 54,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 4 $ 429,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 4 $ 650,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 5,332,471,000 4 $ 756,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 711,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 560,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 3 $ 352,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 616,706,000 3 $ 415,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 3 $ 116,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 2 $ 129,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 2 $ 126,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 2 $ 165,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,139,962,000 2 $ 218,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 2 $ 90,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 56,331,000 2 $ 269,000
Farmers State Bank of Alto Pass
555 S. COMMERCIAL
HARRISBURG, IL 62946
* $ 243,452,000 2 $ 149,000
Alliance Bank
217 N KINGSHIGHWAY, PO BOX 1458
CAPE GIRARDEAU, MO 63701
* $ 126,517,000 2 $ 131,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 576,281,000 2 $ 132,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 290,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 282,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 193,000
Mortgage Direct Inc
360 W BUTTERFIELD RD SUITE 320
ELMHURST, IL 60126
* $ 22,877,000 2 $ 388,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 141,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 103,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 98,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 86,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 161,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 92,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 75,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 125,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 138,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 133,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 73,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 71,000
South Central Illinois Mtg LLC
200 E. HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 10,000,000 1 $ 97,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 75,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 110,000
First Federal Savings Bank
633 LASALLE STREET
OTTAWA, IL 61350
* $ 413,853,000 1 $ 39,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 169,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 64,000
Ncb, FSB
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 1,589,722,000 1 $ 60,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 73,677,000 1 $ 11,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 44,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 218,311,000 1 $ 20,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 600,433,000 1 $ 143,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 48,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 87,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 829,961,000 1 $ 360,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 48,000
Commerce Bank, N.A.
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 17,958,713,000 1 $ 109,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,415,903,000 1 $ 89,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 1 $ 249,000
Freestar Bank N.A.
223 N MILL STREET
PONTIAC, IL 61764
* $ 421,880,000 1 $ 85,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 459,780,000 1 $ 113,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 256,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 147,298,000 1 $ 71,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 103,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 147,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 596,000,000 1 $ 130,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,116,511,000 1 $ 260,000
Marquette Bank
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,798,981,000 1 $ 93,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 179,000
UMB Bank, NA
1008 OAK ST.
KANSAS CITY, MO 64106
* $ 10,219,530,000 1 $ 102,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 27,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 1 $ 78,000

The tables below break down 2010 mortgage applications in Jackson County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson County, IL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 764 $89,425,000 $117,000 $737,000 $76,000 $1,800,000
Home Purchase 304 $29,492,000 $97,000 $360,000 $60,000 $600,000
Home Improvement 70 $4,837,000 $69,000 $950,000 $56,000 $261,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 875 $95,570,000 $109,000 $950,000 $74,000 $1,800,000
Not Provided 96 $10,280,000 $107,000 $303,000 $78,000 $661,000
Black or African American 56 $5,498,000 $98,000 $328,000 $65,000 $261,000
Not applicable 53 $5,970,000 $112,000 $360,000 $5,000 $102,000
Asian 32 $3,926,000 $122,000 $257,000 $72,000 $229,000
Hispanic 19 $1,913,000 $100,000 $307,000 $74,000 $190,000
American Indian or Alaskan Native 5 $302,000 $60,000 $103,000 $29,000 $83,000
Native Hawaiian or Other Pacific Islander 2 $295,000 $147,000 $200,000 $68,000 $80,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 882 $96,708,000 $109,000 $950,000 $74,000 $1,800,000
FHA-insured (Federal Housing Administration) 173 $18,432,000 $106,000 $320,000 $61,000 $1,740,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $3,711,000 $82,000 $164,000 $42,000 $78,000
VA-guaranteed (Veterans Administration) 38 $4,903,000 $129,000 $307,000 $54,000 $190,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 611 $69,819,000 $114,000 $950,000 $75,000 $661,000
Application Denied By Financial Institution 232 $21,496,000 $92,000 $320,000 $65,000 $1,740,000
Loan Purchased By The Institution 108 $12,346,000 $114,000 $307,000 $33,000 $190,000
Application Withdrawn By Applicant 95 $10,377,000 $109,000 $328,000 $88,000 $1,800,000
Application Approved But Not Accepted 61 $6,522,000 $106,000 $354,000 $73,000 $261,000
File Closed For Incompleteness 31 $3,194,000 $103,000 $345,000 $92,000 $1,116,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 61 $4,438,000 $72,000 $225,000 $54,000 $237,000
Debt-To-Income Ratio 36 $3,985,000 $110,000 $303,000 $49,000 $121,000
Collateral 35 $4,251,000 $121,000 $256,000 $78,000 $235,000
Other 19 $1,847,000 $97,000 $301,000 $69,000 $261,000
Credit Application Incomplete 10 $1,362,000 $136,000 $254,000 $264,000 $1,740,000
Unverifiable Information 5 $559,000 $111,000 $196,000 $27,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 5 $411,000 $82,000 $140,000 $57,000 $106,000
Employment History 2 $220,000 $110,000 $133,000 $74,000 $81,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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