Jenkins County, GA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 236 mortgage applications in Jenkins County, GA totaling $39.6 million, up 35% from 2024. The average application was for $167,000, and applicants reported an average income of $89,000. 39% of applications resulted in an originated loan and 29% were denied. The most active lender was 21st Mortgage, with 47 applications, followed by Regions Bank and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 236
Total Mortgage Loan Application Amount $39,550,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $89,000
Highest Applicant Income $600,000

Mortgage Company List for Lending in Jenkins County, GA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 47 $ 7,685,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 17 $ 1,255,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 8 $ 1,100,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 8 $ 1,730,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 6 $ 1,390,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 6 $ 1,070,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 5 $ 505,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 5 $ 1,075,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ n/a 5 $ 505,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 5 $ 1,285,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 1,240,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 4 $ 830,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 4 $ 590,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 4 $ 550,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 4 $ 690,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 4 $ 740,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 1,000,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 4 $ 340,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 730,000
Morris Bank
301 BELLEVUE AVENUE
DUBLIN, GA 31021
* $ n/a 4 $ 770,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 4 $ 750,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 3 $ 405,000
Colony Bank
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ n/a 3 $ 325,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 3 $ 585,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ n/a 3 $ 205,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 705,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 2 $ 540,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ n/a 2 $ 30,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 2 $ 60,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 2 $ 200,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 470,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 2 $ 370,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 2 $ 200,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 2 $ 520,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 2 $ 240,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 2 $ 180,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ n/a 2 $ 290,000
Glennville Bank
P.O. BOX 278
GLENNVILLE, GA 30427
* $ n/a 2 $ 100,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ n/a 2 $ 630,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 1 $ 135,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 185,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 1 $ 115,000
Pineland Bank
501 W. 12TH STREET, P. O. BOX 1988
ALMA, GA 31510
* $ n/a 1 $ 205,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 1 $ 185,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31095
* $ n/a 1 $ 45,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 115,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 1 $ 145,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 95,000
Core Credit Union
43 N MAIN ST
STATESBORO, GA 30459
* $ n/a 1 $ 205,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ n/a 1 $ 255,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 1 $ 275,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 1 $ 95,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 1,205,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 1 $ 85,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ n/a 1 $ 1,005,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 145,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 165,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 1 $ 125,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 125,000
Rapid Mortgage Company
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45255
* $ n/a 1 $ 65,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 1 $ 165,000
Credit Union Financial Services, LLC
2476 LAWRENCEVILLE HIGHWAY SUITE 101
DECATUR, GA 30033
* $ n/a 1 $ 115,000

The tables below break down 2025 mortgage applications in Jenkins County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jenkins County, GA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 142 $24,460,000 $172,000 $455,000 $81,000 $360,000
Cash-out Refinancing 40 $7,130,000 $178,000 $1,205,000 $91,000 $435,000
Refinancing 25 $4,525,000 $181,000 $505,000 $105,000 $600,000
Other Purpose 15 $2,165,000 $144,000 $1,005,000 $121,000 $533,000
Home Improvement 14 $1,270,000 $90,000 $255,000 $105,000 $263,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 136 $23,250,000 $170,000 $505,000 $87,000 $360,000
Black or African American 42 $5,010,000 $119,000 $285,000 $82,000 $600,000
Not Provided 33 $6,735,000 $204,000 $1,205,000 $114,000 $533,000
Not applicable 20 $4,050,000 $202,000 $435,000 $64,000 $64,000
Hispanic 4 $400,000 $100,000 $155,000 $44,000 $63,000
American Indian or Alaskan Native 1 $105,000 $105,000 $105,000 $59,000 $59,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 160 $23,530,000 $147,000 $1,205,000 $93,000 $600,000
FHA-insured (Federal Housing Administration) 51 $9,555,000 $187,000 $385,000 $80,000 $203,000
VA-guaranteed (Veterans Administration) 21 $5,715,000 $272,000 $505,000 $70,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $750,000 $187,000 $245,000 $73,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 91 $16,055,000 $176,000 $1,205,000 $97,000 $435,000
Application Denied By Financial Institution 68 $9,230,000 $135,000 $355,000 $79,000 $600,000
File Closed For Incompleteness 29 $4,935,000 $170,000 $505,000 $84,000 $340,000
Application Withdrawn By Applicant 26 $5,320,000 $204,000 $1,005,000 $92,000 $533,000
Loan Purchased By The Institution 15 $3,245,000 $216,000 $435,000 $64,000 $64,000
Application Approved But Not Accepted 6 $630,000 $105,000 $165,000 $84,000 $125,000
Preapproval Approved but not Accepted 1 $135,000 $135,000 $135,000 $45,000 $45,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 160 $28,260,000 $176,000 $1,205,000 $87,000 $435,000
Credit History 25 $4,065,000 $162,000 $355,000 $91,000 $600,000
Debt-To-Income Ratio 23 $4,065,000 $176,000 $1,005,000 $97,000 $533,000
Credit Application Incomplete 10 $900,000 $90,000 $155,000 $78,000 $150,000
Collateral 9 $1,215,000 $135,000 $255,000 $82,000 $199,000
Insufficient Cash (Downpayment, Closing Cost) 4 $650,000 $162,000 $285,000 $100,000 $150,000
Other 3 $215,000 $71,000 $125,000 $117,000 $263,000
Unverifiable Information 1 $115,000 $115,000 $115,000 $45,000 $45,000
Employment History 1 $65,000 $65,000 $65,000 $45,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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