Jackson County, MI Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 8,092 mortgage applications in Jackson County, MI totaling $938.7 million, down 3% from 2008. The average application was for $116,000, and applicants reported an average income of $57,000. 44% of applications resulted in an originated loan and 18% were denied. The most active lender was Bank of America, N.A., with 762 applications, followed by Flagstar Bank and Cnb Lending Services, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,092
Total Mortgage Loan Application Amount $938,737,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $57,000
Highest Applicant Income $1,584,000

Mortgage Company List for Lending in Jackson County, MI for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 762 $ 93,625,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 627 $ 70,225,000
Cnb Lending Services, LLC
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 247,881,000 445 $ 64,554,000
Fifth Third Mortgage, Mi LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 364 $ 45,743,000
True Community Credit Union
1100 CLINTON RD
JACKSON, MI 49202
* $ 300,894,000 349 $ 21,293,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 323 $ 45,359,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 320 $ 26,085,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 12,266,600,000 318 $ 29,970,000
Arbor Mortgage Corporation
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 300 $ 36,998,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 293 $ 36,375,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 257 $ 33,240,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 183 $ 18,813,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 172 $ 21,485,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,311,463,000 166 $ 23,982,000
American 1 Federal Credit Unio
718 E. MICHIGAN AVE.
JACKSON, MI 49201
* $ 162,415,000 159 $ 1,376,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 158 $ 21,002,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 150 $ 19,570,000
Comerica Bank
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 67,597,552,000 143 $ 18,530,000
Farmers Statebank of Munith
201 N MAIN ST
MUNITH, MI 49259
* $ 62,771,000 143 $ 16,195,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 115 $ 14,810,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 93 $ 10,248,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 90 $ 12,639,000
Independent Mortgage Co
230 W MAIN ST
IONIA, MI 48846
* $ 2,953,214,000 85 $ 9,791,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,300,000,000 82 $ 9,807,000
Michigan Community Credit Unio
1425 W PARNALL RD
JACKSON, MI 49201
* $ 77,051,000 71 $ 8,301,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 69 $ 8,057,000
Homestead Savings Bank
415 S SUPERIOR ST
ALBION, MI 49224
* $ 82,669,000 69 $ 7,099,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 63 $ 5,402,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 59 $ 6,635,000
Osb Community Bank
417 S MAIN ST, PO BOX 738
BROOKLYN, MI 49230
* $ 59,260,000 58 $ 6,314,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ 30,000,000 49 $ 4,801,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 44 $ 1,661,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 40 $ 4,875,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 40 $ 5,006,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 39 $ 4,913,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 38 $ 6,219,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 37 $ 3,188,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 35 $ 4,325,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 33 $ 4,010,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 31 $ 904,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 31 $ 4,347,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 303,313,000 31 $ 2,449,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 28 $ 3,245,000
Tcf National Bank
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 16,703,060,000 27 $ 3,353,000
United Mortgage Company
205 E. CHICAGO BLVD.
TECUMSEH, MI 49286
* $ 468,861,000 27 $ 4,275,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 25 $ 2,670,000
United Mortgage Company-Washte
2723 S STATE ST
ANN ARBOR, MI 48106
* $ 177,163,000 24 $ 3,872,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 24 $ 2,813,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 556,180,000 24 $ 642,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 23 $ 3,297,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 22 $ 2,116,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 21 $ 3,290,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 20 $ 1,391,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 20 $ 3,332,000
Monarch Community Bank
375 N WILLOWBROOK RD
COLDWATER, MI 49036
* $ 291,479,000 19 $ 1,932,000
First Federal Bank
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 1,949,553,000 18 $ 2,665,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 17 $ 192,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 16 $ 1,886,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ 9,135,000 16 $ 2,686,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 15 $ 2,233,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,731,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 15 $ 2,687,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 1,569,230,000 15 $ 1,197,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 15 $ 1,734,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,953,214,000 14 $ 318,000
Capital Mortgage Funding, LLC
17170 WEST 12 MILE ROAD
SOUTHFIELD, MI 48076
* $ 10,000,000 14 $ 1,884,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 14 $ 380,000
Equity Services, Inc.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 13 $ 2,176,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 1,488,726,000 13 $ 2,103,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 13 $ 1,814,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 489,167,000 13 $ 1,182,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ 10,000,000 12 $ 1,733,000
D & R Mortgage Corp
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 11 $ 1,647,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 11 $ 1,382,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 10 $ 1,715,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 10 $ 1,397,000
Tranex Financial Inc.
26200 AMERICAN DRIVE
SOUTHFIELD, MI 48034
* $ 10,000,000 9 $ 1,342,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 9 $ 764,000
Consumers Professional Credit Union
525 W WILLOW STREET
LANSING, MI 48906
* $ 69,735,000 9 $ 575,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 665,197,000 8 $ 794,000
Lafcu
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 479,688,000 8 $ 224,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 3,866,622,000 8 $ 367,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 213,972,000 8 $ 90,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 938,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 8 $ 713,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 8 $ 1,249,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 7 $ 943,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 10,000,000 7 $ 1,021,000
Mac-Clair Mortgage Corporation
4255 S SAGINAW ST
BURTON, MI 48529
* $ 10,000,000 7 $ 660,000
Chelsea State Bank
1010 S MAIN ST
CHELSEA, MI 48118
* $ 214,249,000 7 $ 333,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 7 $ 749,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 7 $ 997,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 7 $ 1,501,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 7 $ 769,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 2,140,880,000 6 $ 797,000
Midwest Financial Credit Union
2400 GREEN RD
ANN ARBOR, MI 48105
* $ 176,638,000 6 $ 667,000
Tlc Community Credit Union
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 290,265,000 6 $ 821,000
Eaton Federal Savings Bank
236 SOUTH COCHRAN
CHARLOTTE, MI 48813
* $ 315,510,000 6 $ 711,000
Homeplus Finance Corporation
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 6 $ 38,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 6 $ 796,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 6 $ 892,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 6 $ 674,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 6 $ 786,000
World Alliance Financial Corp.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 5 $ 363,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 5 $ 678,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 5 $ 1,080,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 5 $ 899,000
Mason State Bank
322 S. JEFFERSON STREET, P.O. BOX 130
MASON, MI 48854
* $ 122,548,000 5 $ 4,017,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 129,691,000 5 $ 589,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 101,868,610,000 5 $ 356,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 4 $ 369,000
Community Financial Credit Uni
PO BOX 8050
PLYMOUTH, MI 48170
* $ 426,321,000 4 $ 344,000
Marshall Community Credit Union
839 W GREEN ST
MARSHALL, MI 49068
* $ 139,392,000 4 $ 293,000
Cf Bancorp Mortgage Company
525 WATER STREET
PORT HURON, MI 48060
* $ 1,422,966,000 4 $ 937,000
Summit Community Bank
1600 ABBOT RD
EAST LANSING, MI 48823
* $ 170,293,000 4 $ 541,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 459,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 421,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 4 $ 551,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 450,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 4 $ 517,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 4 $ 562,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 4 $ 343,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 371,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 3 $ 518,000
Npb Mortgage LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 3 $ 90,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 3 $ 410,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 3 $ 419,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 3 $ 33,000
Cf Bancorp
525 WATER STREET
PORT HURON, MI 48060
* $ 1,959,603,000 3 $ 505,000
Fidelity Bank
22290 MICHIGAN AVENUE
DEARBORN, MI 48124
* $ 1,119,647,000 3 $ 329,000
Paramount Bank
31000 NORTHWESTERN HWY., #200
FARMINGTON HILLS, MI 48334
* $ 277,998,000 3 $ 405,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 3 $ 529,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 3 $ 654,000
Propertymortgage.Com
8137 GRAND RIVER AVE UNIT 5
BRIGHTON, MI 48114
* $ 2,223,299,000 2 $ 189,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 287,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 277,095,000 2 $ 313,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 2 $ 803,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 352,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,959,803,000 2 $ 51,000
United Bank and Trust
2723 S STATE ST
ANN ARBOR, MI 48104
* $ 489,959,000 2 $ 127,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 2 $ 144,000
The Dart Mortgage Co., LLC
368 S. PARK ST., P.O. BOX 40
MASON, MI 48854
* $ 218,941,000 2 $ 148,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 2 $ 173,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 2 $ 338,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,503,790,000 2 $ 426,000
United Bank & Trust Washtenaw
2723 S. STATE ST., STE. 110
ANN ARBOR, MI 48104
* $ 348,382,000 2 $ 890,000
Usny Bank
389 HAMILTON STREET
GENEVA, NY 14456
* $ 49,672,000 2 $ 376,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 285,928,000 2 $ 188,000
Adventure Credit Union
630 32ND ST SE
GRAND RAPIDS, MI 49548
* $ 237,779,000 2 $ 229,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 454,334,000 2 $ 281,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 2 $ 258,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,494,575,000 2 $ 433,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 739,229,000 2 $ 197,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 264,000
Mvb Mortgage Corporation
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 2 $ 379,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 224,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 244,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 182,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 2 $ 356,000
St. James Mortgage Corp.
42676 WOODWARD AVE.
BLOOMFIELD HILLS, MI 48304
* $ 10,000,000 1 $ 143,000
Bancgroup Mortgage Corporation
10400 SOUTH ROBERTS ROAD
PALOS HILLS, IL 60465
* $ 10,000,000 1 $ 254,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 186,000
Meridias Capital Incorporated
P.O. BOX 241429
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 164,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 223,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 1 $ 217,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 100,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 1 $ 68,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 111,000
Cardinal Financial Company
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 140,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 110,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 142,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 218,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,357,964,000 1 $ 5,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,215,323,000 1 $ 60,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 59,000
Zeal Credit Union
17250 NEWBURGH
LIVONIA, MI 48152
* $ 357,353,000 1 $ 83,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 1 $ 173,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 216,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 162,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 133,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 1 $ 79,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 265,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 241,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ 11,000,000 1 $ 216,000
The Anderson Financial Group, Inc.
2421 NORTH ASHLAND AVENUE
CHICAGO, IL 60614
* $ 10,000,000 1 $ 195,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 1 $ 21,000
Chief Financial Federal Credit
790 JOSLYN AVE
PONTIAC, MI 48340
* $ 80,904,000 1 $ 266,000
Kellogg Cfcu
41 SECOND ST
BATTLE CREEK, MI 49015
* $ 257,787,000 1 $ 93,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,159,689,000 1 $ 417,000
Nuunion Credit Union
501 S CAPITOL
LANSING, MI 48933
* $ 802,008,000 1 $ 24,000
Freestar Financial Credit Union
PO BOX 2800
MT. CLEMENS, MI 48046
* $ 140,613,000 1 $ 44,000
Dort Financial Credit Union
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 380,561,000 1 $ 61,000
Michigan Educational
9200 HAGGERTY ROAD
PLYMOUTH, MI 48170
* $ 501,642,000 1 $ 3,000
Arbor Financial Credit Union
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 290,788,000 1 $ 140,000
Alliance Catholic Credit Union
26913 NORTHWESTERN HWY STE 520
FARMINGTON HILLS, MI 48334
* $ 232,504,000 1 $ 153,000
Vibe
44575 W 12 MILE
NOVI, MI 48377
* $ 451,710,000 1 $ 92,000
Ignite Credit Union
115 RIVERSIDE DR
BATTLE CREEK, MI 49015
* $ 82,883,000 1 $ 19,000
Hcb Mortgage Company
150 W COURT
HASTINGS, MI 49058
* $ 237,469,000 1 $ 285,000
Westbound Bank
655 WEST GRAND PARKWAY SOUTH
KATY, TX 77494
* $ 150,677,000 1 $ 163,000
The Private Bank Mortgage Comp
38505 WOODWARD AVE. SUITE 1300
BLOOMFIELD HILLS, MI 48304
* $ 265,498,000 1 $ 395,000
Fentura Mortgage Corp
P O BOX 725
FENTON, MI 48430
* $ 295,000,000 1 $ 157,000
Oak Mortgage, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 315,462,000 1 $ 54,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 194,000
Midcountry Bank
2611 BLUE HERON DR.
MARION, IL 62959
* $ 967,308,000 1 $ 177,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 318,836,000 1 $ 193,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 117,000
First Federal Savings Bank
301 E 9TH STREET
ROCHESTER, IN 46975
* $ 376,910,000 1 $ 135,000
Sterling Bank & Trust, FSB
ONE TOWNE SQUARE, 17TH FLOOR
SOUTHFIELD, MI 48076
* $ 677,227,000 1 $ 351,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,782,916,000 1 $ 395,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 162,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 636,537,000 1 $ 390,000
Southern Michigan Bank & Trust
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 331,971,000 1 $ 223,000
Discover Bank
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 1 $ 10,000
Ssbbank
122 W. MAIN ST P.O. BOX 427
STOCKBRIDGE, MI 49285
* $ 85,570,000 1 $ 50,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 109,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 175,104,000 1 $ 216,000
Henry State Bank
700 SECOND ST
HENRY, IL 61537
* $ 89,547,000 1 $ 33,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 628,072,000 1 $ 68,000
Macatawa Bank, N.A.

ROSEMONT, IL 60018
* $ 2,147,294,000 1 $ 398,000
Peoples State Bank
1700 E 12 MILE RD
MADISON HEIGHTS, MI 48071
* $ 460,405,000 1 $ 145,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 185,045,000 1 $ 36,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 30,786,926,000 1 $ 97,000
Beach First National Bank
3751 GRISSOM PARKWAY, SUITE 100
MYRTLE BEACH, SC 29577
* $ 657,891,000 1 $ 188,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 124,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,083,993,000 1 $ 104,000
Irwin Union Bank
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,291,256,000 1 $ 77,000
First Community Bank
PO BOX 3686
ALBUQUERQUE, NM 87190
* $ 3,411,854,000 1 $ 196,000
Arvest Bank Group
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 10,210,879,000 1 $ 11,000
Sterling National Mortgage Co.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 154,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 193,000
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 1 $ 116,000

The tables below break down 2009 mortgage applications in Jackson County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson County, MI in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,317 $713,506,000 $134,000 $2,794,000 $60,000 $1,584,000
Home Purchase 2,076 $200,549,000 $96,000 $3,500,000 $48,000 $467,000
Home Improvement 699 $24,682,000 $35,000 $415,000 $55,000 $623,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,339 $741,129,000 $116,000 $1,660,000 $61,000 $1,584,000
Not applicable 804 $91,700,000 $114,000 $3,500,000 $22,000 $465,000
Not Provided 636 $76,315,000 $119,000 $880,000 $62,000 $822,000
Black or African American 141 $12,092,000 $85,000 $417,000 $44,000 $253,000
Hispanic 106 $9,159,000 $86,000 $239,000 $59,000 $1,200,000
Asian 35 $5,303,000 $151,000 $659,000 $100,000 $472,000
American Indian or Alaskan Native 22 $2,122,000 $96,000 $270,000 $46,000 $130,000
Native Hawaiian or Other Pacific Islander 9 $917,000 $101,000 $172,000 $47,000 $152,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,307 $619,582,000 $116,000 $3,500,000 $69,000 $1,584,000
FHA-insured (Federal Housing Administration) 2,358 $272,840,000 $115,000 $393,000 $34,000 $696,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 280 $27,592,000 $98,000 $254,000 $30,000 $125,000
VA-guaranteed (Veterans Administration) 147 $18,723,000 $127,000 $291,000 $32,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,600 $413,770,000 $114,000 $2,794,000 $66,000 $1,584,000
Loan Purchased By The Institution 1,739 $197,713,000 $113,000 $484,000 $26,000 $465,000
Application Denied By Financial Institution 1,466 $176,180,000 $120,000 $3,500,000 $63,000 $1,041,000
Application Withdrawn By Applicant 694 $77,280,000 $111,000 $417,000 $62,000 $636,000
Application Approved But Not Accepted 484 $60,484,000 $124,000 $1,660,000 $70,000 $456,000
File Closed For Incompleteness 100 $12,492,000 $124,000 $880,000 $57,000 $555,000
Preapproval Denied by Financial Institution 9 $818,000 $90,000 $200,000 $44,000 $94,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 530 $75,954,000 $143,000 $659,000 $80,000 $1,041,000
Credit History 268 $19,841,000 $74,000 $472,000 $54,000 $623,000
Debt-To-Income Ratio 218 $24,372,000 $111,000 $3,500,000 $42,000 $186,000
Other 91 $9,208,000 $101,000 $283,000 $60,000 $235,000
Credit Application Incomplete 36 $4,235,000 $117,000 $343,000 $58,000 $230,000
Unverifiable Information 30 $3,891,000 $129,000 $417,000 $61,000 $218,000
Insufficient Cash (Downpayment, Closing Cost) 26 $4,320,000 $166,000 $314,000 $71,000 $187,000
Employment History 17 $1,538,000 $90,000 $254,000 $35,000 $100,000
Mortgage Insurance Denied 6 $893,000 $148,000 $214,000 $74,000 $133,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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