Jasper County, GA Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 980 mortgage applications in Jasper County, GA totaling $139.8 million, down 7% from 2008. The average application was for $142,000, and applicants reported an average income of $65,000. 46% of applications resulted in an originated loan and 21% were denied. The most active lender was McIntosh State Bank, with 107 applications, followed by Bank of Monticello and Bank of America, N.A..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 980
Total Mortgage Loan Application Amount $139,797,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $65,000
Highest Applicant Income $1,870,000

Mortgage Company List for Lending in Jasper County, GA for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
McIntosh State Bank
210 SOUTH OAK STREET
JACKSON, GA 30233
* $ 450,122,000 107 $ 11,565,000
Bank of Monticello
PO BOX 29
MONTICELLO, GA 31064
* $ 96,605,000 93 $ 8,793,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 82 $ 11,968,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 58 $ 8,765,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 43 $ 7,804,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 42 $ 6,127,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 27 $ 3,761,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 26 $ 4,585,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 24 $ 4,510,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 22 $ 1,839,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 19 $ 2,681,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 17 $ 3,739,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 17 $ 2,872,000
Newton Federal Bank
3175 HIGHWAY 278
COVINGTON, GA 30014
* $ 264,315,000 16 $ 1,799,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 14 $ 2,097,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 11 $ 1,476,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 11 $ 1,623,000
Georgia Federal Credit Union
6705 SUGARLOAF PKWY
DULUTH, GA 30097
* $ 483,561,000 10 $ 793,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 9 $ 1,379,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 9 $ 1,669,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 9 $ 542,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 9 $ 1,324,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 9 $ 1,240,000
United Bank
PO BOX 1337
ZEBULON, GA 30295
* $ 798,619,000 8 $ 1,150,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 8 $ 1,023,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 8 $ 869,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 8 $ 1,167,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,884,364,000 7 $ 980,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 756,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 363,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 6 $ 1,150,000
Community Capital Bank
2236 MOUNT ZION RD
JONESBORO, GA 30236
* $ 185,350,000 6 $ 425,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 6 $ 1,636,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 6 $ 1,224,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 8,574,452,000 5 $ 757,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 987,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 5 $ 879,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 1,094,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 5 $ 738,000
Palladium Mortgage Corporation
3790 DATA DRIVE SUITE 100
NORCROSS, GA 30092
* $ 10,000,000 5 $ 491,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 794,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 571,000
The Peoples Bank
6124 HIGHWAY 278 NE
COVINGTON, GA 30014
* $ 222,948,000 4 $ 398,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 442,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 4 $ 539,000
Exchange Bank
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 230,342,000 4 $ 855,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 4 $ 257,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 112,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 474,647,000 4 $ 1,063,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 635,476,000,000 3 $ 818,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 3 $ 369,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 3 $ 541,000
Bank of Madison
133 N MAIN ST
MADISON, GA 30650
* $ 226,527,000 3 $ 709,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 3 $ 175,000
First Metro Mortgage Co.
P. 0. BOX 928
STOCKBRIDGE, GA 30281
* $ 515,137,000 3 $ 511,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 3 $ 588,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 3 $ 392,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 486,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 3 $ 522,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 628,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 3 $ 621,000
Pine State Mortgage Corp
6065 ROSWELL ROAD SUITE 300
ATLANTA, GA 30328
* $ 10,000,000 3 $ 340,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 483,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 369,000
Mvb Mortgage Corporation
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 2 $ 219,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 2 $ 278,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 507,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 1,662,849,000 2 $ 814,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 1,247,855,000 2 $ 441,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 2 $ 564,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 326,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 1,759,643,000 2 $ 473,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 2 $ 225,000
Colorado Federal Savings Bank
8400 EAST PRENTICE AVE, SUITE 545
GREENWOOD VILLAGE, CO 80111
* $ 77,289,000 2 $ 349,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 376,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 367,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 123,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 1 $ 20,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 30,436,225,000 1 $ 416,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 148,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 65,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 823,318,000 1 $ 221,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 277,095,000 1 $ 186,000
Wfs Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 467,861,000,000 1 $ 325,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 30,786,926,000 1 $ 86,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 150,000
First National Bank of Georgia
201 MAPLE STREET
CARROLLTON, GA 30117
* $ 888,950,000 1 $ 223,000
First National Bank of Griffin
318 S. HILL STREET GRIFFIN
GRIFFIN, GA 30224
* $ 297,812,000 1 $ 67,000
Eagle National Bank
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 258,044,000 1 $ 214,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 12,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,629,217,000 1 $ 181,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 197,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,334,333,000 1 $ 275,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 1 $ 186,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 151,000
First Federal
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,009,111,000 1 $ 196,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 110,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 3,710,374,000 1 $ 311,000
The Citizens Bank
301 S DAVIS ST
NASHVILLE, GA 31639
* $ 285,887,000 1 $ 350,000
Central Bank of Georgia
PO BOX 45
ELLAVILLE, GA 31806
* $ 345,537,000 1 $ 85,000
Afb&T
PO BOX 1747
ATHENS, GA 30603
* $ 1,600,387,000 1 $ 285,000
The Bank of Georgia
100 WESTPARK DRIVE
PEACHTREE CITY, GA 30269
* $ 384,793,000 1 $ 354,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 234,279,000 1 $ 184,000
People's Alliance Federal Credit Union
125 WIRELESS BLVD
HAUPPAUGE, NY 11788
* $ 192,104,000 1 $ 11,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 201,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 1 $ 181,000
La Capitol Federal Credit Union
P.O. BOX 3398
BATON ROUGE, LA 70802
* $ 360,582,000 1 $ 10,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 296,649,000 1 $ 161,000
Acu
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 923,880,000 1 $ 194,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 128,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 98,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 116,000
Southeast Mortgage of Ga, Inc
3496 CLUB DRIVE
LAWRENCEVILLE, GA 30044
* $ 10,000,000 1 $ 56,000
Prospect Mortgage, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 233,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 57,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 143,000
Sidus Financial, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 1 $ 84,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 75,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 215,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 116,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 207,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 134,000
Amtec Funding Group, Llc.
3330 HARBOR BOULEVARD
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 107,000
Avelo Mortgage, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 170,000
Main Street Home Loans LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 131,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 115,000
Homeplus Finance Corporation
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 1 $ 8,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 152,000
Americahomekey, Inc
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 93,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 139,000
Mortgage Investors Group
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 1 $ 119,000
Southern Crescent Mortgage & I
145 W. LANIER AVE.
FAYETTEVILLE, GA 30214
* $ 10,000,000 1 $ 110,000
Silverton Mortgage Specialists
1027 MONROE DRIVE NE
ATLANTA, GA 30306
* $ 100,000,000 1 $ 118,000
Multi-State Home Lending Inc.
2081 BUSINESS CENTER DRIVE SUITE 190
IRVINE, CA 92612
* $ 10,000,000 1 $ 153,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 241,000
Cardinal Financial Company
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 129,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 332,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 137,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 102,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 156,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 146,000
First Homeowners Financial
6065 ROSWELL ROAD SUIT 218
ATLANTA, GA 30328
* $ 10,000,000 1 $ 150,000

The tables below break down 2009 mortgage applications in Jasper County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jasper County, GA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 729 $111,761,000 $153,000 $1,005,000 $67,000 $1,870,000
Home Purchase 211 $25,454,000 $120,000 $660,000 $58,000 $326,000
Home Improvement 40 $2,582,000 $64,000 $409,000 $67,000 $264,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 683 $100,950,000 $147,000 $1,005,000 $70,000 $1,023,000
Not applicable 94 $12,437,000 $132,000 $794,000 $41,000 $1,870,000
Not Provided 91 $14,312,000 $157,000 $794,000 $65,000 $1,300,000
Black or African American 91 $9,115,000 $100,000 $343,000 $43,000 $271,000
Hispanic 14 $1,890,000 $135,000 $228,000 $53,000 $153,000
American Indian or Alaskan Native 4 $669,000 $167,000 $245,000 $279,000 $960,000
Asian 3 $424,000 $141,000 $259,000 $35,000 $63,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 690 $101,150,000 $146,000 $1,005,000 $78,000 $1,870,000
FHA-insured (Federal Housing Administration) 241 $32,533,000 $134,000 $323,000 $36,000 $271,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $2,434,000 $93,000 $160,000 $30,000 $67,000
VA-guaranteed (Veterans Administration) 23 $3,680,000 $160,000 $342,000 $28,000 $158,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 449 $61,692,000 $137,000 $1,005,000 $69,000 $1,300,000
Application Denied By Financial Institution 201 $28,491,000 $141,000 $636,000 $61,000 $1,023,000
Loan Purchased By The Institution 165 $24,136,000 $146,000 $794,000 $55,000 $1,870,000
Application Withdrawn By Applicant 105 $16,176,000 $154,000 $417,000 $72,000 $960,000
Application Approved But Not Accepted 30 $4,441,000 $148,000 $408,000 $61,000 $200,000
File Closed For Incompleteness 29 $4,831,000 $166,000 $404,000 $62,000 $240,000
Preapproval Denied by Financial Institution 1 $30,000 $30,000 $30,000 $96,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 49 $8,642,000 $176,000 $636,000 $76,000 $541,000
Credit History 33 $3,124,000 $94,000 $250,000 $45,000 $264,000
Debt-To-Income Ratio 30 $4,305,000 $143,000 $370,000 $44,000 $140,000
Credit Application Incomplete 12 $2,195,000 $182,000 $397,000 $81,000 $156,000
Other 8 $1,087,000 $135,000 $256,000 $53,000 $97,000
Unverifiable Information 6 $898,000 $149,000 $362,000 $112,000 $271,000
Insufficient Cash (Downpayment, Closing Cost) 3 $380,000 $126,000 $199,000 $41,000 $67,000
Employment History 1 $184,000 $184,000 $184,000 $95,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Georgia Lender List